{"id":1748,"date":"2022-07-15T21:56:19","date_gmt":"2022-07-15T12:56:19","guid":{"rendered":"https:\/\/1up-life.blog\/?p=1748"},"modified":"2022-07-15T21:56:19","modified_gmt":"2022-07-15T12:56:19","slug":"%e3%80%90%e7%bf%bb%e8%a8%b3%e3%80%91jp%e3%83%a2%e3%83%ab%e3%82%ac%e3%83%b3%e3%83%bb%e3%83%81%e3%82%a7%e3%83%bc%e3%82%b9-jpm2022%e5%b9%b4%e7%ac%ac2%e5%9b%9b%e5%8d%8a%e6%9c%9f%e6%b1%ba%e7%ae%97","status":"publish","type":"post","link":"https:\/\/1up-life.blog\/?p=1748","title":{"rendered":"\u3010\u7ffb\u8a33\u3011JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)2022\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a"},"content":{"rendered":"<p>JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)2022\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002<\/p>\n<p>\u7d14\u5229\u76ca\u304c\u524d\u5e74\u540c\u671f\u6bd428%\u6e1b\u3068\u306f\u826f\u304f\u306a\u3044\u3067\u3059\u306d\u3002<\/p>\n<p>\u3057\u304b\u3082\u8cb8\u5012\u5f15\u5f53\u91d1\u3082\u7a4d\u307f\u5897\u3057\u3066\u3044\u308b\u306e\u3067\u4eca\u5f8c\u306e\u5229\u4e0a\u3052\u306b\u4f34\u3046\u666f\u6c17\u6e1b\u901f\u30b7\u30ca\u30ea\u30aa\u306a\u3069\u3092\u8003\u616e\u3057\u3066\u3044\u308b\u3088\u3046\u3067\u3059\u306d\u3002<\/p>\n<div id=\"attachment_1749\" style=\"width: 1489px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1749\" class=\"wp-image-1749 size-full\" src=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2022\/07\/JPM_2022-07-15_21-53-53.png\" alt=\"JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)\u682a\u4fa1\" width=\"1479\" height=\"816\" srcset=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2022\/07\/JPM_2022-07-15_21-53-53.png 1479w, https:\/\/1up-life.blog\/wp-content\/uploads\/2022\/07\/JPM_2022-07-15_21-53-53-300x166.png 300w, https:\/\/1up-life.blog\/wp-content\/uploads\/2022\/07\/JPM_2022-07-15_21-53-53-1024x565.png 1024w, https:\/\/1up-life.blog\/wp-content\/uploads\/2022\/07\/JPM_2022-07-15_21-53-53-768x424.png 768w, https:\/\/1up-life.blog\/wp-content\/uploads\/2022\/07\/JPM_2022-07-15_21-53-53-940x519.png 940w\" sizes=\"auto, (max-width: 1479px) 100vw, 1479px\" \/><p id=\"caption-attachment-1749\" class=\"wp-caption-text\">JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)\u682a\u4fa1<\/p><\/div>\n<p class=\"hh hh3 main-bdr\"><span class=\"big\"><strong>JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)2022\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a<\/strong><\/span><\/p>\n<p>2022\u5e747\u670814\u65e5\u5348\u524d8\u664230\u5206\uff08\u7c73\u56fd\u6771\u90e8\u6642\u9593\uff09<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u304a\u306f\u3088\u3046\u3054\u3056\u3044\u307e\u3059\u3001\u7686\u69d8\u3002JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9\u306e2022\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u96fb\u8a71\u4f1a\u8b70\u306b\u3088\u3046\u3053\u305d\u3002\u3053\u306e\u901a\u8a71\u306f\u9332\u97f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002[\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\u304b\u3089\u306e\u6307\u793a] \u3053\u308c\u304b\u3089\u30e9\u30a4\u30d6\u3067\u30d7\u30ec\u30bc\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3\u3092\u884c\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b9\u30bf\u30f3\u30d0\u30a4\u3092\u304a\u9858\u3044\u3057\u307e\u3059\u3002\u305d\u308c\u3067\u306f\u3001JPMorgan Chase\u306e\u4f1a\u9577\u517cCEO\u306eJamie Dimon\u3001\u305d\u3057\u3066\u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\u306eJeremy Barnum\u306b\u96fb\u8a71\u3092\u304a\u7e4b\u304e\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u30d0\u30fc\u30ca\u30e0\u3055\u3093\u3001\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\u3001\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002<br \/>\n\u7686\u3055\u3093\u3001\u304a\u306f\u3088\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u30d7\u30ec\u30bc\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3\u306e\u5185\u5bb9\u306f\u5f53\u793e\u306e\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u3067\u3054\u89a7\u3044\u305f\u3060\u3051\u307e\u3059\u304c\u3001\u5f8c\u308d\u306e\u65b9\u306b\u3042\u308b\u514d\u8cac\u4e8b\u9805\u3092\u3054\u53c2\u7167\u304f\u3060\u3055\u3044\u30021\u30da\u30fc\u30b8\u76ee\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u58f2\u4e0a\u9ad8316\u5104\u30c9\u30eb\u306b\u5bfe\u3057\u3001\u7d14\u5229\u76ca86\u5104\u30c9\u30eb\u3001EPS2.76\u30c9\u30eb\u3092\u8a08\u4e0a\u3057\u3001ROTCE\u306f17\uff05\u3092\u9054\u6210\u3057\u307e\u3057\u305f\u3002\u3044\u304f\u3064\u304b\u306e\u30cf\u30a4\u30e9\u30a4\u30c8\u306b\u89e6\u308c\u307e\u3059\u3002\u5f53\u56db\u534a\u671f\u3082\u5e02\u5834\u90e8\u9580\u306f\u597d\u8abf\u3067\u300180\u5104\u30c9\u30eb\u8fd1\u3044\u53ce\u76ca\u3092\u4e0a\u3052\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3057\u305f\u3002\u4fe1\u7528\u72b6\u614b\u306f\u6975\u3081\u3066\u5065\u5168\u3067\u3001\u6b63\u5473\u8cb8\u5012\u640d\u5931\u306f\u6b74\u53f2\u7684\u306a\u4f4e\u6c34\u6e96\u3092\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u5404\u4e8b\u696d\u306b\u304a\u3051\u308b\u8cb8\u4ed8\u91d1\u306e\u5897\u52a0\u50be\u5411\u3082\u5f15\u304d\u7d9a\u304d\u826f\u597d\u3067\u3001\u5e73\u5747\u8cb8\u4ed8\u91d1\u306f\u524d\u5e74\u540c\u671f\u6bd47%\u5897\u3001\u524d\u56db\u534a\u671f\u6bd42%\u5897\u3068\u306a\u308a\u307e\u3057\u305f\u30022\u30da\u30fc\u30b8\u76ee\u306b\u3001\u3088\u308a\u8a73\u7d30\u306a\u60c5\u5831\u3092\u8a18\u8f09\u3057\u3066\u3044\u307e\u3059\u3002\u53ce\u76ca\u306f 316 \u5104\u30c9\u30eb\u3067\u3001\u524d\u5e74\u540c\u671f\u6bd4 2 \u5104 3500 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&#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u3054\u5b58\u77e5\u306e\u3088\u3046\u306b\u3001\u4eca\u5e74\u306e\u30ed\u30fc\u30f3\u6210\u9577\u7387\u306f1\u6841\u53f0\u5f8c\u534a\u3092\u898b\u8fbc\u3093\u3067\u3044\u307e\u3059\u3002\u305d\u3057\u3066\u3001\u305d\u306e\u898b\u901a\u3057\u306f\u3001\u307b\u307c\u73fe\u5728\u3082\u5909\u308f\u3063\u3066\u3044\u307e\u305b\u3093\u3002\u3082\u3061\u308d\u3093\u3001\u4eca\u5e74\u306f\u307e\u3060\u534a\u5206\u3057\u304b\u6b8b\u3063\u3066\u3044\u307e\u305b\u3093\u304c\u3002<\/p>\n<p>\u30ea\u30dc\u30eb\u30d0\u30fc\u306e\u5229\u7528\u7387\u3068\u65b0\u898f\u53e3\u5ea7\u958b\u8a2d\u306e\u4e21\u65b9\u304c\u5897\u52a0\u3057\u3066\u304a\u308a\u3001C&amp;I\u306f\u304b\u306a\u308a\u5805\u8abf\u306b\u63a8\u79fb\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001CRE\u3082\u9806\u8abf\u306b\u4f38\u3073\u3066\u3044\u307e\u3059\u3002\u3082\u3061\u308d\u3093\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3082\u975e\u5e38\u306b\u5805\u8abf\u306a\u4f38\u3073\u3092\u793a\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u306f\u5b09\u3057\u3044\u3053\u3068\u3067\u3059\u3002\u4eca\u5e74\u5ea6\u4ee5\u964d\u306e\u898b\u901a\u3057\u306b\u3064\u3044\u3066\u306f\u3001\u4eca\u306f\u7533\u3057\u4e0a\u3052\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u3054\u5b58\u77e5\u306e\u3088\u3046\u306b\u3001\u7d4c\u6e08\u74b0\u5883\u306b\u5927\u304d\u304f\u5de6\u53f3\u3055\u308c\u307e\u3059\u306e\u3067&#8230;\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u305f\u3060\u3072\u3068\u3064\u4ed8\u3051\u52a0\u3048\u308b\u3068\u3059\u308c\u3070\u3001\u3042\u308b\u7a2e\u306e\u30ed\u30fc\u30f3\u306e\u4f38\u3073\u306f\u88c1\u91cf\u7684\u306a\u3082\u306e\u3067\u3042\u308a\u3001\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306b\u57fa\u3065\u304f\u3082\u306e\u3067\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u3064\u3044\u3066\u8003\u3048\u3066\u307f\u308b\u3068\u3001\u79c1\u305f\u3061\u304c\u305d\u308c\u3092\u5927\u5e45\u306b\u62bc\u3057\u4e0b\u3052\u308b\u53ef\u80fd\u6027\u306f\u5341\u5206\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>Steve Chubak &#8212; Wolfe Research &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u306a\u308b\u307b\u3069\u3002\u79c1\u306e\u8cea\u554f\u306b\u7b54\u3048\u3066\u3044\u305f\u3060\u304d\u3001\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>Jeremy Barnum &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u3001Evercore ISI\u306eGlenn Schorr\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>Glenn Schorr &#8212; Evercore ISI &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3069\u3046\u3082\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u3069\u306e\u3088\u3046\u306b\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u3063\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1fJP\u30e2\u30eb\u30ac\u30f3\u306f\u5e38\u306b\u6210\u9577\u3092\u5fd7\u5411\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u306d\u3002\u307e\u305f\u3001\u9577\u671f\u7684\u306a\u30ea\u30bf\u30fc\u30f3\u306e\u305f\u3081\u306b\u5f15\u304d\u53d7\u3051\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u306d\u3002<\/p>\n<p>\u305d\u308c\u306f\u5206\u304b\u308b\u3002\u3057\u304b\u3057\u3001\u3042\u306a\u305f\u304c\u8a18\u4e8b\u3084\u30b3\u30f3\u30d5\u30a1\u30ec\u30f3\u30b9\u3067\u6307\u6458\u3057\u305f\u3088\u3046\u306a\u3001\u4e16\u754c\u3067\u8d77\u3053\u308a\u3046\u308b\u60aa\u3044\u4e8b\u614b\u3092\u8003\u3048\u308b\u3068\u3001\u3088\u308a\u53b3\u3057\u3044\u898b\u901a\u3057\u306b\u3088\u3063\u3066\u3001\u8cc7\u672c\u3068\u6d41\u52d5\u6027\u3092\u3088\u308a\u65e9\u304f\u69cb\u7bc9\u3059\u308b\u305f\u3081\u306b\u5f15\u304d\u53d7\u3051\u3092\u53b3\u3057\u304f\u3059\u308b\u3088\u3046\u306a\u3053\u3068\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u305d\u308c\u3068\u3082\u3001\u672c\u65e5\u767a\u8868\u3055\u308c\u305f\u81ea\u793e\u682a\u8cb7\u3044\u306e\u4e00\u6642\u505c\u6b62\u3060\u3051\u3067\u9054\u6210\u3067\u304d\u308b\u3068\u304a\u8003\u3048\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u305d\u3046\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u3053\u308c\u3089\u306e\u3053\u3068\u306f\u3059\u3079\u3066\u540c\u6642\u306b\u8a00\u3048\u308b\u3053\u3068\u306a\u306e\u3067\u3059\u306d\u3002\u307e\u305a\u30013\u30da\u30fc\u30b8\u76ee\u306b\u3042\u308b\u3088\u3046\u306b\u3001\u6709\u6a5f\u7684\u306a\u8cc7\u672c\u5275\u51fa\u306b\u3088\u3063\u3066\u3001\u65e9\u671f\u306b\u3068\u306f\u8a00\u308f\u306a\u3044\u307e\u3067\u3082\u3001\u9069\u5207\u306a\u30d0\u30c3\u30d5\u30a1\u30fc\u3092\u78ba\u4fdd\u3057\u305f\u4e0a\u3067\u3001\u5fc5\u8981\u306a\u5834\u6240\u306b\u975e\u5e38\u306b\u8fc5\u901f\u306b\u5230\u9054\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u540c\u6642\u306b\u3001\u30b8\u30a7\u30a4\u30df\u30fc\u304c\u6307\u6458\u3057\u305f\u3088\u3046\u306b\u3001\u660e\u3089\u304b\u306b\u3001\u3053\u306e\u5c40\u9762\u3067\u306f\u3001\u30ea\u30bf\u30fc\u30f3\u304c\u4f4e\u3044\u304b\u3001\u9867\u5ba2\u3068\u306e\u95a2\u9023\u6027\u304c\u4f4e\u3044\u304b\u3001\u3042\u308b\u3044\u306f\u305d\u306e\u4e21\u65b9\u306e\u8981\u7d20\u3084\u878d\u8cc7\u3092\u3001\u3044\u3064\u3082\u4ee5\u4e0a\u306b\u7a4d\u6975\u7684\u306b\u7cbe\u67fb\u3057\u3066\u3044\u304f\u3064\u3082\u308a\u3067\u3059\u3002<\/p>\n<p>\u3044\u305a\u308c\u306b\u305b\u3088\u3001\u79c1\u305f\u3061\u306f\u5e38\u306b\u305d\u3046\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u3082\u3061\u308d\u3093\u3001\u3053\u306e\u77ac\u9593\u306f\u3001\u305d\u308c\u306b\u5bfe\u3059\u308b\u71b1\u3092\u5c11\u3057\u4e0a\u3052\u308b\u3064\u3082\u308a\u3067\u3059\u3002\u5f15\u304d\u53d7\u3051\u306b\u95a2\u3057\u3066\u306f\u3001\u304a\u3063\u3057\u3083\u308b\u3068\u304a\u308a\u3001\u30b5\u30a4\u30af\u30eb\u3092\u901a\u3058\u3066\u5f15\u304d\u53d7\u3051\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002\u30ea\u30b9\u30af\u30a2\u30da\u30bf\u30a4\u30c8\u3068\u30af\u30ec\u30b8\u30c3\u30c8\u30dc\u30c3\u30af\u30b9\u306b\u3064\u3044\u3066\u306f\u3001\u5b89\u5fc3\u3057\u3066\u4efb\u305b\u3089\u308c\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u70b9\u306b\u3064\u3044\u3066\u306f\u3001\u7279\u306b\u5909\u5316\u306f\u306a\u3044\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u305f\u3060\u3072\u3068\u3064\u4ed8\u3051\u52a0\u3048\u308b\u3068\u3059\u308c\u3070\u3001\u660e\u3089\u304b\u306b\u3001\u79c1\u305f\u3061\u304c\u53d6\u308b\u30ea\u30b9\u30af\u306f\u3001\u305d\u308c\u81ea\u4f53\u3067\u4fa1\u683c\u304c\u6c7a\u307e\u308b\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u3002\u30d6\u30ea\u30c3\u30b8\u30fb\u30d6\u30c3\u30af\u3092\u898b\u308b\u3068\u3001\u4ee5\u524d\u3088\u308a\u3082\u5c0f\u3055\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u591a\u304f\u306e\u4eba\u304c\u5927\u304d\u306a\u640d\u5931\u3092\u51fa\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b\u4e2d\u3067\u3001\u79c1\u305f\u3061\u306f\u5c11\u3057\u3057\u304b\u640d\u5931\u3092\u51fa\u3055\u306a\u304b\u3063\u305f\u306e\u3067\u3059\u304b\u3089\u3002\u79c1\u305f\u3061\u306f\u5e38\u306b\u3053\u306e\u3088\u3046\u306a\u3053\u3068\u3092\u610f\u8b58\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Glenn Schorr &#8212; Evercore ISI &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u308c\u306f\u3042\u308a\u304c\u305f\u3044\u3067\u3059\u306d\u3002\u4eca\u671f\u3001CECL\u5f15\u5f53\u91d1\u306e\u8a08\u4e0a\u3084\u3001\u60aa\u3044\u30b7\u30ca\u30ea\u30aa\u306e\u78ba\u7387\u3092\u4e0a\u3052\u308b\u3053\u3068\u3092\u691c\u8a0e\u3055\u308c\u307e\u3057\u305f\u304b\uff1f\u307e\u305f\u3001\u305d\u306e\u3053\u3068\u306b\u3064\u3044\u3066\u3069\u306e\u3088\u3046\u306b\u304a\u8003\u3048\u3060\u3063\u305f\u306e\u304b\u3001\u304a\u805e\u304b\u305b\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3\uff08Jamie Dimon\uff09\u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u3057\u304b\u3057\u3001\u305d\u308c\u306f\u884c\u3044\u307e\u305b\u3093\u3067\u3057\u305f\u3002\u4eca\u5f8c\u306e\u56db\u534a\u671f\u3067\u3069\u3046\u3059\u308b\u304b\u306f\u3001\u660e\u3089\u304b\u306b\u3053\u308c\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u305d\u3046\u3067\u3059\u306d\u3002\u305d\u3057\u3066\u3001\u30b0\u30ec\u30f3\u3001\u79c1\u305f\u3061\u304c\u524d\u56db\u534a\u671f\u306b\u305d\u308c\u3092\u884c\u3063\u305f\u3053\u3068\u3092\u601d\u3044\u51fa\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u3067\u3059\u304b\u3089\u3001\u79c1\u305f\u3061\u306f\u3059\u3067\u306b\u3001\u79c1\u305f\u3061\u81ea\u8eab\u306e\u3084\u3084\u30cd\u30ac\u30c6\u30a3\u30d6\u306a\u898b\u65b9\u3092\u53cd\u6620\u3055\u305b\u308b\u305f\u3081\u306b\u3001\u5e02\u5834\u304c\u793a\u5506\u3059\u308b\u4ee5\u4e0a\u306e\u898b\u901a\u3057\u306e\u6b6a\u307f\u3092\u5c0e\u5165\u3057\u3066\u3044\u307e\u3059\u3002\u3042\u308b\u610f\u5473\u3067\u3001\u79c1\u305f\u3061\u306f\u305d\u306e\u70b9\u3067\u306f\u65e9\u304b\u3063\u305f\u3068\u8a00\u3048\u307e\u3059\u3002\u3067\u3059\u304b\u3089\u3001\u4eca\u671f\u306f\u5fc5\u305a\u3057\u3082\u305d\u3046\u3067\u306f\u306a\u304b\u3063\u305f\u306e\u3067\u3059\u3002<\/p>\n<p>Glenn Schorr &#8212; Evercore ISI &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u308f\u304b\u308a\u307e\u3057\u305f\u3002\u304a\u4e8c\u4eba\u3068\u3082\u3001\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306fAutonomous Research\u306eJohn McDonald\u304b\u3089\u3067\u3059\u3002\u7d9a\u3051\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>John McDonald &#8212; Bank of America Merrill Lynch &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3053\u3093\u306b\u3061\u306f\u3001\u304a\u306f\u3088\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u30b8\u30a7\u30ec\u30df\u30fc\u3055\u3093\u3001\u9810\u91d1\u306e\u52d5\u5411\u306b\u3064\u3044\u3066\u304a\u805e\u304b\u305b\u304f\u3060\u3055\u3044\u3002\u5546\u696d\u7528\u9810\u91d1\u3001\u30a6\u30a7\u30eb\u30b9\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u3001\u30ea\u30c6\u30fc\u30eb\u306e\u30d5\u30ed\u30fc\u3068\u30ea\u30d7\u30e9\u30a4\u30b7\u30f3\u30b0\u306e\u5727\u529b\u306e\u9055\u3044\u306b\u3064\u3044\u3066\u3067\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; 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McDonald &#8212; Bank of America Merrill Lynch &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u3046\u3067\u3059\u304b\u3002\u7d9a\u3044\u3066\u3001NII\u306e\u66f4\u65b0\u898b\u901a\u3057\u306b\u3064\u3044\u3066\u3067\u3059\u304c\u3001Investor Day\u3067\u306f\u7b2c4\u56db\u534a\u671f\u306b\u7d04660\u5104\u30c9\u30eb\u306e\u9000\u51fa\u7387\u3092\u898b\u8fbc\u3093\u3067\u3044\u308b\u3068\u304a\u3063\u3057\u3083\u3063\u3066\u3044\u307e\u3057\u305f\u3002\u3053\u306e\u6570\u5b57\u304c\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u306a\u306e\u304b\u3001\u307e\u305f\u3001\u91d1\u5229\u4f4e\u4e0b\u306b\u3088\u308b\u6069\u6075\u304c\u3069\u306e\u7a0b\u5ea6\u8584\u308c\u308b\u3068\u60f3\u5b9a\u3057\u3066\u3044\u308b\u306e\u304b\u3001\u304a\u805e\u304b\u305b\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>66\u3068\u3044\u3046\u6570\u5b57\u306f\u300168\u3068\u304b68\u30d7\u30e9\u30b9\u3068\u304b\u3001\u305d\u3046\u3044\u3046\u6570\u5b57\u3067\u3082\u3044\u3044\u3093\u3067\u3059\u3002\u3082\u3061\u308d\u3093\u30011\u56db\u534a\u671f\u3092\u5e74\u7387\u63db\u7b97\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u3053\u306e\u6570\u5b57\u304c\u79c1\u305f\u3061\u306b\u3068\u3063\u3066\u306f\u826f\u3044\u6570\u5b57\u306b\u601d\u3048\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u901a\u671f\u306e\u5897\u52a0\u5206\u3068\u540c\u3058\u3067\u3059\u3002\u305d\u308c\u304b\u3089\u3001\u3059\u307f\u307e\u305b\u3093\u3001\u30b8\u30e7\u30f3\u3001\u3082\u30461\u3064\u8cea\u554f\u3092\u7e70\u308a\u8fd4\u3057\u3066\u3044\u305f\u3060\u3051\u307e\u3059\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>2023.<\/p>\n<p>John McDonald &#8212; Bank of America Merrill Lynch &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u826f\u3044\u9810\u91d1 [\u805e\u304d\u53d6\u308c\u305a]\u3002\u306f\u3044\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u306f\u3044\u3001\u305d\u3046\u3067\u3059\u3002\u305d\u3046\u3067\u3059\u300223\u5e74\u306b\u3064\u3044\u3066\u306f\u3001Investor Day\u3067\u3001\u7b2c4\u56db\u534a\u671f\u306e\u30e9\u30f3\u30ec\u30fc\u30c8\u304b\u30892023\u5e74\u307e\u3067\u4e0a\u632f\u308c\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u3044\u3046\u8a71\u3092\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u305d\u3057\u3066\u3001\u305d\u308c\u306f\u307b\u307c\u9593\u9055\u3044\u306a\u304f\u7d9a\u3044\u3066\u3044\u307e\u3059\u3002\u4e0a\u4e57\u305b\u306f\u3042\u308a\u307e\u3059\u3002\u3082\u3061\u308d\u3093\u3001\u79c1\u305f\u3061\u306f\u3088\u308a\u9ad8\u3044\u51fa\u767a\u70b9\u3001\u3088\u308a\u9ad8\u3044\u91d1\u5229\u304b\u3089\u51fa\u767a\u3057\u3066\u304a\u308a\u3001CPI\u30d6\u30e9\u30f3\u30c9\u306e\u5f8c\u306f\u305d\u3046\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u30012023\u5e74\u306eFRB\u4e88\u60f3\u304c\u5f15\u304d\u4e0b\u3052\u3089\u308c\u305f\u77ac\u9593\u304c\u3042\u308a\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u30012023\u5e74\u306eFRB\u4e88\u60f3\u306e\u5f15\u304d\u4e0b\u3052\u304c\u3042\u3063\u305f\u3053\u3068\u3082\u3042\u308a\u3001\u305d\u306e\u3088\u3046\u306a\u52d5\u304d\u3082\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u3082\u3061\u308d\u3093\u3001\u3053\u308c\u306f\u3059\u3079\u3066\u975e\u5e38\u306b\u4e0d\u5b89\u5b9a\u306a\u74b0\u5883\u4e0b\u3067\u306e\u8a71\u3067\u3059\u304c\u3001\u7b2c4\u56db\u534a\u671f\u306e\u30e9\u30f3\u30ec\u30fc\u30c8\u304b\u30892023\u5e74\u306b\u5411\u3051\u3066\u3044\u304f\u3089\u304b\u4e0a\u6607\u3059\u308b\u3068\u3044\u3046\u4e2d\u6838\u7684\u306a\u898b\u65b9\u306f\u307e\u3060\u5909\u308f\u3063\u3066\u3044\u307e\u305b\u3093\u3002<\/p>\n<p>John McDonald &#8212; \u30d0\u30f3\u30af\u30aa\u30d6\u30a2\u30e1\u30ea\u30ab\u30fb\u30e1\u30ea\u30eb\u30ea\u30f3\u30c1 &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u4e86\u89e3\u3057\u307e\u3057\u305f\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u30e2\u30eb\u30ac\u30f3\u30b9\u30bf\u30f3\u30ec\u30fc\u306e\u30d9\u30c3\u30c4\u30a3\u30fc\u30fb\u30b0\u30e9\u30bb\u30c3\u30af\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>Betsy Graseck &#8212; Morgan Stanley &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3053\u3093\u306b\u3061\u306f\u3001\u304a\u306f\u3088\u3046\u3054\u3056\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u3084\u3042\u3001\u30d9\u30c3\u30c4\u30a3\u30fc\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u3084\u3042 \u30d9\u30c3\u30c4\u30a3\u30fc<\/p>\n<p>Betsy Graseck &#8212; Morgan Stanley &#8212; 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&#8212; 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Graseck &#8212; \u30e2\u30eb\u30ac\u30f3\u30b9\u30bf\u30f3\u30ec\u30fc &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u4e86\u89e3\u3067\u3059\u3002\u305d\u308c\u304b\u3089 &#8211;<\/p>\n<p>Jeremy Barnum &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u3084\u3042\u3001\u30d9\u30c3\u30c4\u30a3\u30fc\u3002\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u306b\u3064\u3044\u3066\u3001\u3061\u3087\u3063\u3068\u98db\u3073\u8fbc\u3093\u3067\u307f\u307e\u3059\u306d\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; 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&#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u3053\u308c\u306f\u7d4c\u6e08\u306b\u3068\u3063\u3066\u60aa\u3044\u5f71\u97ff\u3092\u4e0e\u3048\u307e\u3059\u3002\u7c73\u56fd\u7d4c\u6e08\u306b\u3068\u3063\u3066\u826f\u3044\u3053\u3068\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u7279\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u30d3\u30b8\u30cd\u30b9\u306f\u3001\u4f4e\u6240\u5f97\u8005\u5411\u3051\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u60aa\u304f\u3001\u4f4e\u6240\u5f97\u8005\u3084\u30de\u30a4\u30ce\u30ea\u30c6\u30a3\u30fc\u306e\u4eba\u305f\u3061\u306a\u3069\u306b\u6253\u6483\u3092\u4e0e\u3048\u307e\u3059\u3002\u4f4f\u5b85\u30ed\u30fc\u30f3\u30d3\u30b8\u30cd\u30b9\u3092\u4fee\u6b63\u3057\u3066\u3053\u306a\u304b\u3063\u305f\u304b\u3089\u3001\u4eca\u5ea6\u306f\u305d\u308c\u3092\u60aa\u5316\u3055\u305b\u3066\u3044\u308b\u306e\u3067\u3059\u3002JP\u30e2\u30eb\u30ac\u30f3\u306b\u3068\u3063\u3066\u306f\u4f55\u306e\u30e1\u30ea\u30c3\u30c8\u3082\u306a\u3044\u3053\u3068\u3067\u3059\u304c\u3001\u3053\u306e\u56fd\u3092\u50b7\u3064\u3051\u308b\u3053\u3068\u306b\u306a\u308a\u3001\u975e\u5e38\u306b\u6b8b\u5ff5\u306a\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>Betsy Graseck &#8212; \u30e2\u30eb\u30ac\u30f3\u30b9\u30bf\u30f3\u30ec\u30fc &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3044\u3044\u3048\u3001\u305d\u306e\u70b9\u306b\u3064\u3044\u3066\u306f\u3059\u3079\u3066\u7406\u89e3\u3057\u3066\u3044\u307e\u3059\u3002\u5148\u307b\u3069\u304a\u3063\u3057\u3083\u3063\u305f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u95a2\u3059\u308b\u30b3\u30e1\u30f3\u30c8\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u4f38\u3073\u7387\u306e\u7e2e\u5c0f\u3001\u3042\u308b\u3044\u306f\u5e33\u7c3f\u4e0a\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u6b8b\u9ad8\u306e\u7e2e\u5c0f\u306b\u3064\u3044\u3066\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u6b8b\u9ad8\u306f&#8230;&#8230;\u3044\u3048\u3001\u305d\u3046\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u7d44\u6210\u306f\u3057\u307e\u3059\u304c\u3001\u5e33\u7c3f\u4e0a\u306e\u6b8b\u9ad8\u306f\u304a\u305d\u3089\u304f\u6e1b\u5c11\u3059\u308b\u3067\u3057\u3087\u3046\u3002\u305d\u3057\u3066\u3001\u79c1\u305f\u3061\u306f\u305d\u308c\u3092\u5909\u66f4\u3059\u308b\u6a29\u5229\u3092\u7559\u4fdd\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u305d\u308c\u306f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\u6c7a\u5b9a\u4e8b\u9805\u3067\u3059\u3002<\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u4fdd\u6709\u3059\u308b\u610f\u5473\u304c\u306a\u3044\u306e\u3067\u3042\u308c\u3070\u3001\u4fdd\u6709\u3059\u308b\u3053\u3068\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>Betsy Graseck &#8212; Morgan Stanley &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u3046\u3067\u3059\u306d\u3002\u305d\u3057\u3066\u3001\u30d0\u30c3\u30d5\u30a1\u30fc\u306f\u6e1b\u3089\u3059\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u4ee5\u524d\u3001\u30b8\u30a7\u30a4\u30df\u30fc\u306f\u3001\u4e8b\u696d\u306e\u30ea\u30b9\u30af\u306b\u5bfe\u3057\u3066\u5fc5\u8981\u306a\u81ea\u5df1\u8cc7\u672c\u6bd4\u7387\u304c\u4e0a\u6607\u3059\u308b\u3068\u3001\u30d0\u30c3\u30d5\u30a1\u30fc\u3092\u6e1b\u3089\u3057\u3066\u904b\u7528\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u8a00\u3063\u3066\u3044\u307e\u3057\u305f\u306d\u3002\u3053\u306e\u70b9\u306b\u3064\u3044\u3066\u3001\u3082\u3046\u5c11\u3057\u8a73\u3057\u304f\u8aac\u660e\u3057\u3066\u3044\u305f\u3060\u3051\u307e\u3059\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u79c1\u305f\u3061\u306f\u30d0\u30c3\u30d5\u30a1\u30fc\u3092\u78ba\u4fdd\u3059\u308b\u3064\u3082\u308a\u3067\u3059 &#8212; \u3053\u306e\u6642\u70b9\u3067\u306f\u3001SCB\u304c\u4f55\u3092\u610f\u5473\u3059\u308b\u306e\u304b\u3055\u3048\u3088\u304f\u308f\u304b\u308a\u307e\u305b\u3093\u3002\u898f\u5236\u4e0a\u306e\u6700\u4f4e\u30e9\u30a4\u30f3\u3092\u4e0b\u56de\u308b\u3053\u3068\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u3002\u3082\u3057\u305d\u3046\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u306e\u3067\u3042\u308c\u3070\u3001\u4fe1\u7528\u3092\u3055\u3089\u306b\u4f4e\u4e0b\u3055\u305b\u3001\u5275\u9020\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3068\u3053\u308d\u307e\u3067\u8ffd\u3044\u8fbc\u3080\u3060\u3051\u3067\u3059\u3002\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u3092\u904b\u55b6\u3059\u308b\u4e0a\u3067\u3001\u3053\u308c\u306f\u3072\u3069\u3044\u3084\u308a\u65b9\u3067\u3059\u3002\u79c1\u305f\u3061\u306f\u3001\u904e\u5270\u306a\u8cc7\u672c\u304c\u3042\u308b\u305f\u3081\u3001\u30d0\u30c3\u30d5\u30a1\u30fc\u3092\u3069\u3046\u3059\u3079\u304d\u304b\u3001\u3082\u3063\u3068\u8aac\u660e\u3059\u308b\u7fa9\u52d9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u8cc7\u672c\u3092\u3069\u3046\u3059\u3079\u304d\u304b\u306b\u3064\u3044\u3066\u5927\u304d\u306a\u6df7\u4e71\u304c\u751f\u3058\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u3072\u3068\u3064\u3060\u3051\u899a\u3048\u3066\u304a\u3044\u3066\u3044\u305f\u3060\u304d\u305f\u3044\u306e\u306f\u3001\u79c1\u305f\u3061\u306f\u6709\u5f62\u56fa\u5b9a\u8cc7\u7523\u306e70\uff05\u3092\u7372\u5f97\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3053\u306e\u72b6\u614b\u3092\u7dad\u6301\u3059\u308b\u3053\u3068\u306f\u53ef\u80fd\u3067\u3059\u3002\u4f1a\u793e\u306f\u7d76\u597d\u8abf\u3067\u3059\u3002<\/p>\n<p>\u79c1\u305f\u3061\u306f\u9867\u5ba2\u306b\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3001\u6b8b\u308a\u306e\u3082\u306e\u306f\u5730\u7344\u306e\u3088\u3046\u306b\u7ba1\u7406\u3059\u308b\u3064\u3082\u308a\u3067\u3059\u3002\u6211\u3005\u306f\u307e\u3060\u7d20\u6674\u3089\u3057\u3044\u30d3\u30b8\u30cd\u30b9\u3084\u3089\u3092\u8003\u3048\u3066\u3044\u308b\u3002\u3053\u306e\u3088\u3046\u306a\u3082\u306e\u306e\u307b\u3068\u3093\u3069\u306f\u3001\u8ffd\u52a0\u306e\u30ea\u30b9\u30af\u3092\u307e\u3063\u305f\u304f\u751f\u307f\u51fa\u3055\u306a\u3044\u3002\u305f\u3060\u3001\u8cc7\u672c\u3092\u751f\u307f\u51fa\u3059\u3060\u3051\u3060\u3002<\/p>\n<p>Betsy Graseck &#8212; Morgan Stanley &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u308f\u304b\u308a\u307e\u3057\u305f\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002<\/p>\n<p>\u904b\u55b6\u8005<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306fSeaport Global Securities\u306eJim Mitchell\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u304a\u9032\u307f\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u30b8\u30e0\u30fb\u30df\u30c3\u30c1\u30a7\u30eb &#8212; \u30b7\u30fc\u30dd\u30fc\u30c8\u30fb\u30b0\u30ed\u30fc\u30d0\u30eb\u30fb\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u30ba &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3084\u3042 \u304a\u306f\u3088\u3046\u3054\u3056\u3044\u307e\u3059 \u7d4c\u8cbb\u306e\u3053\u3068\u306a\u3093\u3067\u3059\u304c\u3002\u6295\u8cc7\u9280\u884c\u696d\u52d9\u304c\u6e1b\u901f\u3057\u3066\u3044\u308b\u4e0a\u534a\u671f\u3092\u898b\u308b\u3068\u3001\u5e74\u63db\u7b97\u3067760\u5104\u30c9\u30eb\u3092\u4e0b\u56de\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u305d\u308c\u3067\u3082770\u5104\u30c9\u30eb\u306e\u76ee\u6a19\u3092\u63b2\u3052\u3066\u3044\u307e\u3059\u306d\u3002<\/p>\n<p>\u305d\u308c\u3068\u3082\u3001\u30d1\u30a4\u30d7\u30e9\u30a4\u30f3\u304c\u5b8c\u6210\u3059\u308b\u304b\u3069\u3046\u304b\u304c\u4e0d\u900f\u660e\u3067\u3001\u3088\u304f\u308f\u304b\u308b\u307e\u3067\u306f\u5b8c\u6210\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u306f\u3044\u3001\u30b8\u30e0\u3002\u3044\u3044\u8cea\u554f\u3067\u3059\u306d\u3002\u79c1\u305f\u3061\u3082\u305d\u306e\u3088\u3046\u306b\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u5f8c\u8005\u3088\u308a\u3082\u524d\u8005\u306e\u65b9\u304c\u591a\u3044\u306e\u306f\u9593\u9055\u3044\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3064\u307e\u308a\u3001770\u5104\u30c9\u30eb\u3068\u3044\u3046\u306e\u306f\u3001\u79c1\u305f\u3061\u304c\u4eca\u898b\u3066\u3044\u308b\u6570\u5b57\u3067\u3042\u308a\u3001\u4fe1\u3058\u3066\u3044\u308b\u6570\u5b57\u306a\u306e\u3067\u3059\u3002\u307e\u305f\u3001M&amp;A\u306e\u5b8c\u4e86\u3084\u30e9\u30f3\u30ec\u30fc\u30c8\u306e\u5897\u52a0\u3001\u6295\u8cc7\u8a08\u753b\u306e\u7d99\u7d9a\u7684\u306a\u5b9f\u884c\u3001\u5f93\u696d\u54e1\u6570\u306e\u5897\u52a0\uff08\u63a1\u7528\u80fd\u529b\u306e\u5897\u5f37\u306b\u4f34\u3044\u3001\u304a\u305d\u3089\u304f\u3088\u308a\u901f\u3044\u30da\u30fc\u30b9\u3067\u5897\u52a0\uff09\u306a\u3069\u3001\u4e0b\u534a\u671f\u306e\u8cbb\u7528\u3092\u62bc\u3057\u4e0a\u3052\u308b\u3055\u307e\u3056\u307e\u306a\u8981\u56e0\u304c\u3042\u308b\u3053\u3068\u3082\u3001\u898b\u901a\u3057\u3067\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3067\u3059\u304b\u3089\u3001\u4e0a\u534a\u671f\u306e\u6570\u5b57\u304b\u3089770\u5104\u30c9\u30eb\u3092\u4e0b\u56de\u308b\u3068\u3044\u3046\u7d50\u8ad6\u306f\u51fa\u305b\u306a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>Jim Mitchell &#8212; Seaport Global Securities &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u3046\u3067\u3059\u304b\u3002\u7d20\u6674\u3089\u3057\u3044\u3002\u305d\u308c\u304b\u3089\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u306b\u3064\u3044\u3066\u3082\u3002\u6d88\u8cbb\u8005\u5411\u3051\u3001\u5546\u696d\u5411\u3051\u3092\u554f\u308f\u305a\u3001\u5f15\u304d\u7d9a\u304d\u975e\u5e38\u306b\u597d\u8abf\u306e\u3088\u3046\u3067\u3059\u306d\u3002<\/p>\n<p>\u79c1\u305f\u3061\u306b\u306f\u3042\u307e\u308a\u5b9f\u611f\u304c\u306a\u3044\u306e\u3067\u3059\u304c\u3001\u4fe1\u7528\u306b\u4e80\u88c2\u304c\u5165\u3063\u305f\u308a\u3001\u30b7\u30b9\u30c6\u30e0\u306b\u3072\u305a\u307f\u304c\u751f\u3058\u305f\u308a\u3057\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>Jeremy Barnum &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u305d\u306e\u8cea\u554f\u306b\u5bfe\u3059\u308b\u7c21\u5358\u306a\u7b54\u3048\u306f\u300c\u30ce\u30fc\u300d\u3067\u3059\u3002\u8ab0\u3082\u304c\u77e5\u3063\u3066\u3044\u308b\u3068\u3053\u308d\u3067\u306f&#8230;<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u7d20\u6674\u3089\u3057\u3044\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0\uff08Jeremy Barnum\uff09 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u305d\u3046\u3067\u3059\u306d\u3002\u305d\u306e\u901a\u308a\u3067\u3059\u3002\u3082\u3061\u308d\u3093\u3001\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u4ee5\u524d\u306e\u901a\u5e38\u306e\u30ec\u30d9\u30eb\u3092\u306f\u308b\u304b\u306b\u4e0b\u56de\u308b\u6c34\u6e96\u3067\u63a8\u79fb\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u3082\u3057\u3042\u306a\u305f\u304c\u9855\u5fae\u93e1\u306e\u500d\u7387\u3092\u4e0a\u3052\u3001\u672c\u5f53\u306b\u3001\u672c\u5f53\u306b\u3001\u672c\u5f53\u306b\u3088\u304f\u89b3\u5bdf\u3057\u305f\u3044\u306e\u3067\u3042\u308c\u3070\u3001\u4f4e\u6240\u5f97\u8005\u5c64\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30d0\u30c3\u30d5\u30a1\u30fc\u3068\u305d\u306e\u5c64\u306e\u65e9\u671f\u5ef6\u6ede\u7387\u3092\u898b\u308c\u3070\u3001\u904e\u5270\u30ad\u30e3\u30c3\u30b7\u30e5\u306e\u71c3\u713c\u304c\u5c11\u3057\u65e9\u304f\u306a\u3063\u3066\u3044\u308b\u3068\u3044\u3046\u4e8b\u5b9f\u306b\u5bfe\u3059\u308b\u65e9\u671f\u8b66\u544a\u30b7\u30b0\u30ca\u30eb\u3092\u5c11\u3057\u898b\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u30d0\u30c3\u30d5\u30a1\u30fc\u306f\u307e\u3060\u5927\u4e0d\u6cc1\u524d\u306e\u6c34\u6e96\u3092\u8d85\u3048\u3066\u3044\u307e\u3059\u304c\u3001\u6e1b\u5c11\u3057\u3066\u304a\u308a\u3001\u4e00\u822c\u7684\u306a\u9867\u5ba2\u306e\u7d76\u5bfe\u6570\u306f\u305d\u308c\u307b\u3069\u9ad8\u304f\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u521d\u671f\u306e\u5ef6\u6ede\u306f\u307e\u3060\u5927\u6d41\u884c\u524d\u306e\u30ec\u30d9\u30eb\u3088\u308a\u4f4e\u3044\u3067\u3059\u304c\u3001\u4f4e\u6240\u5f97\u8005\u5c64\u3067\u306f\u305d\u308c\u306b\u8fd1\u3065\u3044\u3066\u3044\u307e\u3059\u3002\u3067\u3059\u304b\u3089\u3001\u65e9\u671f\u8b66\u544a\u306e\u30b7\u30b0\u30ca\u30eb\u3092\u63a2\u3059\u3068\u3057\u305f\u3089\u3001\u305d\u3053\u3067\u3057\u3087\u3046\u3002\u3057\u304b\u3057\u3001\u3053\u308c\u304c\u5358\u306a\u308b\u6b63\u5e38\u5316\u306a\u306e\u304b\u3001\u305d\u308c\u3068\u3082\u60aa\u5316\u306e\u65e9\u671f\u8b66\u544a\u306a\u306e\u304b\u306f\u3001\u307e\u3060\u5927\u304d\u306a\u7591\u554f\u304c\u6b8b\u308a\u307e\u3059\u3002<\/p>\n<p>\u79c1\u305f\u3061\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306f\u3001\u3054\u5b58\u77e5\u306e\u3088\u3046\u306b\u3001\u3053\u306e\u5206\u91ce\u306e\u5e02\u5834\u306b\u306f\u3042\u307e\u308a\u3055\u3089\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002\u3067\u3059\u304b\u3089\u3001\u79c1\u305f\u3061\u306b\u3068\u3063\u3066\u306f\u3042\u307e\u308a\u91cd\u8981\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>Jim Mitchell &#8212; Seaport Global Securities &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u3046\u3067\u3059\u306d\u3002\u3067\u306f\u3001\u30d7\u30e9\u30a4\u30e0\u306f\u307e\u3060\u304b\u306a\u308a\u6301\u3061\u3053\u305f\u3048\u3066\u3044\u308b\u306e\u3067\u3059\u306d\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002<\/p>\n<p>Jeremy Barnum &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u306f\u3044\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u3055\u3089\u306b\u826f\u3044\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u904b\u55b6\u8005<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u3001\u30b8\u30a7\u30d5\u30ea\u30fc\u30ba\u306e\u30b1\u30f3\u30fb\u30a6\u30b9\u30c7\u30a3\u30f3\u3055\u3093\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>Ken Usdin &#8212; Jefferies &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3084\u3042\u3001\u307f\u3093\u306a\u3002\u304a\u306f\u3088\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u30d0\u30e9\u30f3\u30b9\u30b7\u30fc\u30c8\u3068\u8cc7\u672c\u3001RWA\u3092\u7ba1\u7406\u3059\u308b\u3053\u3068\u306b\u3064\u3044\u3066\u306e\u30d5\u30a9\u30ed\u30fc\u30a2\u30c3\u30d7\u3092\u304a\u9858\u3044\u3057\u307e\u3059\u3002RWA\u3092\u7ba1\u7406\u3059\u308b\u80fd\u529b\u306b\u3064\u3044\u3066\u3001\u307e\u305f\u3001\u305d\u308c\u304c\u7d14\u5229\u76ca\u3084\u696d\u7e3e\u3001\u3042\u308b\u3044\u306fROTCE\u306e\u7d50\u679c\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3059\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u3059\u308c\u3070\u3001\u3069\u306e\u3088\u3046\u306a\u6b21\u5143\u3067\u8003\u3048\u3066\u3044\u307e\u3059\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u3054\u304f\u5927\u307e\u304b\u306b\u8a00\u3048\u3070\u3001\u79c1\u305f\u3061\u306b\u306f\u305d\u308c\u3092\u7ba1\u7406\u3059\u308b\u975e\u5e38\u306b\u5927\u304d\u306a\u80fd\u529b\u304c\u3042\u308a\u307e\u3059\u3002ROTC\u306e\u76ee\u6a19\u306a\u3069\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u3053\u3068\u306a\u304f\u3001\u7ba1\u7406\u3067\u304d\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u660e\u3089\u304b\u306b\u3001NII\u306b\u5c11\u3057\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u8cc7\u672c\u5275\u51fa\u306b\u3082\u5c11\u3057\u305d\u306e\u3088\u3046\u306a\u3082\u306e\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002\u3057\u304b\u3057\u3001\u5168\u4f53\u3068\u3057\u3066\u3001\u3069\u306e\u3088\u3046\u306b\u3059\u308c\u3070\u3046\u307e\u304f\u3044\u304f\u304b\u3092\u60f3\u50cf\u3059\u308b\u3064\u3082\u308a\u3067\u3059\u3002<\/p>\n<p>Ken Usdin &#8212; \u30b8\u30a7\u30d5\u30ea\u30fc\u30ba &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u4e86\u89e3\u3057\u307e\u3057\u305f\u3002OK\u3002\u305d\u308c\u306f\u6b63\u3057\u3044\u6307\u6458\u3067\u3059\u3002\u305d\u308c\u304b\u3089\u3001\u30ab\u30fc\u30c9\u306b\u3064\u3044\u30662\u3064\u76ee\u3067\u3059\u3002<\/p>\n<p>\u30ab\u30fc\u30c9\u306e\u53ce\u76ca\u7387\u306f\u3001NII\u306e\u6069\u6075\u3092\u53d7\u3051\u305f\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u5f15\u304d\u7d9a\u304d\u4f4e\u4e0b\u3057\u3066\u3044\u307e\u3059\u3002\u3082\u3061\u308d\u3093\u3001\u5206\u6bcd\u306e\u5897\u52a0\u3082\u3042\u308a\u307e\u3059\u3057\u3001\u571f\u5730\u306b\u5bfe\u3059\u308b\u652f\u51fa\u3082\u3042\u308a\u307e\u3059\u3002\u30ab\u30fc\u30c9\u53ce\u5165\u7387\u306b\u95a2\u3059\u308b\u30c0\u30a4\u30ca\u30df\u30af\u30b9\u3092\u7406\u89e3\u3057\u3001\u4eca\u5f8c\u3069\u306e\u3088\u3046\u306a\u65b9\u5411\u306b\u5411\u304b\u3046\u3068\u304a\u8003\u3048\u3067\u3059\u304b\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; 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Mayo &#8212; Wells Fargo Securities &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3082\u3046\u3072\u3068\u3064\u306f\u3001\u5e02\u5834\u306e\u53ce\u76ca\u304c\u304b\u306a\u308a\u60aa\u5316\u3057\u3066\u3044\u308b\u3053\u3068\u3067\u3059\u306d\uff1f\u3064\u307e\u308a\u3001\u5e02\u5834\u306e\u898b\u901a\u3057\u304c\u60aa\u304f\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u5e02\u5834\u306e\u898b\u901a\u3057\u304c\u60aa\u5316\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u3067\u3059\u304b\u3089\u3001\u4ed6\u306e\u3059\u3079\u3066\u304c\u540c\u3058\u3067\u3042\u308c\u3070\u3001\u305d\u308c\u306f\u5c11\u3057\u5c11\u306a\u304f\u306a\u308b\u306f\u305a\u3067\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u3057\u304b\u3057\u3001\u3053\u308c\u306f &#8211; 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Cassidy &#8212; RBC Capital Markets &#8212; 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&#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>2007\u5e74\u307e\u3067\u3055\u304b\u306e\u307c\u308b\u3068\u3001\u30d6\u30ea\u30c3\u30b8\u30fb\u30d6\u30c3\u30af\u306f\u30b9\u30c8\u30ea\u30fc\u30c8\u5168\u4f53\u30674800\u5104\u30c9\u30eb\u3060\u3063\u305f\u3068\u601d\u3044\u307e\u3059\u3002\u4eca\u65e5\u3001\u30b9\u30c8\u30ea\u30fc\u30c8\u5168\u4f53\u306e\u30d6\u30ea\u30c3\u30b8\u30d6\u30c3\u30af\u306f100\u4ee5\u4e0b\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u305d\u3046\u3067\u3059\u306d\u300120\uff05\u304f\u3089\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3\uff08Jamie Dimon\uff09 &#8212; 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&#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u306f\u3044\u3001\u6295\u8cc7\u9280\u884c\u90e8\u9580\u306e\u53ce\u76ca\u306b\u542b\u307e\u308c\u3066\u304a\u308a\u3001\u5546\u696d\u9280\u884c\u90e8\u9580\u306b\u3082\u5c11\u984d\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u30b8\u30a7\u30a4\u30df\u30fc\u304c\u8a00\u3063\u305f\u3088\u3046\u306b\u3001\u307e\u305f\u30c0\u30cb\u30a8\u30eb\u304cInvestor Day\u3067\u8ff0\u3079\u305f\u3088\u3046\u306b\u3001\u79c1\u305f\u3061\u306f\u30ea\u30b9\u30af\u9078\u597d\u5ea6\u3092\u4e0b\u3052\u3001\u30ec\u30d0\u30ec\u30c3\u30b8\u30c9\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3067\u306e\u30b7\u30a7\u30a2\u4f4e\u4e0b\u3092\u53d7\u3051\u5165\u308c\u308b\u3068\u3044\u3046\u610f\u8b58\u7684\u306a\u9078\u629e\u3092\u3057\u305f\u3068\u601d\u3044\u307e\u3059\u3002\u3067\u3059\u304b\u3089\u3001\u73fe\u5728\u306e\u72b6\u6cc1\u306b\u306f\u6e80\u8db3\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u79c1\u305f\u3061\u306f\u3001\u9069\u5207\u306a\u6848\u4ef6\u3092\u9069\u5207\u306a\u30ea\u30b9\u30af\u3067\u9069\u5207\u306a\u671f\u9593\u306b\u63d0\u4f9b\u3059\u308b\u305f\u3081\u306b\u3001\u307e\u3060\u30d3\u30b8\u30cd\u30b9\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Gerard Cassidy &#8212; RBC Capital Markets &#8212; 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Najarian &#8212; UBS &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u3001\u30c9\u30a4\u30c4\u9280\u884c\u306e\u30de\u30c3\u30c8\u30fb\u30aa\u30b3\u30ca\u30fc\u3055\u3093\u304b\u3089\u3067\u3059\u3002\u7d9a\u3051\u3066\u304f\u3060\u3055\u3044\u3002\u6b21\u306e\u8cea\u554f\u306f\u30d0\u30f3\u30af\u30aa\u30d6\u30a2\u30e1\u30ea\u30ab\u30fb\u30e1\u30ea\u30eb\u30ea\u30f3\u30c1\u306e\u30a8\u30d6\u30e9\u30d2\u30e0\u30fb\u30d7\u30fc\u30ca\u30ef\u30e9\u3055\u3093\u304b\u3089\u306e\u3082\u306e\u3067\u3059\u3002\u3069\u3046\u305e\u304a\u9032\u307f\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>Ebrahim Poonawala &#8212; Bank of America Merrill Lynch &#8212; Analyst<\/p>\n<p>\u304a\u306f\u3088\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u30b8\u30a7\u30ec\u30df\u30fc\u3055\u3093\u30011\u3064\u3060\u3051&#8230;2\u3064\u307b\u3069\u30d5\u30a9\u30ed\u30fc\u30a2\u30c3\u30d7\u3092\u304a\u9858\u3044\u3057\u307e\u3059\u3002\u5e02\u5834\u306f\u3001\u5927\u91cf\u306e\u5229\u4e0a\u3052\u306e\u4e88\u6e2c\u304b\u3089\u3001\u6765\u5e74\u306e\u5229\u4e0b\u3052\u306e\u4e88\u6e2c\u3078\u3068\u6025\u901f\u306b\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u304c\u300112\u30ab\u6708\u304b\u308918\u30ab\u6708\u5148\u306e\u91d1\u5229\u4f4e\u4e0b\u306b\u3088\u308b\u30c0\u30a6\u30f3\u30b5\u30a4\u30c9\u30ea\u30b9\u30af\u306e\u30d8\u30c3\u30b8\u306b\u3064\u3044\u3066\u3001ALCO\u30d0\u30e9\u30f3\u30b9\u30b7\u30fc\u30c8\u7ba1\u7406\u306b\u3069\u306e\u3088\u3046\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u3044\u307e\u3059\u304b\uff1f\u91d1\u5229\u4f4e\u4e0b\u304b\u3089\u4fdd\u8b77\u3059\u308b\u305f\u3081\u306b\u30c7\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u8ffd\u52a0\u3057\u305f\u308a\u3001\u5408\u6210\u7684\u306a\u3053\u3068\u3092\u3057\u305f\u308a\u3059\u308b\u3053\u3068\u3092\u671f\u5f85\u3059\u3079\u304d\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 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&#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u30d5\u30a9\u30ef\u30fc\u30c9\u30fb\u30ab\u30fc\u30d6\u306f\u3001\u79c1\u304c\u751f\u304d\u3066\u3044\u308b\u9593\u3001\u4e00\u8cab\u3057\u3066\u8aa4\u308a\u7d9a\u3051\u3066\u304d\u305f\u3053\u3068\u3092\u6307\u6458\u3057\u3066\u304a\u304d\u307e\u3059\u3002\u79c1\u305f\u3061\u306f\u5fc5\u305a\u3057\u3082\u30d5\u30a9\u30ef\u30fc\u30c9\u30ab\u30fc\u30d6\u306b\u57fa\u3065\u3044\u3066\u6295\u8cc7\u3092\u884c\u3063\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u7b2c\u4e8c\u306b\u3001\u79c1\u305f\u3061\u306f\u5e38\u306b\u3001\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3084\u305d\u306e\u4ed6\u306e\u3082\u306e\u3092\u3001NII\u3092\u5897\u3084\u3059\u305f\u3081\u3060\u3051\u3067\u306a\u304f\u3001\u5e45\u5e83\u3044\u7d50\u679c\u3092\u7ba1\u7406\u3059\u308b\u305f\u3081\u306b\u4f7f\u3063\u3066\u3044\u308b\u3068\u304a\u8a71\u3057\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u3067\u3059\u304b\u3089\u3001\u6b21\u306e\u56db\u534a\u671f\u306bNII\u3092\u8ffd\u52a0\u3059\u308b\u3068\u8a00\u308f\u308c\u308c\u3070\u3001\u306f\u3044\u3001\u305d\u3046\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u305d\u308c\u306f\u3001\u3042\u3089\u3086\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u7d50\u679c\u3092\u901a\u3058\u3066\u4f1a\u793e\u3092\u5b88\u308b\u3068\u3044\u3046\u3001\u6f5c\u5728\u7684\u306a\u7d50\u679c\u306e\u5e83\u3044\u7bc4\u56f2\u3092\u7ba1\u7406\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>Ebrahim Poonawala &#8212; Bank of America Merrill Lynch &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u308c\u306f\u53c2\u8003\u306b\u306a\u308a\u307e\u3059\u306d\u3002\u305d\u308c\u304b\u3089\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u306b\u3064\u3044\u30661\u3064\u3060\u3051\u30d5\u30a9\u30ed\u30fc\u30a2\u30c3\u30d7\u3092\u304a\u9858\u3044\u3057\u307e\u3059\u3002\u3082\u3057\u7a4f\u3084\u304b\u306a\u4e0d\u6cc1\u306b\u7a81\u5165\u3057\u305f\u5834\u5408\u3001\u6d88\u8cbb\u8005\u306b\u95a2\u3059\u308b\u3042\u306a\u305f\u306e\u30b3\u30e1\u30f3\u30c8\u3092\u805e\u304d\u307e\u3057\u305f\u304c\u30011\u3064\u304b2\u3064\u306e\u5206\u91ce\u3092\u9078\u3076\u3068\u3057\u305f\u3089\u3001\u640d\u5931\u306f\u3069\u3053\u306b\u96c6\u4e2d\u3059\u308b\u3068\u601d\u3044\u307e\u3059\u304b\uff1f\u5546\u696d\u90e8\u9580\u3067\u3057\u3087\u3046\u304b\uff1fCRE\u3067\u3057\u3087\u3046\u304b\uff1f\u307e\u305f\u3001\u305d\u306e\u3088\u3046\u306a\u666f\u6c17\u5f8c\u9000\u304c\u3069\u306e\u3088\u3046\u306a\u5f62\u3067\u73fe\u308c\u308b\u3068\u304a\u8003\u3048\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3\uff08\u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u30a4\u30f3\u30d9\u30b9\u30bf\u30fc\u30fb\u30c7\u30a4\u3067\u306f\u3001\u300c\u30b9\u30eb\u30fc\u30fb\u30b6\u30fb\u30b5\u30a4\u30af\u30eb\u300d\u30ed\u30b9\u3092\u793a\u3059\u30b0\u30e9\u30d5\u304c\u3042\u3063\u305f\u3088\u3046\u306b\u601d\u3044\u307e\u3059\u304c\uff1f<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u305d\u3046\u3067\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3\uff08Jamie Dimon\uff09 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u3064\u307e\u308a\u3001\u3082\u3046\u4e00\u5ea6\u78ba\u8a8d\u3057\u307e\u3059\u304c\u3001\u79c1\u305f\u3061\u306f\u3001\u30b9\u30eb\u30fc\u30b6\u30b5\u30a4\u30af\u30eb\u3067\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3001C&amp;I\u3001\u305d\u306e\u4ed6\u3055\u307e\u3056\u307e\u306a\u3082\u306e\u304c\u640d\u5931\u3068\u306a\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u3082\u3061\u308d\u3093\u3001\u30b9\u30eb\u30fc\u30b6\u30b5\u30a4\u30af\u30eb\u306f\u5e73\u5747\u5024\u3067\u3042\u308a\u3001\u305d\u308c\u30922\u500d\u306b\u3059\u308b\u3053\u3068\u306f\u53ef\u80fd\u3067\u3059 &#8212; OK\u3002<\/p>\n<p>Jeremy Barnum &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u305d\u3046\u3067\u3059\u3002\u305d\u306e\u7d50\u679c\u3001\u30db\u30fc\u30eb\u30bb\u30fc\u30eb\u90e8\u9580\u306e\u640d\u5931\u304c\u4f8b\u5916\u7684\u306b\u5c11\u306a\u3044\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3057\u305f\u3002\u305d\u308c\u304c\u5c06\u6765\u306e\u4e88\u6e2c\u306b\u306a\u308b\u304b\u3069\u3046\u304b\u306f\u5225\u3068\u3057\u3066\u3001\u305d\u3046\u3067\u3059\u3002<\/p>\n<p>Ebrahim Poonawala &#8212; Bank of America Merrill Lynch &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u3001\u30c9\u30a4\u30c4\u9280\u884c\u306e\u30de\u30c3\u30c8\u30fb\u30aa\u30b3\u30ca\u30fc\u3055\u3093\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>Matt OConnor &#8212; Deutsche Bank &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3053\u3093\u306b\u3061\u306f\u3001\u7533\u3057\u8a33\u3042\u308a\u307e\u305b\u3093\u3002\u3069\u3046\u306b\u304b\u3057\u3066\u63a5\u7d9a\u3092\u5207\u308a\u307e\u3057\u305f\u3002\u3082\u3057\u79c1\u304c\u898b\u9003\u3057\u3066\u3044\u305f\u3089\u7533\u3057\u8a33\u306a\u3044\u306e\u3067\u3059\u304c\u3001\u7de9\u3084\u304b\u306a\u666f\u6c17\u5f8c\u9000\u306b\u5bfe\u3059\u308b\u5f15\u5f53\u91d1\u307e\u305f\u306f\u4e88\u7d04\u91d1\u306b\u3064\u3044\u3066\u8003\u3048\u308b\u5834\u5408\u3001\u305d\u306e\u984d\u306f\u3069\u306e\u7a0b\u5ea6\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u304b\uff1fCOVID\u306e\u5834\u5408\u3001CECL\u63a7\u9664\u5f8c\u3067\u7d04140\u5104\u30c9\u30eb\u3060\u3063\u305f\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u660e\u3089\u304b\u306b\u3001\u6d88\u8cbb\u8005\u306e\u72b6\u6cc1\u306f\u826f\u304f\u306a\u3063\u3066\u3044\u308b\u3068\u304a\u3063\u3057\u3083\u3044\u307e\u3057\u305f\u3002\u30ed\u30fc\u30f3\u30fb\u30df\u30c3\u30af\u30b9\u306f\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u300c\u805e\u304d\u53d6\u308c\u306a\u3044\u300d\u72b6\u614b\u3092\u7de9\u548c\u3059\u308b\u305f\u3081\u306e\u5f15\u5f53\u91d1\u7dcf\u984d\u306f\u3069\u306e\u3088\u3046\u306b\u8a2d\u5b9a\u3055\u308c\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u975e\u5e38\u306b\u7c21\u5358\u306b\u8aac\u660e\u3055\u305b\u3066\u304f\u3060\u3055\u3044\u3002COVID\u3067\u306f\u30013\u30f6\u6708\u306715\uff05\u306e\u5931\u696d\u7387\u306b\u5230\u9054\u3055\u305b\u307e\u3057\u305f\u3002\u305d\u3057\u30662\u56db\u534a\u671f\u3067150\u5104\u30c9\u30eb\u3092\u8ffd\u52a0\u3057\u307e\u3057\u305f\u304c\u3001\u3053\u308c\u306f\u7c21\u5358\u306b\u51e6\u7406\u3067\u304d\u308b\u3082\u306e\u3067\u3059\u3002\u3053\u308c\u306f\u660e\u3089\u304b\u306b&#8230;&#8230;\u79c1\u306f\u307b\u3068\u3093\u3069\u6700\u60aa\u306e\u30b1\u30fc\u30b9\u3092\u60f3\u5b9a\u3057\u305f\u3082\u306e\u3067\u3059\u3002<\/p>\n<p>\u305d\u308c\u3088\u308a\u3082\u305a\u3063\u3068\u4f4e\u3044\u984d\u3067\u3042\u308b\u3053\u3068\u306f\u660e\u3089\u304b\u3067\u3059\u3002\u7686\u3055\u3093\u3082\u81ea\u5206\u3067\u8abf\u3079\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u30025\uff05\u3054\u3068\u306b5\u5104\u30c9\u30eb\u305a\u3064\u3001\u78ba\u7387\u3092\u5909\u3048\u3066\u3044\u3051\u3070\u3001\u3055\u3089\u306b5\u5104\u30c9\u30eb\u3068\u304b\u306b\u306a\u308a\u307e\u3059\u304b\u3089 &#8211;\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u3064\u307e\u308a\u3001\u73fe\u5728\u306e\u5f15\u5f53\u91d1\u306f\u3001\u3055\u307e\u3056\u307e\u306a\u30b7\u30ca\u30ea\u30aa\u306b\u5bfe\u3057\u3066\u4fdd\u5b88\u7684\u306b\u9069\u5207\u306a\u3082\u306e\u3060\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u3054\u5b58\u77e5\u306e\u3088\u3046\u306b\u3001\u3059\u3067\u306b\u4e0b\u65b9\u306b\u504f\u3063\u3066\u3044\u307e\u3059\u3057\u3001\u4ed6\u306b\u3082\u82e5\u5e72\u306e\u4fdd\u5b88\u7684\u306a\u8981\u7d20\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u3068\u601d\u308f\u308c\u307e\u3059\u3002\u305d\u308c\u3067\u3001\u3069\u3046\u306a\u308b\u304b\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u4eca\u306e\u3068\u3053\u308d\u3001\u9069\u5207\u3067\u4fdd\u5b88\u7684\u3060\u3068\u611f\u3058\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Matt OConnor &#8212; Deutsche Bank &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u308f\u304b\u308a\u307e\u3057\u305f\u3002\u6b21\u306b\u3001\u305d\u306e\u4ed6\u306e\u5305\u62ec\u5229\u76ca\uff08OCI\uff09\u306b\u306f\u7d04140\u5104\u30c9\u30eb\u306e\u640d\u5931\u304c\u3042\u308a\u307e\u3059\u306d\u3002\u3082\u3061\u308d\u3093\u3001\u305d\u306e\u307b\u3068\u3093\u3069\u306f\u50b5\u5238\u306e\u6e80\u671f\u3068\u3068\u3082\u306b\u8cc7\u672c\u306b\u623b\u3055\u308c\u307e\u3059\u3002\u91d1\u5229\u304c\u5b89\u5b9a\u3057\u305f\u5834\u5408\u3001\u3053\u306e\u640d\u5931\u304c\u3069\u306e\u7a0b\u5ea6\u65e9\u304f\u623b\u3063\u3066\u304f\u308b\u306e\u304b\u3001\u7d4c\u9a13\u5247\u304b\u3089\u8a00\u3046\u3068\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>CET1\u304c\u5e74\u959310\u30d9\u30fc\u30b7\u30b9\u30dd\u30a4\u30f3\u30c8\u3002<\/p>\n<p>Matt OConnor &#8212; Deutsche Bank &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u3046\u3067\u3059\u306d\u300210\u30d9\u30fc\u30b7\u30b9\u30dd\u30a4\u30f3\u30c8\u3068\u304a\u3063\u3057\u3083\u3044\u307e\u3057\u305f\u306d\uff1f<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u5e74\u959310\u30d9\u30fc\u30b7\u30b9\u30dd\u30a4\u30f3\u30c8\u306eCET1\u3067\u3059\u3002<\/p>\n<p>Matt OConnor &#8212; Deutsche Bank &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u4e86\u89e3\u3057\u307e\u3057\u305f\u3002\u308f\u304b\u308a\u307e\u3057\u305f\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u30a2\u30d5\u30bf\u30fc&#8230;\u305d\u3046\u3001\u7a0e\u5f15\u304d\u5f8c\u3067\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u57fa\u672c\u7684\u306b\u30015\u5e74\u3068\u3044\u3046\u306e\u306f&#8230;&#8230;5\u5e74\u304b\u3051\u3066\u51fa\u8840\u3057\u3066\u3044\u304f\u3088\u3046\u306a\u3082\u306e\u3067\u3059\u306d\u3002<\/p>\n<p>\u30b8\u30a7\u30ec\u30df\u30fc\u30fb\u30d0\u30fc\u30ca\u30e0 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\uff08CFO<\/p>\n<p>\u52a0\u91cd\u5e73\u5747\u5bff\u547d\u306f4\uff5e5\u5e74\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u4e00\u5b9a\u7387\u306e\u7d4c\u9a13\u5247\u3067\u306f\u3001CET1\u5897\u5206\u306f\u5e74\u959310\u30d9\u30fc\u30b7\u30b9\u30dd\u30a4\u30f3\u30c8\u7a0b\u5ea6\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>Matt OConnor &#8212; Deutsche Bank &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u73fe\u5728\u3001\u4ed6\u306b\u3054\u8cea\u554f\u306f\u3054\u3056\u3044\u307e\u305b\u3093\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30df\u30fc\u30fb\u30c0\u30a4\u30e2\u30f3 &#8212; \u4f1a\u9577\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\uff08CEO<\/p>\n<p>\u7686\u3055\u3093\u3001\u3069\u3046\u3082\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002\u307e\u305f\u3001\u56db\u534a\u671f\u5f8c\u306b\u304a\u8a71\u3057\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4ee5\u4e0a\u3067\u3059\u3002\u4ed6\u306e\u7ffb\u8a33\u5e0c\u671b\u304c\u3042\u308c\u3070\u3054\u9023\u7d61\u3044\u305f\u3060\u3051\u308c\u3070\u691c\u8a0e\u3044\u305f\u3057\u307e\u3059\u3002<\/p>\n<p>\uff0a\u8aa4\u8a33\u306a\u3069\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3067\u306e\u53c2\u8003\u7a0b\u5ea6\u306b\u3057\u3066\u3044\u305f\u3060\u304d\u6295\u8cc7\u306f\u81ea\u5df1\u5224\u65ad\u3067\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30d6\u30ed\u30b0\u904b\u55b6\u306e\u52b1\u307f\u306b\u306a\u308a\u307e\u3059\u306e\u3067\u3001\u304a\u624b\u6570\u3067\u3059\u304c\u3001\u5fdc\u63f4\u306e\uff11\u65e5\uff11\u30af\u30ea\u30c3\u30af\u3092\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u81f4\u3057\u307e\u3059\u3002<\/p>\n<p>\u2193\u2193\uff1c\u5fdc\u63f4\u30af\u30ea\u30c3\u30af\u304a\u9858\u3044\u3057\u307e\u3059\uff1e<\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/stockinfo\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u682a\u5f0f\u6295\u8cc7\u60c5\u5831\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/americastock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u7c73\u56fd\u682a\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/tenbagger\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/tenbagger\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u30c6\u30f3\u30d0\u30ac\u30fc\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/tenbagger\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)2022\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002 \u7d14\u5229\u76ca\u304c\u524d\u5e74\u540c\u671f\u6bd428%\u6e1b\u3068\u306f\u826f\u304f\u306a\u3044\u3067\u3059\u306d\u3002 \u3057\u304b\u3082\u8cb8\u5012\u5f15\u5f53\u91d1\u3082\u7a4d\u307f\u5897\u3057\u3066\u3044\u308b\u306e\u3067\u4eca\u5f8c\u306e\u5229\u4e0a\u3052\u306b\u4f34\u3046\u666f\u6c17\u6e1b\u901f\u30b7\u30ca\u30ea\u30aa\u306a\u3069\u3092\u8003\u616e\u3057\u3066\u3044\u308b\u3088 &#8230; <\/p>\n","protected":false},"author":1,"featured_media":414,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[72],"tags":[186,496,76,105,87,83,591],"class_list":{"0":"post-1748","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-72","8":"tag-jpm","9":"tag-jp","10":"tag-76","11":"tag-105","12":"tag-87","13":"tag-83","14":"tag-591"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u3010\u7ffb\u8a33\u3011JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)2022\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a &#8211; \u682a\u5f0f\u6295\u8cc7\u30921up\u3059\u308b\u30d6\u30ed\u30b0<\/title>\n<meta name=\"description\" content=\"JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)2022\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002\u7d14\u5229\u76ca\u304c\u524d\u5e74\u540c\u671f\u6bd428%\u6e1b\u3068\u306f\u826f\u304f\u306a\u3044\u3067\u3059\u306d\u3002\u3057\u304b\u3082\u8cb8\u5012\u5f15\u5f53\u91d1\u3082\u7a4d\u307f\u5897\u3057\u3066\u3044\u308b\u306e\u3067\u4eca\u5f8c\u306e\u5229\u4e0a\u3052\u306b\u4f34\u3046\u666f\u6c17\u6e1b\u901f\u30b7\u30ca\u30ea\u30aa\u306a\u3069\u3092\u8003\u616e\u3057\u3066\u3044\u308b\u3088\u3046\u3067\u3059\u306d\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/1up-life.blog\/?p=1748\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u3010\u7ffb\u8a33\u3011JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)2022\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a &#8211; \u682a\u5f0f\u6295\u8cc7\u30921up\u3059\u308b\u30d6\u30ed\u30b0\" \/>\n<meta property=\"og:description\" content=\"JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9 (JPM)2022\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002\u7d14\u5229\u76ca\u304c\u524d\u5e74\u540c\u671f\u6bd428%\u6e1b\u3068\u306f\u826f\u304f\u306a\u3044\u3067\u3059\u306d\u3002\u3057\u304b\u3082\u8cb8\u5012\u5f15\u5f53\u91d1\u3082\u7a4d\u307f\u5897\u3057\u3066\u3044\u308b\u306e\u3067\u4eca\u5f8c\u306e\u5229\u4e0a\u3052\u306b\u4f34\u3046\u666f\u6c17\u6e1b\u901f\u30b7\u30ca\u30ea\u30aa\u306a\u3069\u3092\u8003\u616e\u3057\u3066\u3044\u308b\u3088\u3046\u3067\u3059\u306d\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/1up-life.blog\/?p=1748\" \/>\n<meta property=\"og:site_name\" content=\"\u682a\u5f0f\u6295\u8cc7\u30921up\u3059\u308b\u30d6\u30ed\u30b0\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-15T12:56:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2021\/10\/JPM.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"\u3059\u3051\u307d\u3093\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u57f7\u7b46\u8005\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u3059\u3051\u307d\u3093\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u63a8\u5b9a\u8aad\u307f\u53d6\u308a\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"66\u5206\" \/>\n<script type=\"application\/ld+json\" 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