{"id":2359,"date":"2023-02-09T22:01:51","date_gmt":"2023-02-09T13:01:51","guid":{"rendered":"https:\/\/1up-life.blog\/?p=2359"},"modified":"2023-02-09T22:01:51","modified_gmt":"2023-02-09T13:01:51","slug":"%e3%82%a2%e3%83%95%e3%82%a1%e3%83%bc%e3%83%a0afrm2023%e5%b9%b4%e7%ac%ac2%e5%9b%9b%e5%8d%8a%e6%9c%9f%e6%b1%ba%e7%ae%97%e8%aa%ac%e6%98%8e%e4%bc%9a","status":"publish","type":"post","link":"https:\/\/1up-life.blog\/?p=2359","title":{"rendered":"\u30a2\u30d5\u30a1\u30fc\u30e0(AFRM)2023\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a"},"content":{"rendered":"<p>\u30a2\u30d5\u30a1\u30fc\u30e0(AFRM)2023\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002<\/p>\n<p>\u6700\u8fd1\u682a\u4fa1\u3092\u4e0a\u3052\u3066\u304d\u305f\u3068\u601d\u3063\u305f\u3089\u6c7a\u7b97\u3092\u30df\u30b9\u3057\u3066\u30d7\u30ec\u3067\u66b4\u843d\u3057\u3066\u307e\u3059\u306d\u3002\u3053\u306e\u307e\u307e\u4e0a\u5834\u6765\u5b89\u5024\u3092\u66f4\u65b0\u3057\u305d\u3046\u3067\u3059\u306d\u3002<\/p>\n<p>\u30a2\u30e1\u30ea\u30ab\u306e\u500b\u4eba\u6d88\u8cbb\u304c\u843d\u3061\u8fbc\u3080\u3068\u5f71\u97ff\u304c\u5927\u304d\u3044\u4e8b\u3082\u6c17\u306b\u306a\u308a\u307e\u3059\u306d\u3002\u3057\u304b\u3082Amazon\u3068\u306e\u5951\u7d04\u306e\u72ec\u5360\u6761\u9805\u304c1\u670831\u65e5\u306b\u7d42\u4e86\u3057\u3066\u304a\u308a\u4e0d\u5b89\u306a\u4e8b\u304c\u591a\u3044\u3067\u3059\u3002<\/p>\n<p>\u7a3c\u50cd\u30e6\u30fc\u30b6\u30fc\u306f1,561\u4e07\u4eba\uff08YoY+39%\uff09\u3001\u6c7a\u6e08\u4ef6\u6570\u306f1,840\u4e07\u4ef6\uff08YoY+51%\uff09\u3068\u6210\u9577\u306f\u7740\u5b9f\u306b\u3057\u3066\u3044\u307e\u3059\u304c\u30de\u30af\u30ed\u8981\u56e0\u304c\u60aa\u3044\u306e\u3067\u30d3\u30b8\u30cd\u30b9\u306b\u306f\u53b3\u3057\u305d\u3046\u3067\u3059\u3002<\/p>\n<p>\u5c06\u6765\u6027\u306f\u3042\u308b\u3068\u601d\u3063\u3066\u307e\u3057\u305f\u304c\u6b63\u76f4\u4eca\u8cb7\u3063\u3066\u3044\u304f\u9298\u67c4\u3067\u306f\u306a\u3044\u3068\u601d\u3063\u3066\u3044\u308b\u306e\u3067\u6c7a\u7b97\u3092\u30c1\u30a7\u30c3\u30af\u3057\u3066\u3044\u304f\u3050\u3089\u3044\u306b\u306a\u308a\u305d\u3046\u3067\u3059\u3002<\/p>\n<div id=\"attachment_2360\" style=\"width: 1460px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-2360\" class=\"wp-image-2360 size-full\" src=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/AFRM_2023-02-09_21-49-38.png\" alt=\"\u30a2\u30d5\u30a1\u30fc\u30e0(AFRM)\u682a\u4fa1\" width=\"1450\" height=\"743\" srcset=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/AFRM_2023-02-09_21-49-38.png 1450w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/AFRM_2023-02-09_21-49-38-300x154.png 300w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/AFRM_2023-02-09_21-49-38-1024x525.png 1024w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/AFRM_2023-02-09_21-49-38-768x394.png 768w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/AFRM_2023-02-09_21-49-38-940x482.png 940w\" sizes=\"auto, (max-width: 1450px) 100vw, 1450px\" \/><p id=\"caption-attachment-2360\" class=\"wp-caption-text\">\u30a2\u30d5\u30a1\u30fc\u30e0(AFRM)\u682a\u4fa1<\/p><\/div>\n<p class=\"hh hh3 main-bdr\"><span class=\"big\"><strong>\u30a2\u30d5\u30a1\u30fc\u30e0(AFRM)2023\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a<\/strong><\/span><\/p>\n<p>Call participants:<br \/>\nZane Keller &#8212; Director, Investor Relations<br \/>\nMax Levchin &#8212; Founder and Chief Executive Officer<br \/>\nRamsey El-Assal &#8212; Barclays &#8212; Analyst<br \/>\nRob Wildhack &#8212; Autonomous Research &#8212; Analyst<br \/>\nMichael Linford &#8212; Chief Financial Officer<br \/>\nDan Perlin &#8212; RBC Capital Markets &#8212; Analyst<br \/>\nJason Kupferberg &#8212; Bank of America Merrill Lynch &#8212; Analyst<br \/>\nRayna Kumar &#8212; UBS &#8212; Analyst<br \/>\nAndrew Jeffrey &#8212; Truist Securities &#8212; Analyst<br \/>\nBryan Keane &#8212; Deutsche Bank &#8212; Analyst<br \/>\nMoshe Orenbuch &#8212; Credit Suisse &#8212; Analyst<br \/>\nChris Brendler &#8212; D.A. Davidson &#8212; Analyst<br \/>\nJames Faucette &#8212; Morgan Stanley &#8212; Analyst<br \/>\nEugene Simuni &#8212; MoffettNathanson &#8212; Analyst<br \/>\nAndrew Bauch &#8212; SMBC Nikko Securities &#8212; Analyst<br \/>\nMore AFRM analysis<\/p>\n<p>2023\u5e7402\u670808\u65e5 17\u664200\u5206\uff08\u7c73\u56fd\u6771\u90e8\u6642\u9593\uff09<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u3053\u3093\u306b\u3061\u306f\u3002\u30a2\u30d5\u30a1\u30fc\u30e0\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9\u306e2023\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u30b3\u30f3\u30d5\u30a1\u30ec\u30f3\u30b9\u30b3\u30fc\u30eb\u306b\u3088\u3046\u3053\u305d\u3002[\u3053\u306e\u96fb\u8a71\u4f1a\u8b70\u306f\u9332\u97f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u96fb\u8a71\u4f1a\u8b70\u7d42\u4e86\u5f8c\u3001\u9069\u5207\u306a\u671f\u9593\u3001\u5f53\u793e\u306e\u6295\u8cc7\u5bb6\u5411\u3051\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u306b\u3066\u30ea\u30d7\u30ec\u30a4\u3092\u3054\u89a7\u3044\u305f\u3060\u304f\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002\u305d\u308c\u3067\u306f\u3001IR\u62c5\u5f53\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3001\u30bc\u30a4\u30f3\u30fb\u30b1\u30e9\u30fc\u306b\u96fb\u8a71\u3092\u304a\u7e4b\u304e\u3057\u307e\u3059\u3002<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002\u59cb\u3081\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u30bc\u30a4\u30f3\u30fb\u30b1\u30e9\u30fc &#8212; \u30a4\u30f3\u30d9\u30b9\u30bf\u30fc\u30fb\u30ea\u30ec\u30fc\u30b7\u30e7\u30f3\u30ba\u62c5\u5f53\u30c7\u30a3\u30ec\u30af\u30bf\u30fc<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\u306e\u65b9\u3001\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u59cb\u3081\u308b\u524d\u306b\u3001\u672c\u65e5\u306e\u901a\u8a71\u306b\u306f\u5c06\u6765\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3092\u3001\u3054\u6e05\u8074\u306e\u7686\u69d8\u306b\u304a\u4f1d\u3048\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u5c06\u6765\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u306f\u3001\u5f53\u793e\u306e\u6295\u8cc7\u5bb6\u5411\u3051\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u304b\u3089\u5165\u624b\u53ef\u80fd\u306aSEC\u3078\u306e\u63d0\u51fa\u66f8\u985e\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u308b\u3082\u306e\u3092\u542b\u3081\u3001\u6570\u591a\u304f\u306e\u30ea\u30b9\u30af\u3068\u4e0d\u78ba\u5b9f\u6027\u3092\u4f34\u3044\u307e\u3059\u3002\u5b9f\u969b\u306e\u7d50\u679c\u306f\u3001\u5f53\u793e\u304c\u672c\u65e5\u767a\u8868\u3057\u305f\u5c06\u6765\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u3068\u306f\u5927\u304d\u304f\u7570\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u306e\u5c06\u6765\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u306f\u3001\u3042\u304f\u307e\u3067\u3082\u672c\u65e5\u6642\u70b9\u306e\u3082\u306e\u3067\u3042\u308a\u3001\u6cd5\u5f8b\u3067\u7fa9\u52d9\u3065\u3051\u3089\u308c\u3066\u3044\u308b\u5834\u5408\u3092\u9664\u304d\u3001\u5f53\u793e\u306f\u3053\u308c\u3089\u306e\u8a18\u8ff0\u3092\u66f4\u65b0\u3059\u308b\u7fa9\u52d9\u3084\u610f\u56f3\u3092\u6709\u3057\u3066\u3044\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u672c\u65e5\u306e\u96fb\u8a71\u4f1a\u8b70\u3067\u306f\u3001\u975eGAAP\u30d9\u30fc\u30b9\u306e\u8ca1\u52d9\u6307\u6a19\u3092\u4f7f\u7528\u3059\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u6307\u6a19\u306fGAAP\u30d9\u30fc\u30b9\u306e\u8ca1\u52d9\u6307\u6a19\u306e\u88dc\u8db3\u3068\u3057\u3066\u8003\u616e\u3055\u308c\u308b\u3079\u304d\u3082\u306e\u3067\u3042\u308a\u3001\u4ee3\u7528\u3055\u308c\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u904e\u53bb\u306e\u975eGAAP\u30d9\u30fc\u30b9\u306e\u8ca1\u52d9\u6307\u6a19\u306b\u3064\u3044\u3066\u3001\u6700\u3082\u76f4\u63a5\u7684\u306b\u6bd4\u8f03\u3067\u304d\u308bGAAP\u30d9\u30fc\u30b9\u306e\u8ca1\u52d9\u6307\u6a19\u3068\u306e\u8abf\u6574\u8868\u306f\u3001\u5f53\u793e\u306e\u6295\u8cc7\u5bb6\u5411\u3051\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u304b\u3089\u5165\u624b\u53ef\u80fd\u306a\u6c7a\u7b97\u88dc\u8db3\u8aac\u660e\u8cc7\u6599\u306e\u4e2d\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u672c\u65e5\u306f\u3001\u30a2\u30d5\u30a1\u30fc\u30e0\u306e\u5275\u696d\u8005\u3067\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\u306e\u30de\u30c3\u30af\u30b9\u30fb\u30ec\u30f4\u30c1\u30f3\u3068\u3001\u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\u306e\u30de\u30a4\u30b1\u30eb\u30fb\u30ea\u30f3\u30d5\u30a9\u30fc\u30c9\u306b\u304a\u9858\u3044\u3057\u3066\u3044\u308b\u3002\u305d\u308c\u3067\u306f\u3001\u30de\u30c3\u30af\u30b9\u304b\u3089\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30de\u30c3\u30af\u30b9\u30fb\u30ec\u30f4\u30c1\u30f3 &#8212; 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El-Assal &#8212; \u30d0\u30fc\u30af\u30ec\u30a4\u30ba &#8212; 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&#8212; 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Research\u306eRob Wildhack\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u304a\u9032\u307f\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>Rob Wildhack &#8212; Autonomous Research &#8212; 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&#8212; 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Wildhack &#8212; Autonomous Research &#8212; 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Brendler &#8212; D.A. Davidson &#8212; 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&#8212; \u5275\u696d\u8005\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u305d\u306e\u901a\u308a\u3067\u3059\u3002\u5b9f\u306f\u3001\u30de\u30a4\u30b1\u30eb\u3001\u3053\u306e\u4ef6\u3067\u306f\u5f7c\u306e\u30bb\u30ea\u30d5\u3092\u76d7\u3093\u3067\u3044\u308b\u306e\u3067\u3059\u304c\u3001\u5f7c\u306f\u7686\u306b\u3001\u5f53\u793e\u306e\u30ed\u30fc\u30f3\u306f\u53ce\u76ca\u6027\u3067\u30e9\u30f3\u30af\u4ed8\u3051\u3055\u308c\u3066\u3044\u308b\u3053\u3068 &#8212; 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&#8212; SMBC\u65e5\u8208\u8a3c\u5238 &#8212; 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&#8212; 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href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/stockinfo\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u682a\u5f0f\u6295\u8cc7\u60c5\u5831\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/americastock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u7c73\u56fd\u682a\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/tenbagger\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/tenbagger\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u30c6\u30f3\u30d0\u30ac\u30fc\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/tenbagger\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30a2\u30d5\u30a1\u30fc\u30e0(AFRM)2023\u5e74\u7b2c2\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002 \u6700\u8fd1\u682a\u4fa1\u3092\u4e0a\u3052\u3066\u304d\u305f\u3068\u601d\u3063\u305f\u3089\u6c7a\u7b97\u3092\u30df\u30b9\u3057\u3066\u30d7\u30ec\u3067\u66b4\u843d\u3057\u3066\u307e\u3059\u306d\u3002\u3053\u306e\u307e\u307e\u4e0a\u5834\u6765\u5b89\u5024\u3092\u66f4\u65b0\u3057\u305d\u3046\u3067\u3059\u306d\u3002 \u30a2\u30e1\u30ea\u30ab\u306e\u500b\u4eba\u6d88\u8cbb\u304c\u843d\u3061\u8fbc\u3080\u3068\u5f71\u97ff\u304c\u5927\u304d\u3044\u4e8b &#8230; 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