{"id":2439,"date":"2023-02-28T21:59:22","date_gmt":"2023-02-28T12:59:22","guid":{"rendered":"https:\/\/1up-life.blog\/?p=2439"},"modified":"2023-02-28T21:59:22","modified_gmt":"2023-02-28T12:59:22","slug":"%e3%83%96%e3%83%ad%e3%83%83%e3%82%af-sq2022%e5%b9%b4%e7%ac%ac4%e5%9b%9b%e5%8d%8a%e6%9c%9f%e6%b1%ba%e7%ae%97%e8%aa%ac%e6%98%8e%e4%bc%9a","status":"publish","type":"post","link":"https:\/\/1up-life.blog\/?p=2439","title":{"rendered":"\u30d6\u30ed\u30c3\u30af (SQ)2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a"},"content":{"rendered":"<p>\u30d6\u30ed\u30c3\u30af (SQ)2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002<\/p>\n<p>EPS\u304c\u30b3\u30f3\u30bb\u30f3\u30b5\u30b9\u4ee5\u4e0b\u3067\u3061\u3087\u3063\u3068\u7269\u8db3\u308a\u306a\u3044\u6c7a\u7b97\u3067\u3059\u3002\u58f2\u4e0a\u6210\u9577\u3082\u4ee5\u524d\u307b\u3069\u306e\u4f38\u3073\u304c\u306a\u304f\u7269\u8db3\u308a\u306a\u3055\u3092\u611f\u3058\u307e\u3059\u3002<\/p>\n<p>Cash\u30a2\u30d7\u30ea\u306f\u4ee5\u524d\u306f\u7af6\u5408\u3082\u5c11\u306a\u304b\u3063\u305f\u3067\u3059\u304c\u4eca\u3067\u306fApple\u3067\u3082\u51fa\u6765\u308b\u306a\u3069\u7af6\u5408\u3082\u591a\u304f\u4ee5\u524d\u306e\u3088\u3046\u306a\u6210\u9577\u3092\u3059\u308b\u306e\u306f\u96e3\u3057\u3044\u304b\u3082\u3057\u308c\u306a\u3044\u3067\u3059\u3002<\/p>\n<p>\u30b9\u30af\u30a8\u30a2\u6c7a\u6e08\u7aef\u672b\u3082\u540c\u69d8\u3067\u4ee5\u524d\u306e\u682a\u4fa1\u306b\u306f\u306a\u304b\u306a\u304b\u623b\u308c\u308b\u9053\u7b4b\u304c\u898b\u3048\u3066\u3053\u306a\u3044\u3067\u3059\u3002<\/p>\n<div id=\"attachment_2440\" style=\"width: 1451px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-2440\" class=\"wp-image-2440 size-full\" src=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/SQ_2023-02-28_21-57-21.png\" alt=\"\u30d6\u30ed\u30c3\u30af (SQ)\u682a\u4fa1\" width=\"1441\" height=\"743\" srcset=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/SQ_2023-02-28_21-57-21.png 1441w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/SQ_2023-02-28_21-57-21-300x155.png 300w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/SQ_2023-02-28_21-57-21-1024x528.png 1024w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/SQ_2023-02-28_21-57-21-768x396.png 768w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/02\/SQ_2023-02-28_21-57-21-940x485.png 940w\" sizes=\"auto, (max-width: 1441px) 100vw, 1441px\" \/><p id=\"caption-attachment-2440\" class=\"wp-caption-text\">\u30d6\u30ed\u30c3\u30af (SQ)\u682a\u4fa1<\/p><\/div>\n<p class=\"hh hh3 main-bdr\"><span class=\"big\"><strong>\u30d6\u30ed\u30c3\u30af (SQ)2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a<\/strong><\/span><\/p>\n<p>Call participants:<br \/>\nNikhil Dixit &#8212; Head of Investor Relations<br \/>\nJack Dorsey &#8212; Chief Executive Officer and Chairman<br \/>\nAmrita Ahuja &#8212; Chief Financial Officer<br \/>\nTien-Tsin Huang &#8212; JPMorgan Chase and Company &#8212; Analyst<br \/>\nTimothy Chiodo &#8212; Credit Suisse &#8212; Analyst<br \/>\nUnknown speaker<br \/>\nDarrin Peller &#8212; Wolfe Research &#8212; Analyst<br \/>\nLisa Ellis &#8212; MoffettNathanson &#8212; Analyst<br \/>\nJosh Beck &#8212; KeyBanc Capital Markets &#8212; Analyst<br \/>\nMichael Ng &#8212; Goldman Sachs &#8212; Analyst<br \/>\nMore SQ analysis<\/p>\n<p>2023\u5e742\u670823\u65e517\u664200\u5206\uff08\u65e5\u672c\u6642\u9593<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u7686\u69d8\u3001\u30d6\u30ed\u30c3\u30af\u306e2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306b\u3088\u3046\u3053\u305d\u3002\u305d\u308c\u3067\u306f\u3001\u53f8\u4f1a\u306e\u6295\u8cc7\u5bb6\u5411\u3051\u5e83\u5831\u62c5\u5f53\u306e\u30cb\u30ad\u30eb\u30fb\u30c7\u30a3\u30ad\u30b7\u30c3\u30c8\u306b\u901a\u8a71\u3092\u5f15\u304d\u7d99\u304e\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30cb\u30d2\u30eb\u30fb\u30c7\u30a3\u30ad\u30b7\u30c3\u30c8 &#8212; \u6295\u8cc7\u5bb6\u62c5\u5f53\u8cac\u4efb\u8005<\/p>\n<p>\u7686\u3055\u3093\u3001\u3053\u3093\u306b\u3061\u306f\u30022022\u5e74\u7b2c4\u56db\u534a\u671f\u306e\u6c7a\u7b97\u8aac\u660e\u4f1a\u306b\u3054\u53c2\u52a0\u3044\u305f\u3060\u304d\u3001\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u672c\u65e5\u306f\u30b8\u30e3\u30c3\u30af\u3068\u30a2\u30e0\u30ea\u30bf\u306b\u3054\u51fa\u5e2d\u3044\u305f\u3060\u3044\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u96fb\u8a71\u3067\u306f\u3001\u307e\u305a\u7c21\u5358\u306a\u3054\u6328\u62f6\u3092\u3055\u305b\u3066\u3044\u305f\u3060\u3044\u305f\u5f8c\u3001\u76f4\u63a5\u3054\u8cea\u554f\u3092\u304a\u53d7\u3051\u3057\u307e\u3059\u3002<\/p>\n<p>\u8cea\u7591\u5fdc\u7b54\u3067\u306f\u3001\u96fb\u8a71\u4f1a\u8b70\u53c2\u52a0\u8005\u304b\u3089\u306e\u8cea\u554f\u306b\u52a0\u3048\u3001\u304a\u5ba2\u69d8\u304b\u3089\u306e\u8cea\u554f\u3082\u304a\u53d7\u3051\u3057\u307e\u3059\u3002\u307e\u305f\u3001\u3053\u306e\u96fb\u8a71\u4f1a\u8b70\u3067\u306f\u3001\u5c06\u6765\u306e\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u3092\u884c\u3046\u4e88\u5b9a\u3067\u3042\u308b\u3053\u3068\u3092\u3001\u7686\u69d8\u306b\u304a\u4f1d\u3048\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u6b74\u53f2\u7684\u4e8b\u5b9f\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u4ee5\u5916\u306e\u3059\u3079\u3066\u306e\u8a18\u8ff0\u306f\u3001\u5c06\u6765\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u3068\u307f\u306a\u3055\u308c\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u5c06\u6765\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u306b\u306f\u3001\u30ea\u30b9\u30af\u3084\u4e0d\u78ba\u5b9f\u6027\u3092\u5185\u5305\u3059\u308b\u3001\u5f53\u793e\u306e\u9577\u671f\u7684\u306a\u76ee\u6a19\u3084\u30b4\u30fc\u30eb\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u304c\u542b\u307e\u308c\u3066\u304a\u308a\u3001\u5f53\u793e\u306f\u3044\u304b\u306a\u308b\u6642\u70b9\u306b\u304a\u3044\u3066\u3082\u3001\u3053\u308c\u3089\u306e\u76ee\u6a19\u3084\u30b4\u30fc\u30eb\u304b\u3089\u512a\u5148\u9806\u4f4d\u3092\u5909\u3048\u305f\u308a\u3001\u9060\u3056\u3051\u305f\u308a\u3059\u308b\u3053\u3068\u3092\u6c7a\u5b9a\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5b9f\u969b\u306e\u7d50\u679c\u306f\u3001\u5f53\u793e\u306e\u5c06\u6765\u4e88\u60f3\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u3068\u5927\u304d\u304f\u7570\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u5831\u544a\u3055\u308c\u305f\u696d\u7e3e\u304c\u5c06\u6765\u306e\u696d\u7e3e\u3092\u793a\u3059\u3082\u306e\u3067\u3042\u308b\u3068\u307f\u306a\u3055\u308c\u308b\u3079\u304d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5f53\u793e\u306e\u696d\u7e3e\u3068\u7570\u306a\u308b\u7d50\u679c\u3092\u751f\u3058\u3046\u308b\u8981\u7d20\u306f\u3001\u5f53\u793e\u304c\u7c73\u56fd\u8a3c\u5238\u53d6\u5f15\u59d4\u54e1\u4f1a(SEC)\u306b\u63d0\u51fa\u3057\u305f\u66f8\u985e\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u3053\u306e\u96fb\u8a71\u4f1a\u8b70\u306b\u304a\u3051\u308b\u5c06\u6765\u306e\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u306f\u3001\u672c\u65e5\u73fe\u5728\u306b\u304a\u3044\u3066\u5f53\u793e\u304c\u5165\u624b\u53ef\u80fd\u306a\u60c5\u5831\u306b\u3082\u3068\u3065\u304f\u3082\u306e\u3067\u3042\u308b\u3053 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App\u306e\u305d\u308c\u305e\u308c\u306b50\uff05\u305a\u3064\u914d\u5206\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Cash App\u306b\u3064\u3044\u3066\u306f\u30011\u6708\u30012\u6708\u306f\u5831\u544a\u30d9\u30fc\u30b9\u3067\u524d\u5e74\u6bd450\uff05\u4ee5\u4e0a\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u306e\u4f38\u3073\u3092\u898b\u8fbc\u3093\u3067\u3044\u307e\u3059\u30023\u6708\u306f\u3001\u524d\u5e74\u540c\u671f\u306b\u5b9f\u65bd\u3057\u305f\u4fa1\u683c\u5909\u66f4\u3092\u30e9\u30c3\u30d7\u3059\u308b\u305f\u3081\u3001\u58f2\u4e0a\u7dcf\u5229\u76ca\u306e\u4f38\u3073\u306f\u920d\u5316\u3059\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30a2\u30d7\u30ea\u306e\u4eca\u5e74\u521d\u671f\u306e\u52e2\u3044\u306f\u3001\u597d\u8abf\u306a\u7b2c4\u56db\u534a\u671f\u306b\u7d9a\u3044\u3066\u306e\u3082\u306e\u3067\u3059\u3002Cash App\u3067\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u3044\u308b\u5546\u54c1\u306e1\u3064\u3067\u3042\u308b\u8caf\u84c4\u3092\u5c0e\u5165\u3059\u308b\u3053\u3068\u3067\u3001\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u306e\u69cb\u7bc9\u3092\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Cash App Card\u306f\u6708\u9593\u5229\u7528\u8005\u6570\u304a\u3088\u3073\u5229\u7528\u80051\u4eba\u5f53\u305f\u308a\u306e\u5229\u7528\u984d\u3067\u529b\u5f37\u3044\u6210\u9577\u3092\u9042\u3052\u3001\u5e74\u95937\u51045000\u4e07\u30c9\u30eb\u4ee5\u4e0a\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u3092\u9054\u6210\u3057\u3001\u524d\u5e74\u6bd456\uff05\u5897\u3001Cash App\u5168\u4f53\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u306e4\u5206\u306e1\u4ee5\u4e0a\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002Square\u306b\u3064\u3044\u3066\u306f\u30011\u6708\u304b\u30892\u6708\u306b\u304b\u3051\u3066\u3001\u5831\u544a\u30d9\u30fc\u30b9\u3067\u524d\u5e74\u6bd4\u7d0415%\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u306e\u4f38\u3073\u3092\u898b\u8fbc\u3093\u3067\u3044\u307e\u3059\u3002\u6700\u8fd1\u306e\u53f0\u6570\u52d5\u5411\u3092\u898b\u308b\u3068\u300111\u6708\u9803\u304b\u3089\u7c73\u56fd\u3067\u306f\u98f2\u98df\u3084\u5c0f\u58f2\u3092\u4e2d\u5fc3\u3068\u3057\u305f\u88c1\u91cf\u7684\u306a\u30d0\u30fc\u30c6\u30a3\u30ab\u30eb\u306eGPV\u306e\u4f38\u3073\u7387\u304c\u7de9\u3084\u304b\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u3057\u3066\u3001\u3053\u306e\u50be\u5411\u306f\u7b2c1\u56db\u534a\u671f\u306b\u5165\u3063\u3066\u3082\u7d9a\u3044\u3066\u3044\u307e\u3059\u3002\u3053\u3046\u3057\u305f\u30de\u30af\u30ed\u306e\u30c8\u30ec\u30f3\u30c9\u30e9\u30a4\u30f3\u306e\u5909\u5316\u3092\u8003\u616e\u3057\u3066\u3082\u3001PPP\u3068\u5f53\u793e\u306eBNPL\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u9664\u304fSquare\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u7b2c4\u56db\u534a\u671f\u306b\u524d\u5e74\u540c\u671f\u6bd417\uff05\u306e\u7c97\u5229\u76ca\u6210\u9577\u7387\u3092\u9054\u6210\u3057\u30011\u6708\u30682\u6708\u306b\u306f\u524d\u5e74\u540c\u671f\u6bd421\uff05\u306e\u6210\u9577\u3092\u898b\u8fbc\u3093\u3067\u3044\u307e\u3059\u3002\u306a\u304a\u30012022\u5e74\u7b2c1\u56db\u534a\u671f\u901a\u671f\u3067\u306f\u30015100\u4e07\u30c9\u30eb\u306e\u975e\u7d4c\u5e38\u7684\u306aPPP\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u3092\u8a08\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u3057\u3066\u6700\u5f8c\u306b\u3001\u5148\u307b\u3069\u8a18\u3057\u305fCash App\u3068Square\u306e\u6570\u5b57\u306b\u3082\u7d44\u307f\u8fbc\u307e\u308c\u3066\u3044\u305f\u3001BNPL\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u6700\u65b0\u60c5\u5831\u3092\u304a\u4f1d\u3048\u3057\u307e\u3059\u3002<\/p>\n<p>1\u6708\u30682\u6708\u3092\u901a\u3057\u3066\u3001GMV\u306f\u524d\u5e74\u540c\u671f\u6bd419%\u5897\u3068\u306a\u308a\u3001\u7b2c4\u56db\u534a\u671f\u306e14%\u5897\u304b\u3089\u6539\u5584\u3055\u308c\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002\u7b2c4\u56db\u534a\u671f\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u640d\u5931\u306f1\uff05\u672a\u6e80\u306b\u3068\u3069\u307e\u308a\u3001\u524d\u5e74\u540c\u671f\u6bd4\u3001\u524d\u56db\u534a\u671f\u6bd4\u3068\u3082\u306b\u6539\u5584\u3057\u3001\u4e00\u8cab\u3057\u305f\u8fd4\u6e08\u50be\u5411\u3092\u793a\u3057\u3066\u304a\u308a\u3001\u640d\u5931\u7387\u306e\u7ba1\u7406\u80fd\u529b\u304c\u9ad8\u304f\u8a55\u4fa1\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u7b2c 1 \u56db\u534a\u671f\u306f\u3001\u901a\u5e38\u3001\u4ed6\u306e\u56db\u534a\u671f\u3068\u6bd4\u8f03\u3057\u3066\u5b63\u7bc0\u7684\u306b\u640d\u5931\u7387\u304c\u4e0a\u6607\u3057\u307e\u3059\u304c\u3001\u7b2c 1 \u56db\u534a\u671f\u306f 1\uff05\u7a0b\u5ea6\u306b\u3068\u3069\u307e\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002\u7d50\u8ad6\u3068\u3057\u3066\u3001\u5f53\u793e\u306e\u6f5c\u5728\u80fd\u529b\u306f\u3001\u30a2\u30c9\u30ec\u30b9\u53ef\u80fd\u306a\u5927\u304d\u306a\u6a5f\u4f1a\u3001\u65e2\u5b58\u9867\u5ba2\u3068\u3068\u3082\u306b\u6210\u9577\u3059\u308b\u80fd\u529b\u3001\u305d\u3057\u3066\u65b0\u305f\u306a\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u6210\u9577\u3055\u305b\u308b\u9577\u671f\u7684\u306a\u9053\u7b4b\u306b\u304a\u3044\u3066\u3001\u6975\u3081\u3066\u5927\u304d\u3044\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u6a5f\u4f1a\u304c\u3042\u308b\u4e00\u65b9\u3067\u3001\u79c1\u305f\u3061\u306f\u3001\u5236\u7d04\u3092\u660e\u78ba\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u8cac\u4efb\u3042\u308b\u5275\u9020\u7684\u306a\u7d4c\u55b6\u304c\u53ef\u80fd\u306b\u306a\u308b\u3053\u3068\u3092\u767a\u898b\u3057\u307e\u3057\u305f\u3002\u79c1\u305f\u3061\u306e\u6295\u8cc7\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306e\u69cb\u6210\u8981\u7d20\u306b\u3088\u3063\u3066\u3001\u79c1\u305f\u3061\u306e\u30c1\u30fc\u30e0\u306f\u3001\u654f\u6377\u6027\u3001\u8aac\u660e\u8cac\u4efb\u3001\u9577\u671f\u7684\u601d\u8003\u3068\u77ed\u671f\u7684\u306a\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u30eb\u30fc\u30d7\u3092\u512a\u5148\u3055\u305b\u306a\u304c\u3089\u3001\u88fd\u54c1\u306e\u30d9\u30ed\u30b7\u30c6\u30a3\u3092\u63a8\u9032\u3057\u7d9a\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3068\u4fe1\u3058\u3066\u3044\u307e\u3059\u3002\u305d\u308c\u3067\u306f\u3001\u8cea\u554f\u3092\u304a\u53d7\u3051\u3057\u307e\u3059\u3002<\/p>\n<p class=\"hh hh6 main-c main-bdr\"><span class=\"big\"><strong>\u8cea\u7591\u5fdc\u7b54<\/strong><\/span><\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n[\u305d\u308c\u3067\u306f\u3001\u6642\u9593\u306e\u90fd\u5408\u4e0a\u3001\u3054\u8cea\u554f\u306f1\u4ef6\u306b\u9650\u3089\u305b\u3066\u3044\u305f\u3060\u304d\u307e\u3059\u3002\u6700\u521d\u306e\u8cea\u554f\u306fJ.P.\u30e2\u30eb\u30ac\u30f3\u306e\u30c6\u30a3\u30a8\u30f3\uff1d\u30c6\u30a3\u30f3\u30fb\u30db\u30a1\u30f3\u304b\u3089\u304a\u9858\u3044\u3057\u307e\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3044\u305f\u3057\u307e\u3059\u3002<\/p>\n<p>Tien-Tsin Huang &#8212; JPMorgan Chase and Company &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3053\u3093\u306b\u3061\u306f\u3001\u3069\u3046\u3082\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u6295\u8cc7\u306e\u67a0\u7d44\u307f\u3001\u7279\u306b\u8abf\u6574\u5f8c\u55b6\u696d\u5229\u76ca\u7387\u306b\u3064\u3044\u3066\u306f\u6c17\u306b\u5165\u3063\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u8abf\u6574\u5f8c\u55b6\u696d\u5229\u76ca\u7387\u306b\u3064\u3044\u3066\u306f\u3001\u597d\u610f\u7684\u306b\u53d7\u3051\u6b62\u3081\u3066\u3044\u305f\u3060\u3051\u308b\u3068\u601d\u3044\u307e\u3059\u3002\u305d\u3053\u3067\u3001\u3082\u3057\u3088\u308d\u3057\u3051\u308c\u3070\u3001\u3042\u306a\u305f\u304c\u3088\u308a\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3057\u3084\u3059\u3044\u30de\u30fc\u30b8\u30f3\u3068\u30b3\u30b9\u30c8\u9762\u306b\u7d5e\u3063\u3066\u304a\u805e\u304d\u3057\u305f\u3044\u306e\u3067\u3059\u304c\u3002<\/p>\n<p>\u9577\u671f\u7684\u306a\u55b6\u696d\u30ec\u30d0\u30ec\u30c3\u30b8\u306e\u6a5f\u4f1a\u306b\u3064\u3044\u3066\u304a\u805e\u304b\u305b\u304f\u3060\u3055\u3044\u300223\u5e74\u5ea6\u306e\u898b\u901a\u3057\u306b\u3064\u3044\u3066\u304a\u805e\u304b\u305b\u3044\u305f\u3060\u3044\u305f\u306e\u306f\u627f\u77e5\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5168\u4f53\u7684\u306a\u55b6\u696d\u30ec\u30d0\u30ec\u30c3\u30b8\u3092\u8d85\u3048\u3066\u3001\u3042\u308b\u3044\u306f2\u3064\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u5168\u4f53\u306b\u308f\u305f\u3063\u3066\u3001\u3069\u306e\u3088\u3046\u306b\u8003\u3048\u305f\u3089\u3088\u3044\u3067\u3057\u3087\u3046\u304b\uff1f\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>Amrita Ahuja &#8212; \u30c1\u30fc\u30d5\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30aa\u30d5\u30a3\u30b5\u30fc<\/p>\n<p>Tien-tsin\u3055\u3093\u3001\u3054\u8cea\u554f\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u307e\u305a\u3001\u79c1\u304b\u3089\u304a\u8a71\u3057\u3057\u307e\u3059\u3002\u79c1\u305f\u3061\u306e\u6295\u8cc7\u306e\u67a0\u7d44\u307f\u306f\u3001\u300c\u30eb\u30fc\u30eb\u30fb\u30aa\u30d6\u30fb40\u300d\u3092\u4e2d\u5fc3\u306b\u3001\u53ce\u76ca\u6027\u306e\u9ad8\u3044\u9577\u671f\u7684\u306a\u6210\u9577\u3092\u5b9f\u73fe\u3059\u308b\u305f\u3081\u306e\u3082\u306e\u3067\u3059\u3002\u305d\u3057\u3066\u3001\u300c\u30eb\u30fc\u30eb\u30fb\u30aa\u30d6\u30fb40\u300d\u306e\u9054\u6210\u3068\u540c\u3058\u304f\u3089\u3044\u91cd\u8981\u306a\u306e\u304c\u3001\u300c\u30eb\u30fc\u30eb\u30fb\u30aa\u30d6\u30fb40\u300d\u3092\u660e\u6587\u5316\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u3067\u3059\u304b\u3089\u3001\u304a\u5ba2\u69d8\u306b\u3082\u3001\u6700\u7d42\u7684\u306b\u306f\u5f53\u793e\u306b\u3082\u3001\u5f53\u793e\u306e\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306b\u3082\u5229\u76ca\u3092\u3082\u305f\u3089\u3059\u3088\u3046\u306a\u6295\u8cc7\u3092\u884c\u3044\u305f\u3044\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u30ec\u30d0\u30ec\u30c3\u30b8\u306e\u89b3\u70b9\u304b\u3089\u306f\u3001\u3054\u8cea\u554f\u306e\u3088\u3046\u306b\u3001\u56fa\u5b9a\u8cbb\u30d9\u30fc\u30b9\u3067\u30ec\u30d0\u30ec\u30c3\u30b8\u3092\u9ad8\u3081\u308b\u6a5f\u4f1a\u3068\u3057\u3066\u3001\u3044\u304f\u3064\u304b\u306e\u91cd\u8981\u306a\u70b9\u306b\u7740\u76ee\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305a\u3001\u96c7\u7528\u3068\u55b6\u696d\u30fb\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3067\u3059\u3002\u4eca\u65e5\u306e\u96fb\u8a71\u4f1a\u8b70\u3067\u304a\u805e\u304d\u306b\u306a\u3063\u305f\u3088\u3046\u306b\u3001\u79c1\u305f\u3061\u306f\u63a1\u7528\u306e\u30da\u30fc\u30b9\u3092\u5927\u5e45\u306b\u843d\u3068\u3057\u30012022\u5e74\u306b46\uff05\u5897\u3060\u3063\u305f\u5f93\u696d\u54e1\u6570\u30922023\u5e74\u306b\u306f10\uff05\u7a0b\u5ea6\u306b\u5897\u3084\u3057\u307e\u3059\u3002<\/p>\n<p>\u79c1\u305f\u3061\u306f\u30012000\u5104\u30c9\u30eb\u3068\u3044\u3046\u5927\u304d\u306a\u5e02\u5834\u6a5f\u4f1a\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u306b\u3001\u88fd\u54c1\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u69cb\u7bc9\u3059\u308b\u305f\u3081\u306b\u3001\u4e3b\u8981\u306a\u91cd\u8981\u5206\u91ce\u3067\u30c1\u30fc\u30e0\u3092\u50cd\u304b\u305b\u308b\u3053\u3068\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u79c1\u305f\u3061\u306f\u305d\u308c\u3092\u3001\u5f93\u696d\u54e1\u304c\u3088\u308a\u8ce2\u304f\u3001\u3088\u308a\u52b9\u7387\u7684\u306b\u3001\u305d\u3057\u3066\u52b9\u679c\u7684\u306b\u4ed5\u4e8b\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u306b\u884c\u3063\u3066\u3044\u307e\u3059\u30022022\u5e74\u306b\u63a1\u7528\u3057\u305f\u5f93\u696d\u54e1\u6570\u306f\u30012023\u5e74\u5f8c\u534a\u304b\u30892024\u5e74\u306b\u304b\u3051\u3066\u3001\u3088\u308a\u3086\u3063\u304f\u308a\u3068\u3057\u305f\u30da\u30fc\u30b9\u3067\u63a1\u7528\u304c\u884c\u308f\u308c\u308b\u305f\u3081\u3001\u3053\u306e\u5f71\u97ff\u304c\u640d\u76ca\u306b\u3069\u306e\u3088\u3046\u306b\u53cd\u6620\u3055\u308c\u308b\u304b\u3001\u3054\u671f\u5f85\u304f\u3060\u3055\u3044\u3002\u55b6\u696d\u3068\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u306e2\u3064\u76ee\u306e\u8981\u7d20\u306f\u3001\u3084\u306f\u308a\u3001\u3088\u308a\u5b9f\u7e3e\u304c\u3042\u308a\u3001\u5f53\u793e\u306e\u9867\u5ba2\u57fa\u76e4\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u5206\u91ce\u3084\u3001\u4eca\u5f8c\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u6f5c\u5728\u7684\u306a\u9867\u5ba2\u5c64\u306b\u5411\u3051\u3066\u8cbb\u7528\u3092\u6295\u3058\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u30012023\u5e74\u306b\u306f\u3001\u6628\u5e74\u306e25\uff05\u304b\u30895\uff05\uff5e10\uff05\u7a0b\u5ea6\u307e\u3067\u3001\u55b6\u696d\u30fb\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u8cbb\u7528\u306e\u30da\u30fc\u30b9\u3092\u843d\u3068\u3059\u4e88\u5b9a\u3067\u3059\u3002\u3053\u308c\u306f\u3001Square\u3068Cash App\u306e\u305d\u308c\u305e\u308c\u3067\u55b6\u696d\u3068\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u306e\u52d5\u304d\u3092\u6d17\u7df4\u3055\u305b\u308b\u3053\u3068\u3067\u3001\u7d99\u7d9a\u7684\u306b\u6539\u5584\u3067\u304d\u308b\u5206\u91ce\u3060\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u9593\u63a5\u8cbb\u306e\u89b3\u70b9\u304b\u3089\u306f\u3001\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u3084\u30c7\u30fc\u30bf\u5229\u7528\u3001\u4e0d\u52d5\u7523\u65bd\u8a2d\u3001\u5c02\u9580\u5bb6\u5831\u916c\u3001\u305d\u306e\u4ed6\u69d8\u3005\u306a\u88c1\u91cf\u7684\u306a\u9818\u57df\u307e\u3067\u3001\u4f1a\u793e\u306e\u9593\u63a5\u8cbb\u3059\u3079\u3066\u3092\u898b\u6e21\u3059\u3064\u3082\u308a\u3067\u3059\u30022023\u5e74\u306b\u306f\u3001EBITDA\u30d9\u30fc\u30b9\u30671\u30dd\u30a4\u30f3\u30c8\u4ee5\u4e0a\u306e\u30de\u30fc\u30b8\u30f3\u62e1\u5927\u304c\u898b\u8fbc\u307e\u308c\u3001\u8abf\u6574\u5f8c\u55b6\u696d\u5229\u76ca\u30d9\u30fc\u30b9\u3067\u3082\u30de\u30fc\u30b8\u30f3\u62e1\u5927\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u30eb\u30fc\u30eb40\u3092\u9054\u6210\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u9577\u671f\u7684\u306b\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u4e8b\u696d\u3078\u306e\u6295\u8cc7\u3092\u7d99\u7d9a\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u3053\u3067\u3001Go-to-market\u30e2\u30fc\u30b7\u30e7\u30f3\u306b\u3088\u308b\u65b0\u3057\u3044\u9867\u5ba2\u5c64\u3078\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3001TAM\u3067\u306e\u30b7\u30a7\u30a2\u62e1\u5927\u306e\u7d99\u7d9a\u3001TAM\u306e\u62e1\u5927\u3092\u53ef\u80fd\u306b\u3059\u308b\u65b0\u88fd\u54c1\u306e\u958b\u767a\u3001\u65b0\u305f\u306a\u53d6\u308a\u7d44\u307f\u306b\u3088\u308b\u65b0\u3057\u3044\u8996\u8074\u8005\u306e\u958b\u62d3\u306a\u3069\u306e\u6a5f\u4f1a\u3092\u898b\u51fa\u3057\u3001\u305d\u308c\u305e\u308c\u306e\u5206\u91ce\u3067\u898f\u5f8b\u3042\u308b\u6295\u8cc7\u3092\u7d9a\u3051\u3001\u6700\u7d42\u7684\u306b\u6210\u9577\u6a5f\u4f1a\u3001\u9577\u671f\u7684\u306a\u5229\u76ca\u6210\u9577\u6a5f\u4f1a\u3092\u69cb\u7bc9\u3057\u3066\u3044\u304d\u305f\u3044\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Tien-Tsin Huang &#8212; JPMorgan Chase and Company &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u7d20\u6674\u3089\u3057\u3044\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u30af\u30ec\u30c7\u30a3\u30fb\u30b9\u30a4\u30b9\u306e\u30c6\u30a3\u30e2\u30b7\u30fc\u30fb\u30ad\u30aa\u30c9\u304b\u3089\u304a\u9858\u3044\u3057\u307e\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3044\u305f\u3057\u307e\u3059\u3002<\/p>\n<p>Timothy Chiodo &#8212; Credit Suisse &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u3046\u3067\u3059\u306d\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u30ec\u30b9\u30c8\u30e9\u30f3\u3067\u306e\u7af6\u5408\u3092\u8003\u616e\u3057\u3001\u30ec\u30b9\u30c8\u30e9\u30f3\u306e\u5782\u76f4\u7d71\u5408\u306b\u5c11\u3057\u7126\u70b9\u3092\u5f53\u3066\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002Square for Restaurant\u306e\u30d0\u30fc\u30c6\u30a3\u30ab\u30eb\u30fb\u30aa\u30d5\u30a1\u30fc\u304c\u3042\u308a\u307e\u3059\u306d\u3002<\/p>\n<p>2022\u5e745\u6708\u306eInvestor Day\u3067\u306f\u3001\u30d0\u30fc\u30c6\u30a3\u30ab\u30eb\u30fb\u30bb\u30fc\u30eb\u30b9\u30c1\u30fc\u30e0\u306e\u5897\u5f37\u3068\u3001\u3088\u308a\u5927\u304d\u306a\u30bb\u30e9\u30fc\u3078\u306e\u30a2\u30c3\u30d7\u30de\u30fc\u30b1\u30c3\u30c8\u306e\u79fb\u884c\u304c\u5927\u304d\u306a\u30c6\u30fc\u30de\u306e1\u3064\u3067\u3057\u305f\u3002\u305d\u306e\u969b\u3001\u55b6\u696d\u30c1\u30fc\u30e0\u306e\u5782\u76f4\u5316\u306b\u3064\u3044\u3066\u3001\u307e\u305a\u306f\u30a4\u30f3\u30d0\u30a6\u30f3\u30c9\u30c1\u30fc\u30e0\u304b\u3089\u59cb\u3081\u3066\u3001\u305d\u3053\u304b\u3089\u3055\u3089\u306b\u69cb\u7bc9\u3057\u3066\u3044\u304f\u3068\u304a\u8a71\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002\u305d\u306e\u9032\u6357\u72b6\u6cc1\u3084\u3001\u55b6\u696d\u30c1\u30fc\u30e0\u306e\u4eba\u6570\u3001LTV\u3068CAC\u306e\u95a2\u4fc2\u306b\u3064\u3044\u3066\u3001\u5f93\u6765\u306eSquare\u30a2\u30d7\u30ed\u30fc\u30c1\u3068\u6bd4\u8f03\u3057\u306a\u304c\u3089\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>Amrita Ahuja &#8212; 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Chiodo &#8212; Credit Suisse &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>Amrita\u3055\u3093\u3001\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u3001Cash App\u306e\u304a\u5ba2\u69d8\u3001Austin 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Day\u3067\u305d\u306e\u8a73\u7d30\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u3054\u6307\u6458\u306e\u3068\u304a\u308a\u3001\u6f5c\u5728\u7684\u306a\u30de\u30af\u30ed\u306e\u30c0\u30a4\u30ca\u30df\u30ba\u30e0\u304c\u3042\u308b\u4e2d\u3067\u3001\u79c1\u305f\u3061\u306f\u3053\u306e\u5229\u76ca\u76ee\u6a19\u3092\u5805\u6301\u3059\u308b\u3064\u3082\u308a\u3067\u3059\u3002\u305d\u3057\u3066\u3001\u3082\u3057\u6210\u9577\u304c\u920d\u5316\u3057\u305f\u5834\u5408\u306b\u306f\u3001\u5148\u307b\u3069\u7533\u3057\u4e0a\u3052\u305f\u3088\u3046\u306b\u3001\u3044\u304f\u3064\u304b\u306e\u624b\u6bb5\u3092\u7528\u3044\u3066\u7cbe\u67fb\u3092\u884c\u3044\u3001\u8a08\u753b\u3057\u305f\u8cbb\u7528\u306b\u5bfe\u3057\u3066\u6210\u9577\u306e\u305f\u3081\u306e\u6295\u8cc7\u3092\u884c\u3044\u306a\u304c\u3089\u3001\u614e\u91cd\u306b\u64a4\u9000\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002\u30c0\u30ea\u30f3\u3001\u8cea\u554f\u306e\u5f8c\u534a\u3092\u3082\u3046\u5c11\u3057\u8a73\u3057\u304f\u805e\u304b\u305b\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>Darrin Peller &#8212; Wolfe Research &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3057\u304b\u3057\u3001\u304a\u4e8c\u4eba\u304c\u6307\u6458\u3055\u308c\u305f\u3088\u3046\u306b\u3001\u73fe\u5728\u3067\u306f\u58f2\u4e0a\u306e\u307b\u307c30%\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30d3\u30b8\u30cd\u30b9\u304c\u9806\u8abf\u306b\u6210\u9577\u3057\u7d9a\u3051\u308b\u539f\u52d5\u529b\u3068\u3057\u3066\u3001\u9577\u671f\u7684\u306b\u306f\u3069\u306e\u3088\u3046\u306b\u304a\u8003\u3048\u3067\u3057\u3087\u3046\u304b\uff1f\u305d\u306e\u539f\u52d5\u529b\u3068\u306a\u308b\u3082\u306e\u306f\u4f55\u3067\u3057\u3087\u3046\u304b\uff1f\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30b8\u30e3\u30c3\u30af\u30fb\u30c9\u30fc\u30b7\u30fc &#8212; \u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\u517c\u4f1a\u9577<\/p>\n<p>\u3059\u307f\u307e\u305b\u3093\u3001\u5c11\u3057\u4f1a\u8a71\u304c\u9014\u5207\u308c\u3066\u3057\u307e\u3044\u307e\u3057\u305f\u306d\u3001\u30c0\u30ea\u30f3\u3055\u3093\u3002\u30df\u30e5\u30fc\u30c8\u306b\u3057\u3066\u3044\u308b\u306e\u3067\u3059\u304b\uff1f\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30a2\u30d7\u30ea\u30fb\u30ab\u30fc\u30c9\u3001\u3042\u308b\u3044\u306f\u9280\u884c\u696d\u52d9\u306e\u4ed6\u306e\u90e8\u5206\u306b\u3064\u3044\u3066\u8a71\u3057\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>Darrin Peller &#8212; Wolfe Research &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u79c1\u306f\u305f\u3060\u3001Cash App\u5168\u822c\u306e\u7c97\u5229\u76ca\u6210\u9577\u306e\u6301\u7d9a\u53ef\u80fd\u6027\u306b\u3064\u3044\u3066\u8003\u3048\u3088\u3046\u3068\u3057\u305f\u3060\u3051\u3067\u3059\u3002Cash App Card\u304c\u3059\u3067\u306b\u8ca2\u732e\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u8003\u3048\u308b\u3068\u3001\u3069\u306e\u3088\u3046\u306a\u30c9\u30e9\u30a4\u30d0\u30fc\u304c\u3042\u308b\u3068\u304a\u8003\u3048\u3067\u3059\u304b\uff1f\u307e\u3060\u305f\u304f\u3055\u3093\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u4ed6\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u30b8\u30e3\u30c3\u30af\u30fb\u30c9\u30fc\u30b7\u30fc\uff08Jack Dorsey\uff09\u6c0f &#8212; \u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\u517c\u4f1a\u9577<\/p>\n<p>\u307e\u305a\u6700\u521d\u306b\u3001Amrita\u3082\u610f\u898b\u3092\u8ff0\u3079\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u79c1\u305f\u3061\u304cCash App\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u6210\u9577\u3055\u305b\u308b\u305f\u3081\u306b\u6700\u3082\u91cd\u8981\u306a\u3053\u3068\u306f\u3001\u4e92\u3044\u306b\u88dc\u5b8c\u3057\u5408\u3048\u308b\u96a3\u63a5\u3059\u308b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u898b\u3064\u3051\u7d9a\u3051\u308b\u3053\u3068\u3060\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u79c1\u305f\u3061\u304c\u884c\u3063\u3066\u3044\u308b\u8cc7\u91d1\u6d41\u5165\u3084\u53e3\u5ea7\u632f\u66ff\u3001\u30e6\u30fc\u30c6\u30a3\u30ea\u30c6\u30a3\u3001\u6a5f\u80fd\u6027\u306a\u3069\u3001\u3042\u3089\u3086\u308b\u9762\u3067\u88dc\u5b8c\u3057\u5408\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u3046\u3061\u306e\u3072\u3068\u3064\u306f\u3001\u4eba\u3005\u3092\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u5f15\u304d\u8fbc\u3080\u3053\u3068\u3067\u3042\u308a\u3001\u305d\u308c\u3092\u63a8\u9032\u3059\u308b\u3053\u3068\u3067\u3059\u3002\u305d\u3057\u3066\u79c1\u305f\u3061\u306e\u30b4\u30fc\u30eb\u306f\u3001\u30af\u30ed\u30b9\u30bb\u30eb\u3092\u884c\u3044\u3001\u4ed6\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u7c21\u5358\u306b\u898b\u3064\u3051\u3066\u3082\u3089\u3048\u308b\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u3067\u3059\u3002\u3067\u3059\u304b\u3089\u3001Cash App Card\u306b\u306f\u5927\u304d\u306a\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u4fe1\u3058\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001Square Reader\u304c\u305d\u3046\u3067\u3042\u3063\u305f\u3088\u3046\u306b\u3001\u79c1\u305f\u3061\u306b\u3068\u3063\u3066\u7d20\u6674\u3089\u3057\u3044\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u30c7\u30d0\u30a4\u30b9\u3067\u3042\u308b\u3068\u4fe1\u3058\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u53cb\u4eba\u304c\u4f7f\u3063\u3066\u3044\u308b\u306e\u3092\u898b\u305f\u308a\u3001\u30bd\u30fc\u30b7\u30e3\u30eb\u30e1\u30c7\u30a3\u30a2\u4e0a\u3067\u30c7\u30b6\u30a4\u30f3\u3057\u305f\u5199\u771f\u3092\u898b\u305f\u308a\u3059\u308b\u3068\u3001\u30a2\u30d7\u30ea\u3092\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3057\u3066\u81ea\u5206\u3067\u3082\u4f5c\u3063\u3066\u307f\u3088\u3046\u3068\u3044\u3046\u6c17\u306b\u306a\u308a\u307e\u3059\u3002\u30d5\u30a1\u30fc\u30de\u30fc\u30ba\u30fb\u30de\u30fc\u30b1\u30c3\u30c8\u3067\u898b\u304b\u3051\u305fSquare 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Dorsey\uff09\u6c0f &#8212; 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App\u3001TIDAL\u3001TBD\u3068\u3044\u3063\u305f\u4ed6\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u8ffd\u52a0\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u305d\u306e\u3046\u30612\u3064\u306f\u5927\u898f\u6a21\u306a\u3082\u306e\u3067\u3059\u3002\u6b8b\u308a\u306e2\u3064\u306f\u307e\u3060\u59cb\u307e\u3063\u305f\u3070\u304b\u308a\u3067\u3059\u3002<\/p>\n<p>TBD\u306e\u3088\u3046\u306a\u30aa\u30fc\u30ac\u30cb\u30c3\u30af\u306a\u3082\u306e\u3067\u3042\u308c\u3001TIDAL\u306e\u3088\u3046\u306a\u8cb7\u53ce\u306b\u3088\u308b\u3082\u306e\u3067\u3042\u308c\u3001\u79c1\u305f\u3061\u306f\u65b0\u3057\u3044\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u4f5c\u308a\u4e0a\u3052\u308b\u3064\u3082\u308a\u3067\u3059\u3002\u3053\u308c\u3089\u306f\u3059\u3079\u3066\u3001\u7d4c\u6e08\u7684\u306a\u30a8\u30f3\u30d1\u30ef\u30fc\u30e1\u30f3\u30c8\u3068\u3044\u3046\u76ee\u7684\u306e\u4e0b\u3067\u3082\u3042\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u307e\u3063\u305f\u304f\u65b0\u3057\u3044\u30aa\u30fc\u30c7\u30a3\u30a8\u30f3\u30b9\u306b\u529b\u3092\u4e0e\u3048\u3001\u7d4c\u6e08\u306b\u3088\u308a\u5b8c\u5168\u306b\u53c2\u52a0\u3059\u308b\u305f\u3081\u306e\u30b7\u30f3\u30d7\u30eb\u306a\u30c4\u30fc\u30eb\u3092\u63d0\u4f9b\u3059\u308b\u306b\u306f\u3069\u3046\u3059\u308c\u3070\u3044\u3044\u306e\u304b\u3002\u3053\u308c\u306f\u8907\u96d1\u306a\u30d3\u30b8\u30cd\u30b9\u3067\u3059\u3002\u7686\u3055\u3093\u304c\u53d6\u6750\u3057\u3066\u3044\u308b\u3088\u3046\u306a\u4ed6\u306e\u591a\u304f\u306e\u30d3\u30b8\u30cd\u30b9\u3068\u306f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u79c1\u305f\u3061\u304c\u3053\u308c\u3092\u5171\u6709\u3057\u305f\u3044\u3068\u601d\u3063\u305f\u7406\u7531\u306f\u3001\u79c1\u305f\u3061\u304c\u81ea\u5206\u305f\u3061\u3078\u306e\u6295\u8cc7\u306b\u3064\u3044\u3066\u3069\u3046\u8003\u3048\u3066\u3044\u308b\u304b\u3092\u4f1d\u3048\u308b\u30b7\u30f3\u30d7\u30eb\u306a\u65b9\u6cd5\u3001\u305d\u3057\u3066\u682a\u4e3b\u3084\u7686\u3055\u3093\u306e\u95a2\u5fc3\u3068\u304a\u5ba2\u69d8\u306e\u95a2\u5fc3\u3092\u4e00\u81f4\u3055\u305b\u308b\u305f\u3081\u306e\u30b7\u30f3\u30d7\u30eb\u306a\u65b9\u6cd5\u3092\u6c42\u3081\u3066\u3044\u305f\u304b\u3089\u3067\u3059\u3002\u305d\u3053\u3067\u3001\u79c1\u305f\u3061\u306b\u3068\u3063\u3066\u91cd\u8981\u3060\u3063\u305f\u306e\u306f\u3001\u4f55\u3088\u308a\u3082\u307e\u305a\u3001\u304a\u5ba2\u69d8\u306b\u7126\u70b9\u3092\u5f53\u3066\u305f\u6307\u6a19\u3001\u3059\u306a\u308f\u3061\u58f2\u4e0a\u7dcf\u5229\u76ca\u7dad\u6301\u7387\uff08Gross Profit Retention\uff09\u3092\u78ba\u4fdd\u3059\u308b\u3053\u3068\u3067\u3057\u305f\u3002\u305d\u3057\u3066\u6700\u3082\u91cd\u8981\u306a\u3053\u3068\u306f\u3001Square\u306e\u3088\u3046\u306a\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u4e2d\u3067\u30b5\u30fc\u30d3\u30b9\u3092\u8cfc\u5165\u3057\u305f\u308a\u3001Cash App\u306e\u3088\u3046\u306a\u307e\u3063\u305f\u304f\u5225\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u79fb\u884c\u3057\u305f\u308a\u3001\u5f53\u793e\u306e\u30c4\u30fc\u30eb\u3092\u3069\u3093\u3069\u3093\u6d3b\u7528\u3057\u3066\u3001\u5f53\u793e\u3068\u4e00\u7dd2\u306b\u3044\u308b\u3053\u3068\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u3067\u3059\u3002\u305d\u3057\u30662\u3064\u76ee\u306f\u3001\u30d3\u30b8\u30cd\u30b9\u306e\u30ea\u30a2\u30eb\u30b3\u30b9\u30c8\u3092\u8a08\u4e0a\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>SBC\u306e\u4f1a\u8a08\u51e6\u7406\u306f\u7406\u306b\u304b\u306a\u3063\u3066\u3044\u306a\u3044\u3068\u3001\u591a\u304f\u306e\u7686\u69d8\u3084\u6295\u8cc7\u5bb6\u306e\u7686\u69d8\u304b\u3089\u304a\u805e\u304d\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u305d\u3053\u3067\u79c1\u305f\u3061\u306f\u3001SBC\u3092\u771f\u306e\u30b3\u30b9\u30c8\u3068\u3057\u3066\u6349\u3048\u3001\u305d\u306e\u3088\u3046\u306b\u5831\u544a\u3059\u308b\u3053\u3068\u3067\u3001SBC\u3092\u771f\u306e\u30b3\u30b9\u30c8\u3068\u3057\u3066\u7d71\u5408\u3059\u308b\u305f\u3081\u306e\u30cf\u30fc\u30c9\u30eb\u3092\u9ad8\u304f\u3057\u305f\u3044\u3068\u8003\u3048\u307e\u3057\u305f\u3002\u305d\u3046\u3059\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u660e\u78ba\u3067\u3001\u3088\u308a\u900f\u660e\u6027\u306e\u9ad8\u3044\u3082\u306e\u306b\u306a\u308a\u307e\u3059\u3002\u305d\u3057\u3066\u6700\u5f8c\u306b\u3001\u7c97\u5229\u76ca\u7dad\u6301\u7387\u3084NRR\u300140\u306e\u6cd5\u5247\u306e\u3088\u3046\u306a\u3001\u307f\u306a\u3055\u3093\u304c\u3088\u304f\u3054\u5b58\u77e5\u306e\u30d5\u30ec\u30fc\u30ba\u3084\u8a00\u8449\u3001\u6570\u5f0f\u3001\u6982\u5ff5\u3092\u4f7f\u3044\u3001\u3055\u3089\u306b\u30cf\u30fc\u30c9\u30eb\u3092\u4e0a\u3052\u308b\u3088\u3046\u306a\u65b9\u6cd5\u3067\u305d\u308c\u3092\u5b9f\u73fe\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u79c1\u305f\u3061\u306f\u3001\u3053\u308c\u304c\u79c1\u305f\u3061\u306b\u3068\u3063\u3066\u5b9a\u5e38\u72b6\u614b\u306e\u76ee\u6a19\u3067\u3042\u308b\u3053\u3068\u3092\u8a8d\u8b58\u3059\u308b\u3053\u3068\u304c\u672c\u5f53\u306b\u91cd\u8981\u3060\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001Square\u3084Cash App\u306e\u3088\u3046\u306a\u5927\u898f\u6a21\u306a\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3067\u3042\u308c\u3001Title\u3084TBD\u306e\u3088\u3046\u306a\u65b0\u3057\u3044\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3067\u3042\u308c\u3001\u79c1\u305f\u3061\u304c\u6b63\u3057\u3044\u65b9\u6cd5\u3067\u6295\u8cc7\u3057\u3066\u3044\u308b\u304b\u3001\u9867\u5ba2\u5fd7\u5411\u3067\u3042\u308b\u304b\u3092\u78ba\u8a8d\u3059\u308b\u305f\u3081\u306e\u6295\u8cc7\u3092\u8003\u3048\u308b\u4e0a\u3067\u3001\u3053\u308c\u306f\u975e\u5e38\u306b\u6709\u76ca\u306a\u3082\u306e\u3067\u3059\u3002\u305d\u3057\u3066\u6700\u7d42\u7684\u306b\u306f\u3001\u79c1\u305f\u3061\u306e\u7d04\u675f\u3067\u3042\u308b\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u30fb\u30e2\u30c7\u30eb\u3092\u5b9f\u73fe\u3059\u308b\u3053\u3068\u3001\u3064\u307e\u308a\u3001\u305d\u308c\u305e\u308c\u304c\u4ed6\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u7a4d\u6975\u7684\u306b\u8ca2\u732e\u3057\u3001\u3053\u308c\u3089\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u305d\u308c\u305e\u308c\u3067\u79c1\u305f\u3061\u81ea\u8eab\u3092\u7834\u58ca\u3057\u7d9a\u3051\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001TBD\u306e\u3088\u3046\u306a\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u3044\u304f\u3064\u304b\u306f\u3001\u73fe\u5728\u30ad\u30e3\u30c3\u30b7\u30e5\u30a2\u30d7\u30ea\u3067\u884c\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u7834\u58ca\u3059\u308b\u3088\u3046\u306a\u3082\u306e\u306b\u306a\u308b\u3068\u4e88\u60f3\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u3057\u3066\u3001\u5916\u90e8\u306e\u7af6\u5408\u4ed6\u793e\u3088\u308a\u3082\u5148\u306b\u3001\u79c1\u305f\u3061\u304c\u305d\u308c\u3092\u8003\u3048\u3066\u3044\u308b\u3053\u3068\u304c\u5b09\u3057\u3044\u3067\u3059\u306d\u3002<\/p>\n<p>\u306a\u305c\u306a\u3089\u3001\u3053\u308c\u3089\u306f\u3059\u3079\u3066\u6700\u7d42\u7684\u306b\u306f\u30ec\u30b8\u30ea\u30a8\u30f3\u30b9\uff08\u56de\u5fa9\u529b\uff09\u3092\u610f\u5473\u3059\u308b\u304b\u3089\u3067\u3059\u3002\u3053\u306e\u6295\u8cc7\u30e2\u30c7\u30eb\u3092\u4f7f\u3044\u3001\u3067\u304d\u308b\u3060\u3051\u65e9\u304f\u53cd\u5fa9\u3057\u3066\u3001\u305d\u308c\u3092\u9054\u6210\u3057\u3001\u9054\u6210\u3057\u7d9a\u3051\u3089\u308c\u308b\u3088\u3046\u306b\u3059\u308b\u3064\u3082\u308a\u3067\u3059\u3002\u30a2\u30e0\u30ea\u30bf\u3001\u3082\u3063\u3068\u4f55\u304b\u8a00\u3044\u305f\u3044\u3053\u3068\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/p>\n<p>Amrita Ahuja &#8212; 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App Card\u306e\u5229\u7528\u984d\u306e\u7d043\u5206\u306e1\u3092\u5360\u3081\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u306a\u6642\u4ee3\u306b\u304a\u3044\u3066\u3001\u304a\u5ba2\u3055\u307e\u304c\u3069\u306e\u3088\u3046\u306a\u7528\u9014\u306b\u4f7f\u308f\u308c\u3088\u3046\u3068\u3001\u79c1\u305f\u3061\u306f\u5bfe\u5fdc\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>Josh Beck &#8212; KeyBanc Capital Markets &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3068\u3066\u3082\u53c2\u8003\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u3042\u308a\u304c\u3068\u3046\u3001\u30a2\u30e0\u30ea\u30bf\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u30b4\u30fc\u30eb\u30c9\u30de\u30f3\u30fb\u30b5\u30c3\u30af\u30b9\u306eMike Ng\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>Michael Ng &#8212; Goldman Sachs &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3053\u3093\u306b\u3061\u306f\u3001\u3053\u3093\u306b\u3061\u306f\u3002\u8cea\u554f\u3092\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u30021\u3064\u3060\u3051\u304a\u9858\u3044\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305a\u3001Cash App\u3068Seller\u306e1\u6708\u30682\u6708\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u306e\u30da\u30fc\u30b9\u3092\u3059\u3079\u3066\u5831\u544a\u30d9\u30fc\u30b9\u3067\u5165\u624b\u3067\u304d\u3066\u52a9\u304b\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>Buy Now, Pay Later\u3092\u9664\u304f\u3001\u3053\u306e\u30da\u30fc\u30b7\u30f3\u30b0\u306e\u6570\u5b57\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u3066\u3044\u305f\u3060\u3051\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f\u6b21\u306b\u3001\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u7d71\u5408\u306b\u3064\u3044\u3066\u3001Cash App\u3068Seller\u306eAfterpay\u3060\u3051\u3067\u306a\u304f\u3001Square Seller\u306eCash App Pay\u306a\u3069\u306b\u3064\u3044\u3066\u306e\u6700\u65b0\u60c5\u5831\u3092\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30a2\u30e0\u30ea\u30bf\u30fb\u30a2\u30d5\u30b8\u30e3\uff08Amrita Ahuja\uff09 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u3054\u8cea\u554f\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u307e\u305a\u3001\u7b2c1\u56db\u534a\u671f\u306e\u30c8\u30c3\u30d7\u30e9\u30a4\u30f3\u306e\u52d5\u5411\u306b\u3064\u3044\u3066\u304a\u8a71\u3057\u307e\u3059\u3002\u4eca\u5e74\u306b\u5165\u3063\u3066\u304b\u3089\u30012\u3064\u306e\u6570\u5b57\u304c\u3042\u308a\u307e\u3059\u30021\u3064\u306f\u5831\u544a\u30d9\u30fc\u30b9\u3067\u30011\u6708\u30682\u6708\u306f\u524d\u5e74\u540c\u671f\u6bd433\uff05\u306e\u6210\u9577\u3067\u3042\u308b\u3068\u63a8\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3082\u3061\u308d\u3093\u3001\u6628\u5e74\u306e\u7b2c1\u56db\u534a\u671f\u306b\u30a2\u30d5\u30bf\u30fc\u30da\u30a4\u3092\u8cb7\u53ce\u3057\u3066\u3044\u308b\u306e\u3067\u3001\u305d\u308c\u3088\u308a\u3082\u6570\u30dd\u30a4\u30f3\u30c8\u4f4e\u3044\u6210\u9577\u7387\u306b\u306a\u308a\u307e\u3059\u3002\u6b21\u306b\u3001\u4f1a\u793e\u5168\u4f53\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u306e\u4f38\u3073\u3092\u898b\u308b\u306b\u306f\u30012022\u5e741\u6708\u306e\u30a2\u30d5\u30bf\u30fc\u30da\u30a4\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca5,100\u4e07\u30c9\u30eb\u3092\u542b\u3080\u4f1a\u793e\u5408\u7b97\u30d9\u30fc\u30b9\u3067\u898b\u308b\u306e\u304c\u826f\u3044\u3068\u601d\u308f\u308c\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u7b2c4\u56db\u534a\u671f\u306e\u524d\u5e74\u540c\u671f\u6bd421\uff05\u5897\u304b\u3089\u6539\u5584\u3055\u308c\u305f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u73fe\u91d1\u540c\u7b49\u7269\u306b\u3064\u3044\u3066\u306f\u30011\u6708\u30682\u6708\u306f\u5831\u544a\u30d9\u30fc\u30b9\u306750%\u4ee5\u4e0a\u306e\u6210\u9577\u3092\u898b\u8fbc\u3093\u3067\u3044\u307e\u3059\u304c\u30013\u6708\u306f\u4fa1\u683c\u6539\u5b9a\u306b\u4f34\u3044\u6210\u9577\u7387\u304c\u920d\u5316\u3059\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002<\/p>\n<p>\u30ad\u30e3\u30c3\u30b7\u30e5\u30a2\u30d7\u30ea\u306e\u6210\u9577\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u306f\u3001\u30a2\u30af\u30c6\u30a3\u30d6\u6570\u3001\u30a2\u30af\u30c6\u30a3\u30d6\u6570\u3042\u305f\u308a\u306e\u6d41\u5165\u984d\u3001\u30de\u30cd\u30bf\u30a4\u30ba\u7387\u3067\u3001\u5f15\u304d\u7d9a\u304d\u5805\u8abf\u306b\u63a8\u79fb\u3057\u3066\u3044\u307e\u3059\u3002Square\u306e\u89b3\u70b9\u304b\u3089\u306f\u30011\u6708\u30682\u6708\u306f\u5831\u544a\u30d9\u30fc\u30b9\u306715%\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u306e\u4f38\u3073\u3092\u898b\u8fbc\u3093\u3067\u3044\u307e\u3059\u3002\u3053\u3053\u3067Square\u306e\u6570\u5b57\u3092\u3055\u3089\u306b\u7d10\u89e3\u3044\u3066\u3001BNPL\u3084PPP\u3092\u9664\u304fSquare\u306e\u30b3\u30a2\u306a\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3067\u4f55\u304c\u8d77\u3053\u3063\u3066\u3044\u308b\u306e\u304b\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3060\u3068\u601d\u3044\u307e\u3059\u3002\u7b2c3\u56db\u534a\u671f\u306f\u3001PPP\u3068BNPL\u3092\u9664\u3044\u305fSquare\u304c\u524d\u5e74\u540c\u671f\u6bd419%\u5897\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u7b2c4\u56db\u534a\u671f\u306f\u3001\u88c1\u91cf\u7684\u306a\u5206\u91ce\u3067\u306f\u82e5\u5e72\u306e\u8edf\u5316\u304c\u898b\u3089\u308c\u307e\u3057\u305f\u3002\u305d\u306e\u305f\u3081\u3001\u540c\u3058Square\u3067\u3082\u3001PPP\u3068BNPL\u3092\u9664\u3044\u305f\u5834\u5408\u306e\u7b2c4\u56db\u534a\u671f\u306e\u6210\u9577\u7387\u306f17%\u3067\u3057\u305f\u3002\u305d\u3057\u3066\u4eca\u3001Square\u306ePPP\u3068BNPL\u3092\u9664\u3044\u305f1\u6708\u30682\u6708\u306e\u6210\u9577\u7387\u306f21%\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306b\u3001\u4eca\u5e74\u306b\u5165\u3063\u3066\u304b\u3089Square\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u306f\u69d8\u3005\u306a\u8981\u56e0\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u30b8\u30e3\u30c3\u30af\u30fb\u30c9\u30fc\u30b7\u30fc &#8212; \u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005\u517c\u4f1a\u9577<\/p>\n<p>\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u7d71\u5408\u3068\u3044\u3046\u70b9\u3067\u306f\u3001\u79c1\u305f\u3061\u304c\u4e00\u756a\u6ce8\u76ee\u3057\u3066\u3044\u308b\u306e\u306f\u660e\u3089\u304b\u306bAfteray\u3067\u3001\u3053\u308c\u306fSquare\u3068Cash App\u306e\u9593\u306e\u63a5\u7d9a\u3067\u3059\u3002\u307e\u3060\u88fd\u54c1\u7d71\u5408\u306e\u521d\u671f\u6bb5\u968e\u3067\u3059\u304c\u3001\u6ce8\u76ee\u3059\u3079\u304d\u306f\u660e\u3089\u304b\u306b\u5e02\u5834\u306e\u300cDiscover Tab\u300d\u306b\u3042\u308b\u300cCash App\u300d\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002\u79c1\u305f\u3061\u306f\u3001\u3053\u306e\u9818\u57df\u3067\u4f55\u304c\u3067\u304d\u308b\u306e\u304b\u3001\u304b\u306a\u308a\u65e9\u3044\u6bb5\u968e\u304b\u3089\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4eca\u306e\u3068\u3053\u308d\u3001\u304b\u306a\u308a\u30b7\u30f3\u30d7\u30eb\u306a\u691c\u7d22\u306b\u898b\u3048\u307e\u3059\u3002UI\u3082\u5c11\u3057\u5909\u308f\u3063\u3066\u3044\u308b\u3068\u601d\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u79c1\u305f\u3061\u306b\u3068\u3063\u3066\u306f\u975e\u5e38\u306b\u5927\u304d\u306a\u30c1\u30e3\u30f3\u30b9\u3067\u3042\u308a\u3001\u3053\u306e\u30c1\u30e3\u30f3\u30b9\u3092\u78ba\u5b9f\u306b\u3082\u306e\u306b\u3059\u308b\u305f\u3081\u306b\u3001\u53ef\u80fd\u306a\u9650\u308a\u8fc5\u901f\u306b\u30a4\u30c6\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u7d9a\u3051\u3066\u3044\u304f\u3064\u3082\u308a\u3067\u3059\u3002\u79c1\u305f\u3061\u306b\u3068\u3063\u3066\u975e\u5e38\u306b\u5927\u304d\u306a\u30c1\u30e3\u30f3\u30b9\u3067\u3059\u3002<\/p>\n<p>\u79c1\u305f\u3061\u306f\u3001Afterpay\u306e\u52a0\u76df\u5e97\u3068\u306e\u63d0\u643a\u3092\u59cb\u3081\u307e\u3057\u305f\u3002Afterpay\u52a0\u76df\u5e97\u3067\u306f\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30a2\u30d7\u30ea\u30fb\u30da\u30a4\u3092\u5229\u7528\u3067\u304d\u308b\u52a0\u76df\u5e97\u3067\u3001\u304a\u5ba2\u3055\u307e\u304c\u5546\u54c1\u3092\u898b\u305f\u308a\u3001\u878d\u8cc7\u3084\u5272\u5f15\u3092\u53d7\u3051\u305f\u308a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u305d\u3057\u3066\u3001Square\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u3069\u3093\u3069\u3093\u79fb\u884c\u3057\u3066\u3044\u304f\u4e88\u5b9a\u3067\u3059\u3002\u3057\u304b\u3057\u3001\u7d71\u5408\u3001\u8cb7\u53ce\u3001\u305d\u3057\u3066\u4e21\u793e\u306e\u7d71\u5408\u306b\u3088\u308a\u3001\u79c1\u305f\u3061\u306f\u3088\u308a\u826f\u3044\u30dd\u30b8\u30b7\u30e7\u30f3\u306b\u3044\u308b\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4eca\u306f\u3001\u88fd\u54c1\u306b\u7126\u70b9\u3092\u5f53\u3066\u3001\u3053\u306e2\u3064\u3092\u3069\u306e\u3088\u3046\u306b\u878d\u5408\u3055\u305b\u308b\u304b\u3092\u8003\u3048\u3066\u3044\u307e\u3059\u3002TBD\u3084\u3001\u79c1\u305f\u3061\u304cCash App\u3067\u3084\u308d\u3046\u3068\u3057\u3066\u3044\u308b\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u6d3b\u52d5\u3001\u305d\u3057\u3066\u30a2\u30fc\u30c6\u30a3\u30b9\u30c8\u3084\u30df\u30e5\u30fc\u30b8\u30b7\u30e3\u30f3\u306e\u305f\u3081\u306eTIDAL\u306a\u3069\u3001\u4ed6\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3068\u306e\u7d71\u5408\u306f\u307e\u3060\u307e\u3060\u7d9a\u304f\u3068\u601d\u3044\u307e\u3059\u3057\u3001\u79c1\u305f\u3061\u304c\u58f2\u308a\u624b\u306b\u63d0\u4f9b\u3057\u3066\u304d\u305f\u306e\u3068\u540c\u3058\u3088\u3046\u306b\u3001\u5f7c\u3089\u304c\u30ad\u30e3\u30ea\u30a2\u3092\u7bc9\u304d\u7d9a\u3051\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u3082\u306e\u3092\u78ba\u5b9f\u306b\u624b\u306b\u5165\u308c\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4ee5\u4e0a\u3067\u3059\u3002\u4ed6\u306e\u7ffb\u8a33\u5e0c\u671b\u3084\u3054\u611f\u60f3\u3092\u3044\u305f\u3060\u3051\u308b\u3068\u5b09\u3057\u3044\u3067\u3059\u3002<\/p>\n<p>\uff0a\u8aa4\u8a33\u306a\u3069\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3067\u306e\u53c2\u8003\u7a0b\u5ea6\u306b\u3057\u3066\u3044\u305f\u3060\u304d\u6295\u8cc7\u306f\u81ea\u5df1\u5224\u65ad\u3067\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30d6\u30ed\u30b0\u904b\u55b6\u306e\u52b1\u307f\u306b\u306a\u308a\u307e\u3059\u306e\u3067\u3001\u304a\u624b\u6570\u3067\u3059\u304c\u3001\u5fdc\u63f4\u306e\uff11\u65e5\uff11\u30af\u30ea\u30c3\u30af\u3092\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u81f4\u3057\u307e\u3059\u3002<\/p>\n<p>\u2193\u2193\uff1c\u5fdc\u63f4\u30af\u30ea\u30c3\u30af\u304a\u9858\u3044\u3057\u307e\u3059\uff1e<\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/stockinfo\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u682a\u5f0f\u6295\u8cc7\u60c5\u5831\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/americastock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u7c73\u56fd\u682a\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/tenbagger\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/tenbagger\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u30c6\u30f3\u30d0\u30ac\u30fc\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/tenbagger\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30d6\u30ed\u30c3\u30af (SQ)2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002 EPS\u304c\u30b3\u30f3\u30bb\u30f3\u30b5\u30b9\u4ee5\u4e0b\u3067\u3061\u3087\u3063\u3068\u7269\u8db3\u308a\u306a\u3044\u6c7a\u7b97\u3067\u3059\u3002\u58f2\u4e0a\u6210\u9577\u3082\u4ee5\u524d\u307b\u3069\u306e\u4f38\u3073\u304c\u306a\u304f\u7269\u8db3\u308a\u306a\u3055\u3092\u611f\u3058\u307e\u3059\u3002 Cash\u30a2\u30d7\u30ea\u306f\u4ee5\u524d\u306f\u7af6\u5408\u3082\u5c11\u306a\u304b\u3063\u305f\u3067\u3059\u304c\u4eca &#8230; 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