{"id":2442,"date":"2023-03-01T21:32:49","date_gmt":"2023-03-01T12:32:49","guid":{"rendered":"https:\/\/1up-life.blog\/?p=2442"},"modified":"2023-03-01T21:32:49","modified_gmt":"2023-03-01T12:32:49","slug":"%e3%83%9e%e3%83%ab%e3%82%b1%e3%82%bf-mq2022%e5%b9%b4%e7%ac%ac4%e5%9b%9b%e5%8d%8a%e6%9c%9f%e6%b1%ba%e7%ae%97%e8%aa%ac%e6%98%8e%e4%bc%9a","status":"publish","type":"post","link":"https:\/\/1up-life.blog\/?p=2442","title":{"rendered":"\u30de\u30eb\u30b1\u30bf (MQ)2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a"},"content":{"rendered":"<p>\u30de\u30eb\u30b1\u30bf (MQ)2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002<\/p>\n<p>\u30ac\u30a4\u30c0\u30f3\u30b9\u304c\u30d7\u30ec\u3067\u60aa\u304f\u66b4\u843d\u3057\u3066\u307e\u3059\u306d\u3002\u652f\u6255\u7dcf\u984d\u306f\u5897\u3048\u3066\u3044\u307e\u3059\u304c\u6210\u9577\u7387\u3082\u920d\u5316\u3057\u3066\u307e\u3059\u306d\u3002\u3082\u3063\u3068\u9806\u8abf\u306b\u6210\u9577\u3059\u308b\u3068\u601d\u3063\u3066\u307e\u3057\u305f\u304c\u5fae\u5999\u3067\u3059\u306d\u3002<\/p>\n<p>&nbsp;<\/p>\n<div id=\"attachment_2443\" style=\"width: 1451px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-2443\" class=\"wp-image-2443 size-full\" src=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/03\/MQ_2023-03-01_21-30-46.png\" alt=\"\u30de\u30eb\u30b1\u30bf (MQ)\u682a\u4fa1\" width=\"1441\" height=\"816\" srcset=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/03\/MQ_2023-03-01_21-30-46.png 1441w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/03\/MQ_2023-03-01_21-30-46-300x170.png 300w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/03\/MQ_2023-03-01_21-30-46-1024x580.png 1024w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/03\/MQ_2023-03-01_21-30-46-768x435.png 768w, https:\/\/1up-life.blog\/wp-content\/uploads\/2023\/03\/MQ_2023-03-01_21-30-46-940x532.png 940w\" sizes=\"auto, (max-width: 1441px) 100vw, 1441px\" \/><p id=\"caption-attachment-2443\" class=\"wp-caption-text\">\u30de\u30eb\u30b1\u30bf (MQ)\u682a\u4fa1<\/p><\/div>\n<p class=\"hh hh3 main-bdr\"><span class=\"big\"><strong>\u30de\u30eb\u30b1\u30bf (MQ)2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a<\/strong><\/span><\/p>\n<p>Call participants:<br \/>\nStacey Finerman &#8212; Vice President, Investor Relations<br \/>\nSimon Khalaf &#8212; Chief Executive Officer<br \/>\nMike Milotich &#8212; Chief Financial Officer<br \/>\nTien-Tsin Huang &#8212; JPMorgan Chase and Company &#8212; Analyst<br \/>\nDarrin Peller &#8212; Wolfe Research &#8212; Analyst<br \/>\nAshwin Shirvaikar &#8212; Citi &#8212; Analyst<br \/>\nBob Napoli &#8212; William Blair and Company &#8212; Analyst<br \/>\nTimothy Chiodo &#8212; Credit Suisse &#8212; Analyst<br \/>\nRamsey El-Assal &#8212; Barclays &#8212; Analyst<br \/>\nJames Faucette &#8212; Morgan Stanley &#8212; Analyst<br \/>\nAndrew Jeffrey &#8212; Truist Securities &#8212; Analyst<br \/>\nMore MQ analysis<\/p>\n<p>2023\u5e742\u670828\u65e5\u5348\u5f8c4\u664230\u5206<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u3053\u3093\u306b\u3061\u306f\u3001\u3054\u5217\u5e2d\u306e\u7686\u69d8\u3001\u304a\u5f85\u305f\u305b\u3044\u305f\u3057\u307e\u3057\u305f\u3002Marqeta\u306e2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u30ab\u30f3\u30d5\u30a1\u30ec\u30f3\u30b9\u30b3\u30fc\u30eb\u3078\u3088\u3046\u3053\u305d\u3002\u5ff5\u306e\u305f\u3081\u7533\u3057\u4e0a\u3052\u307e\u3059\u304c\u3001\u3053\u306e\u4f1a\u8b70\u306f\u9332\u97f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4f1a\u8b70\u3092\u3001\u6295\u8cc7\u5bb6\u5411\u3051\u5e83\u5831\u62c5\u5f53\u526f\u793e\u9577\u306e\u30b9\u30c6\u30a4\u30b7\u30fc\u30fb\u30d5\u30a3\u30ca\u30fc\u30de\u30f3\u306b\u5f15\u304d\u7d99\u304e\u3001\u958b\u59cb\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b9\u30c6\u30a4\u30b7\u30fc\u30fb\u30d5\u30a3\u30ca\u30de\u30f3 &#8212; \u6295\u8cc7\u5bb6\u5411\u3051\u5e83\u5831\u62c5\u5f53\u526f\u793e\u9577<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u672c\u65e5\u306e\u96fb\u8a71\u4f1a\u8b70\u306b\u306f\u3001\u5c06\u6765\u306e\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3092\u3001\u59cb\u3081\u308b\u524d\u306b\u7686\u69d8\u306b\u304a\u4f1d\u3048\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u5c06\u6765\u4e88\u60f3\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u306f\u3001\u5f53\u793e\u306eIR\u30b5\u30a4\u30c8\u3067\u516c\u958b\u3055\u308c\u3066\u3044\u308bSEC\u3078\u306e\u63d0\u51fa\u66f8\u985e\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u308b\u3082\u306e\u3092\u542b\u3081\u3001\u591a\u304f\u306e\u30ea\u30b9\u30af\u3068\u4e0d\u78ba\u5b9f\u6027\u3092\u4f34\u3044\u307e\u3059\u30022021\u5e7412\u670831\u65e5\u7d42\u4e86\u671f\u9593\u306e\u5e74\u6b21\u5831\u544a\u66f8\u304a\u3088\u307310-K\u3001\u306a\u3089\u3073\u306b\u305d\u306e\u5f8c\u306eSEC\u3078\u306e\u5b9a\u671f\u7684\u306a\u63d0\u51fa\u66f8\u985e\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u308b\u3082\u306e\u304c\u305d\u306e\u4f8b\u3067\u3059\u3002<\/p>\n<p>\u5b9f\u969b\u306e\u7d50\u679c\u306f\u3001\u5f53\u793e\u304c\u672c\u65e5\u767a\u8868\u3057\u305f\u5c06\u6765\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u3068\u306f\u5927\u304d\u304f\u7570\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u5c06\u6765\u4e88\u60f3\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u306f\u3001\u672c\u901a\u8a71\u6642\u70b9\u306e\u3082\u306e\u3067\u3042\u308a\u3001\u5f53\u793e\u306f\u3001\u6cd5\u5f8b\u3067\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u308b\u5834\u5408\u3092\u9664\u304d\u3001\u3053\u308c\u3089\u3092\u66f4\u65b0\u3059\u308b\u7fa9\u52d9\u3084\u610f\u56f3\u3092\u8ca0\u3046\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u672c\u65e5\u306e\u8b1b\u6f14\u306b\u306f\u3001\u975eGAAP\u30d9\u30fc\u30b9\u306e\u8ca1\u52d9\u6307\u6a19\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u6307\u6a19\u306f\u3001GAAP\u306b\u57fa\u3065\u304f\u8ca1\u52d9\u6307\u6a19\u306e\u88dc\u8db3\u3068\u3057\u3066\u8003\u616e\u3055\u308c\u308b\u3079\u304d\u3082\u306e\u3067\u3042\u308a\u3001\u4ee3\u7528\u3055\u308c\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u6700\u3082\u76f4\u63a5\u7684\u306b\u6bd4\u8f03\u3067\u304d\u308bGAAP\u6307\u6a19\u3078\u306e\u63db\u7b97\u306f\u3001\u672c\u65e5\u306e\u6c7a\u7b97\u30d7\u30ec\u30b9\u30ea\u30ea\u30fc\u30b9\u307e\u305f\u306f\u6c7a\u7b97\u88dc\u8db3\u8cc7\u6599\u306b\u8a18\u8f09\u3055\u308c\u3066\u304a\u308a\u3001\u3053\u308c\u3089\u306f\u5f53\u793e\u306eIR\u30b5\u30a4\u30c8\u3067\u3054\u89a7\u3044\u305f\u3060\u3051\u307e\u3059\u3002\u672c\u65e5\u306e\u96fb\u8a71\u4f1a\u8b70\u3067\u306f\u3001Marqeta\u306eCEO\u3067\u3042\u308bSimon Khalaf\u3068\u3001Marqeta\u306e\u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\u3067\u3042\u308bMike Milotich\u304c\u30db\u30b9\u30c8\u3092\u52d9\u3081\u307e\u3059\u3002\u305d\u308c\u3067\u306f\u3001Simon\u306b\u901a\u8a71\u3092\u958b\u59cb\u3055\u305b\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>Simon Khalaf\uff08\u30b5\u30a4\u30e2\u30f3\u30fb\u30ab\u30e9\u30d5\uff09 &#8212; \u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u30b9\u30c6\u30a4\u30b7\u30fc\u3001\u3042\u308a\u304c\u3068\u3046\u3001\u305d\u3057\u3066\u7686\u3055\u3093\u3001Marqeta\u306e2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306b\u3054\u53c2\u52a0\u3044\u305f\u3060\u304d\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u79c1\u306f\u3001\u7b2c4\u56db\u534a\u671f\u30682022\u5e74\u306e\u696d\u7e3e\u306b\u3064\u3044\u3066\u7c21\u5358\u306b\u89e6\u308c\u3001\u305d\u306e\u5f8c\u30012023\u5e74\u306e\u6700\u512a\u5148\u4e8b\u9805\u3092\u5171\u6709\u3057\u307e\u3059\u3002\u79c1\u305f\u3061\u306f\u3001\u518d\u3073\u3001\u898f\u6a21\u3092\u62e1\u5927\u3057\u3066\u9769\u65b0\u3059\u308b\u80fd\u529b\u3092\u5b9f\u8a3c\u3057\u3001\u5f37\u6c17\u306e\u59ff\u52e2\u3067\u4eca\u5e74\u3092\u7d42\u3048\u307e\u3057\u305f\u3002\u7b2c4\u56db\u534a\u671f\u306e\u7dcf\u51e6\u7406\u91cf\uff08TPV\uff09\u306f470\u5104\u30c9\u30eb\u3067\u30012021\u5e74\u306e\u540c\u56db\u534a\u671f\u3068\u6bd4\u8f03\u3057\u306641\uff05\u5897\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u305d\u3057\u3066\u30012020\u5e74\u7b2c4\u56db\u534a\u671f\u306eTPV\u306e2.5\u500d\u3068\u306a\u308a\u307e\u3057\u305f\u3002\u5f53\u56db\u534a\u671f\u306e\u7d14\u53ce\u5165\u306f2\u5104400\u4e07\u30c9\u30eb\u3067\u3001Marqeta\u306b\u3088\u3063\u3066\u30d1\u30ef\u30fc\u30a2\u30c3\u30d7\u3057\u305f\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u304c\u6700\u3082\u6025\u6210\u9577\u3057\u305f\u30bb\u30b0\u30e1\u30f3\u30c8\u3068\u306a\u308a\u3001\u524d\u5e74\u540c\u671f\u6bd431%\u5897\u3068\u306a\u308a\u307e\u3057\u305f\u3002\u5f53\u56db\u534a\u671f\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u306f 8700 \u4e07\u30c9\u30eb\u3067\u30012021 \u5e74\u7b2c 4 \u56db\u534a\u671f\u306b\u5bfe\u3057\u3066 15%\u5897\u52a0\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u6210\u9577\u306f\u3001\u6628\u5e74\u7b2c4\u56db\u534a\u671f\u306b\u3042\u3063\u305fbuy now pay 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Huang &#8212; JPMorgan Chase and Company &#8212; 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Milotich &#8212; 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Milotich &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u30c0\u30ea\u30f3\u3001\u3044\u304f\u3064\u304b\u306e\u8981\u56e0\u306e\u5207\u308a\u5206\u3051\u306b\u3064\u3044\u3066\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u30022\u3064\u307b\u3069\u899a\u3048\u3066\u304a\u3044\u3066\u3044\u305f\u3060\u304d\u305f\u3044\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u30021\u3064\u76ee\u306f\u3001\u5f8c\u6255\u3044\u3092\u691c\u8a0e\u3059\u308b\u969b\u306b\u30012023\u5e74\u306b\u8d77\u3053\u308b\u3067\u3042\u308d\u3046\u3053\u3068\u3092\u793a\u3059\u3001\u7b2c4\u56db\u534a\u671f\u306e\u6570\u5b57\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u30e6\u30cb\u30fc\u30af\u306a\u8981\u56e0\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f2023\u5e74\u306e\u7b2c3\u56db\u534a\u671f\u306b\u30e9\u30c3\u30d7\u3059\u308b\u4e88\u5b9a\u3067\u3059\u3002\u307e\u305f\u30012021\u5e74\u306e\u30db\u30ea\u30c7\u30fc\u30b7\u30fc\u30ba\u30f3\u306b\u4f7f\u7528\u3055\u308c\u308bBNPL\u304c\u9a5a\u304f\u307b\u3069\u52a0\u901f\u3057\u3066\u3044\u307e\u3059\u3002BNPL\u306f\u5225\u3068\u3057\u3066\u3001\u30d6\u30ed\u30c3\u30af\u306f\u975e\u5e38\u306b\u5927\u304d\u306a\u4f38\u3073\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u56db\u534a\u671f\u306b\u7533\u3057\u4e0a\u3052\u305f\u3053\u3068\u306e\u4e00\u3064\u306f\u3001\u30d6\u30ed\u30c3\u30af\u4ee5\u5916\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u306e\u6210\u9577\u304c\u3001\u56db\u534a\u671f\u306b\u304a\u3051\u308b\u5168\u793e\u7684\u306a\u6210\u9577\u7387\uff0815\uff05\uff09\u306e3\u500d\u306e\u901f\u3055\u3067\u4f38\u3073\u3066\u3044\u308b\u3053\u3068\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u30d6\u30ed\u30c3\u30af\u4ee5\u5916\u306e\u4e8b\u696d\u306e\u58f2\u4e0a\u7dcf\u5229\u76ca\u306f45%\u4ee5\u4e0a\u306e\u30b9\u30d4\u30fc\u30c9\u3067\u6210\u9577\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u306f\u6b8b\u308a\u306e\u4e8b\u696d\u304c\u3069\u306e\u3088\u3046\u306a\u8ecc\u9053\u306b\u3042\u308b\u306e\u304b\u3092\u793a\u3057\u3066\u3044\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u3082\u3046\u3072\u3068\u3064\u306f\u3001\u30d6\u30ed\u30c3\u30af\u3001\u7279\u306b\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30a2\u30d7\u30ea\u304c\u6025\u6210\u9577\u3092\u7d9a\u3051\u3066\u304a\u308a\u3001\u53ce\u76ca\u96c6\u4e2d\u5ea6\u304c\u3055\u3089\u306b1.5\u30dd\u30a4\u30f3\u30c8\u4e0a\u6607\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u30d6\u30ed\u30c3\u30af\u306e\u898f\u6a21\u3084\u30d3\u30b8\u30cd\u30b9\u306e\u6027\u8cea\u3001\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u3092\u8003\u616e\u3059\u308b\u3068\u3001\u30d6\u30ed\u30c3\u30af\u306f\u5f53\u793e\u306b\u3068\u3063\u3066\u5229\u76ca\u7387\u306e\u4f4e\u3044\u30d3\u30b8\u30cd\u30b9\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u91cd\u8981\u306a\u3053\u3068\u306f\u3001\u79c1\u304c\u30de\u30fc\u30b8\u30f3\u3067\u306f\u306a\u304f\u3001\u58f2\u4e0a\u7dcf\u5229\u76ca\u306e\u4f38\u3073\u306b\u91cd\u70b9\u3092\u7f6e\u3044\u3066\u3044\u308b\u3053\u3068\u3067\u3059\u3002\u306a\u305c\u306a\u3089\u3001\u4f8b\u3048\u3070\u30d6\u30ed\u30c3\u30af\u30fb\u30d3\u30b8\u30cd\u30b9\u304c\u6025\u6210\u9577\u3092\u7d9a\u3051\u308c\u3070\u3001\u5229\u76ca\u7387\u306f\u4e0b\u304c\u308a\u307e\u3059\u304c\u3001\u58f2\u4e0a\u7dcf\u5229\u76ca\u3092\u5897\u52a0\u3055\u305b\u308b\u3053\u3068\u306b\u306a\u308a\u3001\u305d\u308c\u304c\u6700\u7d42\u7684\u306b\u53ce\u76ca\u6027\u5411\u4e0a\u3078\u306e\u9053\u7b4b\u3092\u5de6\u53f3\u3059\u308b\u304b\u3089\u3067\u3059\u3002\u3053\u306e\u3053\u3068\u306f\u3001\u6765\u5e74\u306b\u5411\u3051\u3066\u30d7\u30e9\u30b9\u306b\u306a\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u4ee5\u4e0a\u30012\u3064\u306e\u8981\u56e0\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u307e\u305f\u3001\u7e70\u308a\u8fd4\u3057\u306b\u306a\u308a\u307e\u3059\u304c\u3001Visa\u306e\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u304c\u30ea\u30bb\u30c3\u30c8\u3055\u308c\u308b\u554f\u984c\u306f\u30012023\u5e74\u306e\u7c97\u5229\u76ca\u306e\u4f38\u3073\u306e\u7d045\u30dd\u30a4\u30f3\u30c8\u5f37\u306b\u76f8\u5f53\u3059\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>Darrin Peller &#8212; Wolfe Research &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u3046\u3067\u3059\u304b\u3002\u30de\u30a4\u30af\u3001\u672c\u5f53\u306b\u52a9\u304b\u308a\u307e\u3057\u305f\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u30b5\u30a4\u30e2\u30f3\u3055\u3093\u3001\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u30b7\u30c6\u30a3\u30d0\u30f3\u30af\u306eAshwin Shirvaikar\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>Ashwin Shirvaikar &#8212; Citi &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u30b5\u30a4\u30e2\u30f3 \u30de\u30a4\u30af\u3067\u3059\u3002\u30d6\u30ed\u30c3\u30af\u306e\u30b3\u30e1\u30f3\u30c8\u306b\u3064\u3044\u3066\u304a\u805e\u304d\u3057\u305f\u3044\u306e\u3067\u3059\u304c\u3001\u4eca\u5e74\u306f\u66f4\u65b0\u304c\u306a\u3044\u3068\u3044\u3046\u524d\u63d0\u3067\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u5358\u7d14\u306a\u4eee\u5b9a\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3001\u305d\u308c\u3068\u3082\u7d14\u7c8b\u306b\u4eca\u5e74\u306e\u66f4\u65b0\u3092\u671f\u5f85\u3057\u3066\u3044\u306a\u3044\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u4f55\u304b\u60c5\u5831\u304c\u3042\u308c\u3070\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002\u305d\u308c\u304b\u3089\u3001\u30e2\u30c7\u30eb\u5168\u4f53\u3092\u69cb\u7bc9\u3057\u3066\u3044\u304f\u4e0a\u3067\u3001\u57fa\u790e\u3068\u306a\u308b\u30de\u30af\u30ed\u306e\u4eee\u5b9a\u306b\u3064\u3044\u3066\u6559\u3048\u3066\u3044\u305f\u3060\u3051\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\n<p>Simon Khalaf\uff08\u30b5\u30a4\u30e2\u30f3\u30fb\u30ab\u30e9\u30d5\uff09 &#8212; \u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>Ashwin\u3001\u30b5\u30a4\u30e2\u30f3\u3067\u3059\u3002\u3054\u8cea\u554f\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u307e\u305a\u79c1\u304c\u6700\u521d\u306e\u90e8\u5206\u3092\u62c5\u5f53\u3057\u3001\u6b21\u306b\u30de\u30af\u30ed\u306e\u524d\u63d0\u6761\u4ef6\u306b\u3064\u3044\u3066\u30de\u30a4\u30af\u306b\u5f15\u304d\u7d99\u304e\u307e\u3059\u3002\u73fe\u5730\u3067\u306f\u3001\u4eca\u5e74\u4e2d\u306b\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u66f4\u65b0\u3067\u304d\u308b\u3068\u5f37\u304f\u78ba\u4fe1\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>2024\u5e74\u307e\u3067\u306e\u5951\u7d04\u3067\u3059\u304c\u3001\u4eca\u5e74\u66f4\u65b0\u3055\u308c\u305f\u3053\u3068\u306b\u9ad8\u3044\u81ea\u4fe1\u3092\u6301\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u81ea\u4fe1\u306f\u30012\u3064\u306e\u8981\u56e0\u304b\u3089\u304d\u3066\u3044\u307e\u3059\u3002\u307e\u305a\u3001Cash App\u306e\u6210\u529f\u306f\u3001\u30a4\u30d9\u30f3\u30c8\u305d\u306e\u3082\u306e\u306b\u3042\u308b\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5f7c\u3089\u306e\u30c1\u30fc\u30e0\u306e\u5353\u8d8a\u6027\u3068\u3001\u6d88\u8cbb\u8005\u306b\u4fa1\u5024\u3092\u63d0\u4f9b\u3059\u308b\u305f\u3081\u306e\u7d76\u3048\u9593\u306a\u3044\u52aa\u529b\u306e\u7d50\u679c\u3067\u3059\u3002<\/p>\n<p>\u305d\u3057\u3066\u3001\u79c1\u305f\u3061\u306e\u3088\u3046\u306a\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3067\u3059\u3002\u79c1\u305f\u3061\u306e\u95a2\u4fc2\u306f\u3001\u3068\u3066\u3082\u5171\u751f\u7684\u3067\u3059\u3002\u3067\u3059\u304b\u3089\u3001\u3053\u306e\u95a2\u4fc2\u306f\u4eca\u5f8c\u3082\u7d9a\u304f\u3068\u601d\u3044\u307e\u3059\u3002\u554f\u984c\u306f\u3001\u305d\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u3059\u304c\u3001\u79c1\u305f\u3061\u306f\u305d\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u306b\u5168\u5e45\u306e\u4fe1\u983c\u3092\u7f6e\u3044\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u306d\u3002\u6765\u9031\u306a\u306e\u304b\uff1f\u6765\u9031\u306a\u306e\u304b\u3001\u6570\u30ab\u6708\u5f8c\u306a\u306e\u304b\u3001\u306a\u3069\u306a\u3069\u3002<\/p>\n<p>\u3067\u3059\u304b\u3089\u3001\u3088\u308a\u591a\u304f\u306e\u60c5\u5831\u3092\u5171\u6709\u3059\u308b\u305f\u3081\u306b\u3001\u5951\u7d04\u304c\u66f4\u65b0\u3055\u308c\u308b\u307e\u3067\u5f85\u3061\u305f\u3044\u306e\u3067\u3059\u3002\u63a8\u6e2c\u306e\u57df\u3092\u51fa\u305f\u304f\u306f\u306a\u3044\u306e\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u5951\u7d04\u66f4\u65b0\u306b\u3064\u3044\u3066\u306f\u3088\u308a\u614e\u91cd\u306a\u59ff\u52e2\u3067\u81e8\u3093\u3067\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u66f4\u65b0\u306e\u78ba\u4fe1\u5ea6\u3068\u3044\u3046\u70b9\u3067\u306f\u3001\u975e\u5e38\u306b\u9ad8\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>Mike Milotich &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u306f\u3044\u3002\u6b21\u306b\u3001\u30de\u30af\u30ed\u306e\u524d\u63d0\u6761\u4ef6\u306b\u3064\u3044\u3066\u3067\u3059\u3002\u307e\u305a\u6700\u521d\u306b\u3001\u79c1\u305f\u3061\u304c\u898b\u3066\u3044\u308b\u3082\u306e\u3067\u3059\u3002\u4e00\u822c\u7684\u306b\u3001\u79c1\u305f\u3061\u304c\u898b\u3066\u3044\u308b\u652f\u51fa\u306f\u3001\u7686\u3055\u3093\u3082\u3054\u89a7\u306b\u306a\u3063\u305f\u3053\u3068\u304c\u3042\u308b\u3068\u601d\u3044\u307e\u3059\u3057\u3001\u4ed6\u306e\u591a\u304f\u306e\u6c7a\u6e08\u4f1a\u793e\u304b\u3089\u3082\u805e\u304b\u3055\u308c\u3066\u3044\u308b\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u8a00\u3063\u3066\u3001\u6d88\u8cbb\u8005\u3068\u4f01\u696d\u306e\u4e21\u65b9\u306b\u304a\u3044\u3066\u3001\u6c7a\u6e08\u652f\u51fa\u306f\u975e\u5e38\u306b\u3088\u304f\u6301\u3061\u3053\u305f\u3048\u3066\u3044\u307e\u3059\u3002\u3044\u304f\u3064\u304b\u306e\u5146\u5019\u306f\u51fa\u3066\u3044\u307e\u3059\u306d\u3002BNPL\u306e\u30d7\u30ec\u30fc\u30e4\u30fc\u304c\u5c11\u3057\u4fe1\u7528\u3092\u5f15\u304d\u7de0\u3081\u3066\u3044\u308b\u305f\u3081\u3001\u7d4c\u8cbb\u7ba1\u7406\u306e\u652f\u51fa\u5897\u306b\u82e5\u5e72\u306e\u5f71\u97ff\u304c\u51fa\u59cb\u3081\u3066\u3044\u308b\u3088\u3046\u3067\u3059\u3002\u3057\u304b\u3057\u3001\u73fe\u6642\u70b9\u3067\u306f\u6bd4\u8f03\u7684\u8efd\u5fae\u3060\u3068\u601d\u3044\u307e\u3059\u3002\u3067\u3059\u304b\u3089\u3001\u4eca\u5e74\u304c\u9032\u3080\u306b\u3064\u308c\u3066\u3001\u500b\u4eba\u6d88\u8cbb\u3068\u6cd5\u4eba\u6d88\u8cbb\u306f\u7de9\u3084\u304b\u306b\u6e1b\u901f\u3057\u3066\u3044\u304f\u3082\u306e\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u3053\u306e\u5148\u3001\u6625\u304b\u3089\u590f\u306b\u304b\u3051\u3066\u4f55\u304c\u8d77\u3053\u308b\u304b\u306b\u3064\u3044\u3066\u306f\u3001\u3055\u307e\u3056\u307e\u306a\u77db\u76fe\u3057\u305f\u5146\u5019\u304c\u3042\u308a\u307e\u3059\u3002\u3067\u3059\u304b\u3089\u3001\u79c1\u305f\u3061\u306f\u5c11\u3057\u614e\u91cd\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u30de\u30af\u30ed\u7d4c\u6e08\u7684\u306b\u4f55\u304c\u8d77\u3053\u308b\u304b\u306b\u3064\u3044\u3066\u5f31\u6c17\u306b\u306a\u3063\u305f\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3057\u3001\u69d8\u5b50\u3092\u898b\u306a\u304c\u3089\u67d4\u8edf\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u304f\u3057\u304b\u306a\u3044\u3067\u3057\u3087\u3046\u3002\u3082\u30461\u3064\u3001\u3053\u306e\u67d4\u8edf\u6027\u306b\u95a2\u9023\u3057\u305f\u8a71\u3092\u3057\u307e\u3057\u3087\u3046\u3002\u4f8b\u3048\u3070\u30012023\u5e74\u306b\u63a1\u7528\u3059\u308b\u4eba\u6570\u306f\u6bd4\u8f03\u7684\u5c11\u306a\u3044\u306e\u3067\u3059\u304c\u3001\u305d\u306e\u307b\u3068\u3093\u3069\u304c\u5e74\u306e\u5f8c\u534a\u306b\u96c6\u4e2d\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u30de\u30af\u30ed\u7d4c\u6e08\u7684\u306a\u89b3\u70b9\u304b\u3089\u4f55\u304c\u8d77\u3053\u308b\u304b\u3092\u898b\u6975\u3081\u308b\u305f\u3081\u306b\u3001\u3042\u308b\u7a0b\u5ea6\u306e\u67d4\u8edf\u6027\u3092\u7dad\u6301\u3057\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>Ashwin Shirvaikar &#8212; Citi &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u4e86\u89e3\u3057\u307e\u3057\u305f\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u30a6\u30a3\u30ea\u30a2\u30e0\u30fb\u30d6\u30ec\u30a2\u306e\u30dc\u30d6\u30fb\u30ca\u30dd\u30ea\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30dc\u30d6\u30fb\u30ca\u30dd\u30ea &#8212; \u30a6\u30a3\u30ea\u30a2\u30e0\u30fb\u30d6\u30ec\u30a2\u30fb\u30a2\u30f3\u30c9\u30fb\u30ab\u30f3\u30d1\u30cb\u30fc &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u3053\u3093\u306b\u3061\u306f\u3002\u30b5\u30a4\u30e2\u30f3\u3001\u3053\u306e\u4e8b\u696d\u306e\u9069\u5207\u306a\u6210\u9577\u7387\u306b\u3064\u3044\u3066\u3069\u3046\u304a\u8003\u3048\u3067\u3059\u304b\uff1fIPO\u306e\u969b\u306b\u63d0\u793a\u3055\u308c\u305f\u76ee\u6a19\u30aa\u30da\u30ec\u30fc\u30c6\u30a3\u30f3\u30b0\u30fb\u30e2\u30c7\u30eb\u3067\u3059\u3002\u305d\u306e\u6210\u9577\u7387\u306b\u95a2\u3059\u308b\u8003\u3048\u3068\u3001\u76ee\u6a19\u3068\u3059\u308b\u30aa\u30da\u30ec\u30fc\u30c6\u30a3\u30f3\u30b0\u30fb\u30e2\u30c7\u30eb\u306b\u5bfe\u3059\u308b\u81ea\u4fe1\u3092\u304a\u805e\u304b\u305b\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u305d\u308c\u304b\u3089Mike\u3055\u3093\u3001Power Finance\u306b\u3064\u3044\u3066\u3001\u3069\u306e\u3088\u3046\u306a\u53ce\u76ca\u3084\u6210\u9577\u7387\u3092\u727d\u5f15\u3057\u3066\u3044\u308b\u306e\u304b\u3001\u6559\u3048\u3066\u3044\u305f\u3060\u3051\u307e\u305b\u3093\u304b\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>Simon Khalaf &#8212; \u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u30dc\u30d6\u3001\u3054\u8cea\u554f\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u79c1\u306e\u54f2\u5b66\u3092\u304a\u8a71\u3057\u3057\u307e\u3059\u3068\u3001\u6301\u7d9a\u53ef\u80fd\u3067\u53ce\u76ca\u6027\u306e\u9ad8\u3044\u6210\u9577\u3068\u306f\u3069\u3046\u3044\u3046\u3082\u306e\u304b\u3092\u8003\u3048\u3066\u3044\u307e\u3059\u3057\u3001\u305d\u308c\u306f\u79c1\u305f\u3061\u304c\u76ee\u6307\u3057\u3066\u3044\u308b\u3082\u306e\u3067\u3059\u3002\u79c1\u305f\u3061\u304c\u76ee\u6307\u3057\u3066\u3044\u308b\u306e\u306f\u300130\uff05\u53f0\u306e\u6210\u9577\u3001\u305d\u3057\u3066\u58f2\u4e0a\u7dcf\u5229\u76ca\u3068EBITDA\u304c20\uff05\u4ee5\u4e0a\u3042\u308b\u5065\u5168\u306a\u4f01\u696d\u3067\u3059\u3002\u305d\u3046\u3044\u3046\u4f1a\u793e\u306b\u3057\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u3088\u3046\u306a\u6570\u5b57\u3092\u9054\u6210\u3059\u308b\u305f\u3081\u306e\u8a08\u753b\u304c\u793e\u5185\u306b\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u308c\u306f\u30d6\u30ed\u30c3\u30af\u793e\u3068\u306e\u5354\u8b70\u3092\u8003\u3048\u308b\u3068\u3001\u30d6\u30ed\u30c3\u30af\u793e\u306e\u30ea\u30cb\u30e5\u30fc\u30a2\u30eb\u3068\u7d50\u3073\u3064\u3044\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u7d4c\u55b6\u9663\u3068\u3057\u3066\u3001\u898f\u6a21\u3068\u3057\u3066\u306f\u3001\u524d\u5e74\u6bd430%\u306e\u6210\u9577\u3001\u7c97\u5229\u76ca\u306e\u6301\u7d9a\u7684\u6210\u9577\u3001\u305d\u3057\u3066\u5317\u534a\u7403\u3067\u306eEBITDA\u306e20%\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002\u30de\u30a4\u30af\u3001\u4f55\u304b\u30b3\u30e1\u30f3\u30c8\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/p>\n<p>Mike Milotich &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u305d\u308c\u304b\u3089\u30012\u6708\u521d\u65ec\u306b\u30d1\u30ef\u30fc\u3092\u30d3\u30b8\u30cd\u30b9\u306b\u53d6\u308a\u8fbc\u3093\u3060\u3053\u3068\u306b\u3088\u308b\u5f71\u97ff\u3067\u3059\u304c\u3001\u58f2\u4e0a\u9ad8\u3068\u58f2\u4e0a\u7dcf\u5229\u76ca\u3078\u306e\u5f71\u97ff\u306f\u975e\u5e38\u306b\u8efd\u5fae\u3067\u3059\u3002\u30d1\u30ef\u30fc\u306f\u3001\u6570\u793e\u306e\u304a\u5ba2\u69d8\u3092\u30d9\u30fc\u30bf\u7248\u3067\u304a\u8fce\u3048\u3057\u307e\u3057\u305f\u304c\u3001\u3053\u308c\u306f\u30d7\u30e9\u30b9\u306b\u4f5c\u7528\u3057\u3066\u3044\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u30d7\u30e9\u30b9\u306b\u50cd\u3044\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u904e\u53bb\u306b\u8cb7\u53ce\u306e\u8a71\u3092\u3057\u305f\u3068\u304d\u3001\u79c1\u305f\u3061\u304c\u672c\u5f53\u306b\u91cd\u8996\u3057\u3066\u3044\u305f\u306e\u306f\u3001\u88fd\u54c1\u30ed\u30fc\u30c9\u30de\u30c3\u30d7\u3092\u52a0\u901f\u3055\u305b\u308b\u3053\u3068\u3060\u3063\u305f\u306e\u3092\u899a\u3048\u3066\u3044\u3089\u3063\u3057\u3083\u308b\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>&#8212; 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Napoli &#8212; William Blair and Company &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u30af\u30ec\u30c7\u30a3\u30fb\u30b9\u30a4\u30b9\u306e\u30c6\u30a3\u30e2\u30b7\u30fc\u30fb\u30ad\u30aa\u30c9\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>Timothy Chiodo &#8212; Credit Suisse &#8212; 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Pay\u8cb7\u53ce\u306e\u3088\u3046\u306a\u3082\u306e\u306a\u3069\u3001\u591a\u5c90\u306b\u308f\u305f\u308a\u307e\u3059\u3002\u79c1\u305f\u3061\u306fBlock\u30c1\u30fc\u30e0\u3068\u975e\u5e38\u306b\u5bc6\u63a5\u306b\u5354\u529b\u3057\u3066\u3001\u3053\u308c\u3089\u306e\u6a5f\u80fd\u306e\u8ffd\u52a0\u3084\u5f37\u5316\u3092\u9032\u3081\u3066\u304d\u307e\u3057\u305f\u3002\u79c1\u305f\u3061\u306f\u3001Block\u793e\u3068\u306e\u5354\u696d\u306b\u5927\u304d\u306a\u671f\u5f85\u3092\u5bc4\u305b\u3066\u304a\u308a\u3001\u7279\u306bNPL\u306e\u5206\u91ce\u306b\u306f\u529b\u3092\u5165\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001\u79c1\u305f\u3061\u304c\u5927\u304d\u306a\u4fe1\u983c\u3092\u5bc4\u305b\u3066\u3044\u308b\u5206\u91ce\u3067\u3059\u3002\u4ed6\u306b\u3082\u305f\u304f\u3055\u3093\u3042\u308a\u307e\u3059\u304c\u3001\u305d\u308c\u306fBlock\u306e\u30c1\u30fc\u30e0\u304c\u6559\u3048\u3066\u304f\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>Timothy Chiodo &#8212; Credit 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&#8212; \u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u30e9\u30f3\u30c7\u30a3\u3001\u3054\u8cea\u554f\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u5b9f\u306f\u3001\u305d\u3093\u306a\u3053\u3068\u306f\u306a\u3044\u3093\u3067\u3059\u3002\u79c1\u305f\u3061\u306f\u3001\u975e\u5e38\u306b\u5f37\u529b\u306a\u30a8\u30f3\u30bf\u30fc\u30d7\u30e9\u30a4\u30ba\u30fb\u30bb\u30fc\u30eb\u30b9\u306e\u898f\u5f8b\u3068\u5b9f\u8df5\u3092\u69cb\u7bc9\u3057\u3066\u3044\u307e\u3059\u3002\u79c1\u305f\u3061\u306f\u3001\u6bce\u65e5\u3001\u6bce\u9031\u3001\u30d1\u30a4\u30d7\u30e9\u30a4\u30f3\u306b\u76ee\u3092\u5149\u3089\u305b\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u3057\u3066\u3001\u5e38\u306b\u30b9\u30ca\u30c3\u30d7\u30b7\u30e7\u30c3\u30c8\u3092\u898b\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u8ecc\u9053\u3092\u898b\u308b\u306e\u3067\u3059\u30028\u6708\u304b\u30899\u6708\u306b\u304b\u3051\u3066\u306f\u3001\u305d\u306e\u3088\u3046\u306a\u65b9\u6cd5\u3092\u5b9f\u65bd\u3057\u307e\u3057\u305f\u3002\u305d\u3057\u3066\u3001\u7b2c4\u56db\u534a\u671f\u306b\u306f\u3001\u307b\u307c\u305d\u306e\u901a\u308a\u306e\u7d50\u679c\u3092\u51fa\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3057\u305f\u3002\u3053\u306e\u3088\u3046\u306b\u3001\u79c1\u305f\u3061\u304c\u78ba\u4fe1\u3092\u6301\u3066\u308b\u306e\u306f\u30013\u3064\u306e\u30dd\u30a4\u30f3\u30c8\u304c\u3042\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>1\u3064\u306f\u3001\u30d1\u30a4\u30d7\u30e9\u30a4\u30f3\u304c\u5b9f\u969b\u306b\u3069\u306e\u3088\u3046\u306b\u9032\u3093\u3067\u3044\u308b\u304b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u307e\u305f\u3001\u304a\u5ba2\u69d8\u304b\u3089\u5bc4\u305b\u3089\u308c\u308b\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u306e\u591a\u69d8\u6027\u3067\u3059\u3002\u305d\u3057\u30663\u3064\u76ee\u306f\u3001\u305d\u306e\u9700\u8981\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u6027\u3067\u3059\u3002\u3064\u307e\u308a\u3001\u5b64\u7acb\u3057\u305f\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3067\u306f\u306a\u304f\u3001\u5e45\u5e83\u3044\u5e02\u5834\u306b\u30d5\u30a3\u30c3\u30c8\u3059\u308b\u88fd\u54c1\u3067\u3042\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u3082\u3046\u3072\u3068\u3064\u306f\u3001\u591a\u304f\u306e\u9867\u5ba2\u3084\u898b\u8fbc\u307f\u5ba2\u304c\u3001\u300c\u4eca\u5e74\u306f\u7d4c\u8cbb\u304c\u903c\u8feb\u3057\u3066\u3044\u308b\u306e\u3067\u3001\u6226\u7565\u3084\u8003\u3048\u65b9\u3092\u5909\u3048\u305f\u3044\u300d\u3068\u7533\u3057\u51fa\u3066\u3044\u308b\u3053\u3068\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u4e00\u7dd2\u306b\u4ed5\u4e8b\u3092\u3059\u308b\u30d9\u30f3\u30c0\u30fc\u306e\u6570\u3092\u6e1b\u3089\u3057\u305f\u3044\u306e\u3067\u3059\u3002\u306a\u305c\u306a\u3089\u3001\u5fa1\u793e\u306f\u3088\u308a\u591a\u304f\u3001\u3088\u308a\u591a\u304f\u3001\u305d\u3057\u3066\u3088\u308a\u30e2\u30d0\u30a4\u30eb\u30d9\u30fc\u30b9\u3067\u79c1\u305f\u3061\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u304f\u308c\u308b\u304b\u3089\u3067\u3059\u3002\u305d\u306e\u7d50\u679c\u3001\u9700\u8981\u306e\u4e00\u90e8\u3092\u79c1\u305f\u3061\u306b\u30b7\u30d5\u30c8\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>Marqeta\u3084\u4ed6\u306e\u591a\u304f\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u3001\u3042\u308b\u3044\u306f\u30d7\u30ec\u30a4\u30e4\u30fc\u304b\u3089\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u8abf\u9054\u3057\u3066\u3044\u305f\u591a\u304f\u306e\u304a\u5ba2\u69d8\u306f\u3001\u81ea\u793e\u3067\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u8d77\u3053\u3059\u3088\u308a\u3082\u3001\u3053\u308c\u3089\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u5207\u308a\u66ff\u3048\u308b\u3053\u3068\u306b\u5168\u7cbe\u529b\u3092\u8cbb\u3084\u3057\u3066\u3044\u308b\u3053\u3068\u306b\u6c17\u3065\u304d\u307e\u3057\u305f\u3002\u3067\u3059\u304b\u3089\u3001\u79c1\u306f3\u3064\u306e\u3053\u3068\u304c\u5fc5\u8981\u3060\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002\u307e\u305a1\u3064\u76ee\u306f\u3001\u4f01\u696d\u306e\u8cea\u306e\u9ad8\u3044\u30d1\u30a4\u30d7\u30e9\u30a4\u30f3\u3001\u885b\u751f\u7ba1\u7406\u3001\u305d\u3057\u3066\u30a2\u30ab\u30a6\u30f3\u30c8\u30d9\u30fc\u30b9\u306e\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3067\u3059\u30022\u3064\u76ee\u306f\u3001\u305d\u306e\u5e02\u5834\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u306b\u30d1\u30c3\u30b1\u30fc\u30b8\u5316\u3055\u308c\u305f\u9069\u5207\u306a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3067\u3059\u3002<\/p>\n<p>\u305d\u3057\u3066\u6700\u5f8c\u306b\u3001\u9700\u8981\u305d\u306e\u3082\u306e\u3067\u3059\u304c\u3001\u3053\u306e\u3088\u3046\u306a\u9700\u8981\u3092\u898b\u3066\u3044\u308b\u3068\u5143\u6c17\u304c\u51fa\u3066\u304d\u307e\u3059\u3002<\/p>\n<p>Mike Milotich &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u30e9\u30e0\u30bc\u30a4\u3001\u79c1\u306f\u3055\u3089\u306b2\u3064\u3001\u91cd\u8981\u3060\u3068\u601d\u3046\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u30021\u3064\u306f\u3001\u5e02\u5834\u304c\u5909\u5316\u3059\u308b\u4e2d\u3067\u3001\u3042\u306a\u305f\u304c\u304a\u3063\u3057\u3083\u308b\u3088\u3046\u306b\u3001\u79c1\u305f\u3061\u306b\u3068\u3063\u3066\u975e\u5e38\u306b\u6709\u76ca\u306a\u3053\u3068\u306f\u3001\u5c0f\u898f\u6a21\u3060\u304c\u8cc7\u91d1\u529b\u306e\u3042\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304b\u3089\u3001\u65e2\u5b58\u306e\u30e6\u30fc\u30b6\u30fc\u30d9\u30fc\u30b9\u304c\u5927\u304d\u3044\u305f\u3081\u3001\u3088\u308a\u5927\u304d\u306a\u91ce\u5fc3\u3092\u6301\u3061\u3001\u3059\u3050\u306b\u5b9f\u73fe\u3067\u304d\u308b\u304b\u3082\u3057\u308c\u306a\u3044\u3088\u308a\u5927\u304d\u306a\u7d44\u7e54\u3078\u3068\u5909\u5316\u3057\u3066\u3044\u308b\u3053\u3068\u3067\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u5f53\u793e\u306e\u898f\u6a21\u306f\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3068\u306a\u308a\u307e\u3059\u3002\u79c1\u305f\u3061\u306e\u6700\u65b0\u304b\u3064\u9ad8\u5ea6\u306b\u8a2d\u5b9a\u53ef\u80fd\u306a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u3001\u5927\u898f\u6a21\u306a\u9867\u5ba2\u306b\u5bfe\u3059\u308b\u5b9f\u8a3c\u6e08\u307f\u306e\u30b9\u30b1\u30fc\u30eb\u30c7\u30ea\u30d0\u30ea\u30fc\u306e\u7d44\u307f\u5408\u308f\u305b\u306f\u3001\u5e02\u5834\u304c\u5909\u5316\u3059\u308b\u4e2d\u3067\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3082\u3046\u3072\u3068\u3064\u306f\u3001\u6e96\u5099\u66f8\u9762\u3067\u3082\u5c11\u3057\u89e6\u308c\u307e\u3057\u305f\u304c\u3001\u7b2c4\u56db\u534a\u671f\u304c\u975e\u5e38\u306b\u597d\u8abf\u3060\u3063\u305f\u3060\u3051\u3067\u306a\u304f\u3001\u7b2c1\u56db\u534a\u671f\u3082\u3001\u5c11\u306a\u304f\u3068\u3082\u6700\u521d\u306e2\u30f5\u6708\u9593\u306f\u3053\u306e\u30da\u30fc\u30b9\u304c\u7d9a\u304f\u3068\u898b\u3066\u3044\u308b\u3053\u3068\u3067\u3059\u3002\u3067\u3059\u304b\u3089\u3001\u79c1\u305f\u3061\u306f\u81ea\u4fe1\u3092\u3082\u3063\u3066\u3001\u3044\u308f\u3070\u8235\u3092\u5207\u308a\u3001\u6b63\u3057\u3044\u65b9\u5411\u3078\u6025\u901f\u306b\u9032\u3093\u3067\u3044\u308b\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>Ramsey El-Assal &#8212; \u30d0\u30fc\u30af\u30ec\u30a4\u30ba &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u305d\u308c\u306f\u3059\u3079\u3066\u3001\u975e\u5e38\u306b\u7406\u306b\u304b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u30e2\u30eb\u30ac\u30f3\u30fb\u30b9\u30bf\u30f3\u30ec\u30fc\u306eJames Faucette\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>James Faucette &#8212; Morgan Stanley &#8212; 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&#8212; 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&#8212; \u65e2\u5b58\u306e\u5951\u7d04\u306f\u305d\u306e\u307e\u307e\u7d99\u7d9a\u3055\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>Simon Khalaf &#8212; 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3\u3064\u306e\u52b4\u50cd\u5e02\u5834 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Faucette &#8212; Morgan Stanley &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u7d20\u6674\u3089\u3057\u3044\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u3001\u30c8\u30a5\u30eb\u30fc\u30ea\u30b9\u30c8\u306e\u30a2\u30f3\u30c9\u30ea\u30e5\u30fc\u30fb\u30b8\u30a7\u30d5\u30ea\u30fc\u3055\u3093\u304b\u3089\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>Andrew Jeffrey &#8212; Truist Securities &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3054\u8cea\u554f\u3092\u3044\u305f\u3060\u304d\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u30b5\u30a4\u30e2\u30f3\u3001\u4e8b\u696d\u306b\u3064\u3044\u3066\u306e\u8a71\u3092\u805e\u3044\u3066\u3044\u3066\u8208\u5473\u6df1\u3044\u3067\u3059\u3002\u73fe\u4ee3\u306e\u30ab\u30fc\u30c9\u767a\u884c\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304b\u3089\u672c\u683c\u7684\u306a\u7d44\u307f\u8fbc\u307f\u578b\u91d1\u878d\u4f1a\u793e\u3078\u3068\u5c11\u3057\u9032\u5316\u3057\u305f\u3088\u3046\u306b\u611f\u3058\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u5e02\u5834\u3067\u3069\u306e\u3088\u3046\u306b\u7af6\u4e89\u3057\u3066\u3044\u308b\u306e\u304b\u3001\u3082\u3046\u5c11\u3057\u8a73\u3057\u304f\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002\u3044\u304f\u3064\u304b\u306e\u696d\u7a2e\u306b\u3064\u3044\u3066\u8a00\u53ca\u3055\u308c\u307e\u3057\u305f\u304c\u3001\u3069\u306e\u3088\u3046\u306a\u696d\u7a2e\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u3057\u304b\u3057\u3001\u3053\u306e\u3088\u3046\u306a\u79fb\u884c\u304c\u5b8c\u4e86\u3057\u3001\u7b2c4\u56db\u534a\u671f\u306e\u58f2\u4e0a\u9ad8\u304c\u5897\u52a0\u3057\u305f\u3068\u8003\u3048\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b? \u305d\u308c\u3068\u3082\u3001\u307e\u3060\u3084\u308b\u3079\u304d\u3053\u3068\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b? \u3082\u3061\u308d\u3093\u3001\u4fe1\u7528\u4f9b\u4e0e\u306f\u52a9\u3051\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u304c\u3001\u3053\u306e\u4e8b\u696d\u306e\u5e02\u5834\u958b\u62d3\u306b\u304a\u3051\u308b\u6587\u5316\u7684\u306a\u8ee2\u63db\u304c\u307b\u307c\u5b8c\u4e86\u3057\u305f\u3068\u611f\u3058\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u70b9\u306b\u3064\u3044\u3066\u3001\u3082\u3063\u3068\u54f2\u5b66\u7684\u306b\u3069\u3046\u8003\u3048\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u30b5\u30a4\u30e2\u30f3\u30fb\u30ab\u30e9\u30d5\uff08Simon Khalaf\uff09\uff1a\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u30a2\u30f3\u30c9\u30ea\u30e5\u30fc\u3001\u3059\u3070\u3089\u3057\u3044\u8cea\u554f\u3067\u3059\u306d\u3002\u54f2\u5b66\u7684\u306a\u8ee2\u63db\u3068\u306f\u8a00\u3044\u307e\u305b\u3093\u3002\u3053\u308c\u306f\u30aa\u30da\u30ec\u30fc\u30b7\u30e7\u30f3\u4e0a\u306e\u554f\u984c\u3067\u3059\u3002Marqeta\u306f\u3001\u3059\u3067\u306b\u591a\u304f\u306e\u7d44\u307f\u8fbc\u307f\u7528\u9014\u306b\u5229\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u79c1\u305f\u3061\u306f\u3001\u591a\u304f\u306e\u30e6\u30fc\u30b9\u30b1\u30fc\u30b9\u3092\u3068\u3066\u3082\u8a87\u308a\u306b\u601d\u3063\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u7d44\u307f\u8fbc\u307f\u91d1\u878d\u306e\u5206\u91ce\u3067\u306f\u3001\u3069\u3053\u3067\u3042\u3063\u3066\u3082\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306b\u304a\u3051\u308b\u30d6\u30e9\u30f3\u30c9\u306e\u6210\u529f\u3092\u652f\u63f4\u3059\u308b\u5b58\u5728\u3067\u3042\u308b\u3068\u8a00\u3048\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5e02\u5834\u305d\u306e\u3082\u306e\u306f\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002\u591a\u304f\u306e\u4f01\u696d\u304c\u3001\u3053\u3046\u3057\u305f\u7d44\u307f\u8fbc\u307f\u578b\u30b5\u30fc\u30d3\u30b9\u3092\u6c42\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5171\u540c\u30d6\u30e9\u30f3\u30c9\u306f\u3001\u3082\u3046\u3072\u3068\u3064\u306e\u4f8b\u3067\u3059\u3002\u3053\u3053\u3067\u3082\u3001\u4f01\u696d\u3068\u305d\u306e\u5f93\u696d\u54e1\u3084\u8acb\u8ca0\u696d\u8005\u3068\u306e\u95a2\u4fc2\u306f\u3001\u305d\u306e\u6d41\u308c\u3092\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3057\u305f\u3044\u3068\u8003\u3048\u307e\u3059\u3002\u6b63\u76f4\u306a\u3068\u3053\u308d\u3001\u7d14\u7c8b\u306aEBITDA\u306a\u306e\u3067\u3001\u4f01\u696d\u306b\u3068\u3063\u3066\u306f\u5927\u91d1\u306b\u306a\u308a\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u65b0\u3057\u3044\u53ce\u76ca\u306e\u5909\u5316\u306a\u306e\u3067\u3059\u3002<\/p>\n<p>\u3067\u3059\u304b\u3089\u3001\u79c1\u305f\u3061\u306f\u305d\u306e\u305f\u3081\u306b\u975e\u5e38\u306b\u6709\u5229\u306a\u7acb\u5834\u306b\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u30b7\u30d5\u30c8\u81ea\u4f53\u306f\u3001\u30e2\u30b8\u30e5\u30fc\u30eb\u5316\u3055\u308c\u305f\u30c6\u30fc\u30de\u306b\u518d\u7de8\u6210\u3055\u308c\u305f\u3068\u304d\u306b\u3001\u30bb\u30af\u30bf\u30fc\u3054\u3068\u306b\u884c\u3044\u307e\u3057\u305f\u3002\u305d\u3057\u3066\u3001\u305d\u306e\u30e2\u30b8\u30e5\u30fc\u30eb\u306e\u30ea\u30fc\u30c0\u30fc\u306b\u306f\u3001\u898b\u8fbc\u307f\u5ba2\u306e\u958b\u62d3\u304b\u3089\u30ea\u30ec\u30fc\u30b7\u30e7\u30f3\u30b7\u30c3\u30d7\u306e\u7ba1\u7406\u307e\u3067\u3001\u5b8c\u5168\u306a\u30aa\u30fc\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u4e0e\u3048\u3066\u3044\u307e\u3059\u3002\u305d\u3046\u3059\u308b\u3053\u3068\u3067\u3001\u5c02\u9580\u77e5\u8b58\u3092\u8eab\u306b\u3064\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u5c02\u9580\u5bb6\u3067\u306f\u306a\u3044\u9867\u5ba2\u3068\u4e00\u7dd2\u306b\u306a\u3063\u3066\u3001\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u69cb\u7bc9\u3059\u308b\u80fd\u529b\u3082\u8eab\u306b\u3064\u3051\u307e\u3057\u305f\u3002\u3064\u307e\u308a\u3001\u6587\u5316\u7684\u306a\u5909\u5316\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6587\u5316\u7684\u306a\u5909\u5316\u3067\u306f\u306a\u304f\u3001\u696d\u52d9\u7684\u306a\u5909\u5316\u304c\u3053\u306e\u5206\u91ce\u3067\u306e\u6210\u529f\u306b\u3064\u306a\u304c\u3063\u305f\u306e\u3067\u3059\u3002\u3082\u3046\u4e00\u3064\u306f\u3001Marqeta\u304c\u305d\u3046\u3067\u3042\u308b\u3088\u3046\u306b\u3001API\u3092\u6700\u521d\u306b\u53d6\u5f97\u3059\u308b\u3053\u3068\u3067\u5e02\u5834\u304c\u79c1\u305f\u3061\u306e\u3068\u3053\u308d\u306b\u6765\u305f\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u3064\u307e\u308a\u3001\u79c1\u305f\u3061\u306f\u4ed6\u306e\u8ab0\u304b\u306e\u6280\u8853\u306b\u5165\u308a\u8fbc\u3080\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u3067\u3059\u3002\u79c1\u305f\u3061\u306f\u5305\u62ec\u7684\u3067\u3059\u3002\u305d\u3057\u3066\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u3092\u8ffd\u52a0\u3059\u308b\u3053\u3068\u3067\u3001\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u304c\u5b8c\u6210\u3057\u305f\u306e\u3067\u3059\u3002\u6b63\u76f4\u306a\u3068\u3053\u308d\u3001Marqeta\u306f\u30d1\u30c3\u30af\u304c\u3069\u3046\u306a\u308b\u304b\u3092\u898b\u5b9a\u3081\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30db\u30c3\u30b1\u30fc\u306e\u4f8b\u3048\u3092\u4f7f\u3046\u306a\u3089\u3001\u3067\u3059\u3002\u3060\u304b\u3089 &#8212; \u305d\u3057\u3066\u3001\u305d\u308c\u304c\u8d77\u3053\u3063\u305f\u306e\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>Andrew Jeffrey &#8212; Truist Securities &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4ee5\u4e0a\u3067\u3059\u3002\u4ed6\u306e\u7ffb\u8a33\u5e0c\u671b\u3084\u3054\u611f\u60f3\u3092\u3044\u305f\u3060\u3051\u308b\u3068\u5b09\u3057\u3044\u3067\u3059\u3002<\/p>\n<p>\uff0a\u8aa4\u8a33\u306a\u3069\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3067\u306e\u53c2\u8003\u7a0b\u5ea6\u306b\u3057\u3066\u3044\u305f\u3060\u304d\u6295\u8cc7\u306f\u81ea\u5df1\u5224\u65ad\u3067\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30d6\u30ed\u30b0\u904b\u55b6\u306e\u52b1\u307f\u306b\u306a\u308a\u307e\u3059\u306e\u3067\u3001\u304a\u624b\u6570\u3067\u3059\u304c\u3001\u5fdc\u63f4\u306e\uff11\u65e5\uff11\u30af\u30ea\u30c3\u30af\u3092\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u81f4\u3057\u307e\u3059\u3002<\/p>\n<p>\u2193\u2193\uff1c\u5fdc\u63f4\u30af\u30ea\u30c3\u30af\u304a\u9858\u3044\u3057\u307e\u3059\uff1e<\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/stockinfo\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u682a\u5f0f\u6295\u8cc7\u60c5\u5831\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/americastock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u7c73\u56fd\u682a\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/tenbagger\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/tenbagger\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u30c6\u30f3\u30d0\u30ac\u30fc\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/tenbagger\/ranking\/in?p_cid=11122923\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30de\u30eb\u30b1\u30bf (MQ)2022\u5e74\u7b2c4\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002 \u30ac\u30a4\u30c0\u30f3\u30b9\u304c\u30d7\u30ec\u3067\u60aa\u304f\u66b4\u843d\u3057\u3066\u307e\u3059\u306d\u3002\u652f\u6255\u7dcf\u984d\u306f\u5897\u3048\u3066\u3044\u307e\u3059\u304c\u6210\u9577\u7387\u3082\u920d\u5316\u3057\u3066\u307e\u3059\u306d\u3002\u3082\u3063\u3068\u9806\u8abf\u306b\u6210\u9577\u3059\u308b\u3068\u601d\u3063\u3066\u307e\u3057\u305f\u304c\u5fae\u5999\u3067\u3059\u306d\u3002 &nbsp; \u30de\u30eb &#8230; 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