{"id":741,"date":"2021-11-15T20:47:01","date_gmt":"2021-11-15T11:47:01","guid":{"rendered":"https:\/\/1up-life.blog\/?p=741"},"modified":"2021-11-15T20:47:01","modified_gmt":"2021-11-15T11:47:01","slug":"%e3%83%9e%e3%83%ab%e3%82%b1%e3%82%bf%e3%80%80marqeta-inc-nasdaqmq2021%e5%b9%b4%e7%ac%ac3%e5%9b%9b%e5%8d%8a%e6%9c%9f%e6%b1%ba%e7%ae%97%e8%aa%ac%e6%98%8e%e4%bc%9a%ef%bc%88%e3%82%ab%e3%83%b3","status":"publish","type":"post","link":"https:\/\/1up-life.blog\/?p=741","title":{"rendered":"\u30de\u30eb\u30b1\u30bf\u3000Marqeta, Inc. (NASDAQ:MQ)2021\u5e74\u7b2c3\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\uff08\u30ab\u30f3\u30d5\u30a1\u30ec\u30f3\u30b9\u30b3\u30fc\u30eb\uff09"},"content":{"rendered":"<p>\u30b9\u30af\u30a8\u30a2\uff08SQ\uff09\u30a2\u30d5\u30a1\u30fc\u30e0\uff08AFRM\uff09JP\u30e2\u30eb\u30ac\u30f3\uff08JPM\uff09\u306a\u3069\u306e\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u30de\u30eb\u30b1\u30bf\u306e(NASDAQ:MQ)2021\u5e74\u7b2c3\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002<\/p>\n<p>\u6c7a\u7b97\u3082\u826f\u304f\u4eca\u5f8c\u3082\u6210\u9577\u304c\u898b\u8fbc\u3081\u308b\u306e\u3067\u6ce8\u76ee\u3067\u3059\u3002\u30ed\u30c3\u30af\u30a2\u30c3\u30d7\u89e3\u9664\u5f8c\u306b\u682a\u4fa1\u304c\u4e0b\u304c\u308c\u3070\u8cb7\u3063\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3048\u308b\u9298\u67c4\u3067\u3059\u3002<\/p>\n<div id=\"attachment_742\" style=\"width: 680px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-742\" class=\" wp-image-742\" src=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2021\/11\/MQ_2021-11-15_20-45-49-300x168.png\" alt=\"\" width=\"670\" height=\"375\" srcset=\"https:\/\/1up-life.blog\/wp-content\/uploads\/2021\/11\/MQ_2021-11-15_20-45-49-300x168.png 300w, https:\/\/1up-life.blog\/wp-content\/uploads\/2021\/11\/MQ_2021-11-15_20-45-49-1024x575.png 1024w, https:\/\/1up-life.blog\/wp-content\/uploads\/2021\/11\/MQ_2021-11-15_20-45-49-768x431.png 768w, https:\/\/1up-life.blog\/wp-content\/uploads\/2021\/11\/MQ_2021-11-15_20-45-49-940x528.png 940w, https:\/\/1up-life.blog\/wp-content\/uploads\/2021\/11\/MQ_2021-11-15_20-45-49.png 1478w\" sizes=\"auto, (max-width: 670px) 100vw, 670px\" \/><p id=\"caption-attachment-742\" class=\"wp-caption-text\">MQ\u682a\u4fa1<\/p><\/div>\n<p class=\"hh hh3 main-bdr\"><span class=\"big\"><strong>\u30de\u30eb\u30b1\u30bf\u3000Marqeta, Inc. (NASDAQ:MQ)2021\u5e74\u7b2c3\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a<\/strong><\/span><\/p>\n<p>2021\u5e7411\u670810\u65e5\u3001\u5348\u5f8c4\u664230\u5206\uff08\u7c73\u56fd\u6771\u90e8\u6642\u9593\uff09<\/p>\n<p>Call participants:<br \/>\nStacey Finerman &#8212; Vice President, Investor Relations<br \/>\nJason Gardner &#8212; Founder and Chief Executive Officer<br \/>\nVidya Peters &#8212; Chief Operating Officer<br \/>\nTripp Faix &#8212; Chief Financial Officer<br \/>\nTien-Tsin Huang &#8212; JPMorgan Chase and Company &#8212; Analyst<br \/>\nBob Napoli &#8212; William Blair and Company&#8211; Analyst<br \/>\nRamsey El-Assal &#8212; Barclays &#8212; Analyst<br \/>\nAshwin Shirvaikar &#8212; Citi &#8212; Analyst<br \/>\nDarrin Peller &#8212; Wolfe Research &#8212; Analyst<br \/>\nAndrew Jeffrey &#8212; Truist Securities &#8212; Analyst<br \/>\nAndrew Bauch &#8212; SMBC Nikko Securities &#8212; Analyst<br \/>\nJosh Beck &#8212; KeyBanc Capital Markets &#8212; Analyst<br \/>\nMore MQ analysis<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u7686\u3055\u3093\u3001\u304a\u5f85\u305f\u305b\u3057\u307e\u3057\u305f\u3002\u30de\u30eb\u30b1\u30bf\u306e2021\u5e74\u7b2c3\u56db\u534a\u671f\u6c7a\u7b97\u30ab\u30f3\u30d5\u30a1\u30ec\u30f3\u30b9\u30b3\u30fc\u30eb\u306b\u3088\u3046\u3053\u305d\u3002[\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\u306e\u6307\u793a\u3011 \u5ff5\u306e\u305f\u3081\u3001\u3053\u306e\u96fb\u8a71\u4f1a\u8b70\u306f\u9332\u97f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u305d\u308c\u3067\u306f\u3001\u6295\u8cc7\u5bb6\u5411\u3051\u5e83\u5831\u62c5\u5f53\u526f\u793e\u9577\u306e\u30b9\u30c6\u30a4\u30b7\u30fc\u30fb\u30d5\u30a1\u30a4\u30ca\u30de\u30f3\u306b\u96fb\u8a71\u3092\u304a\u3064\u306a\u304e\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b9\u30c6\u30a4\u30b7\u30fc\u30fb\u30d5\u30a1\u30a4\u30ca\u30fc\u30de\u30f3 &#8212; \u6295\u8cc7\u5bb6\u5bfe\u5fdc\u62c5\u5f53\u526f\u793e\u9577<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u59cb\u3081\u308b\u524d\u306b\u3001\u672c\u65e5\u306e\u96fb\u8a71\u4f1a\u8b70\u306b\u306f\u5c06\u6765\u306e\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u304c\u542b\u307e\u308c\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3092\u7686\u69d8\u306b\u304a\u4f1d\u3048\u3057\u3066\u304a\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u5c06\u6765\u306e\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u306f\u30012021\u5e749\u670830\u65e5\u306b\u7d42\u4e86\u3057\u305f\u56db\u534a\u671f\u306eForm 10-Q\u306b\u3088\u308b\u56db\u534a\u671f\u5831\u544a\u66f8\u3092\u542b\u3080\u3001\u5f53\u793e\u306eInvestor Relations\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u306b\u63b2\u8f09\u3055\u308c\u3066\u3044\u308bSEC\u3078\u306e\u63d0\u51fa\u66f8\u985e\u3084\u3001\u305d\u306e\u5f8c\u306e\u5b9a\u671f\u7684\u306a\u63d0\u51fa\u66f8\u985e\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u308b\u5185\u5bb9\u3092\u542b\u3081\u3001\u6570\u591a\u304f\u306e\u30ea\u30b9\u30af\u3084\u4e0d\u78ba\u5b9f\u6027\u3092\u542b\u3093\u3067\u3044\u307e\u3059\u3002\u5b9f\u969b\u306e\u7d50\u679c\u306f\u3001\u5f53\u793e\u304c\u672c\u65e5\u767a\u8868\u3057\u305f\u5c06\u6765\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u3068\u5927\u304d\u304f\u7570\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u306e\u5c06\u6765\u306e\u898b\u901a\u3057\u306b\u95a2\u3059\u308b\u8a18\u8ff0\u306f\u3001\u3053\u306e\u96fb\u8a71\u4f1a\u8b70\u306e\u6642\u70b9\u3067\u306e\u3082\u306e\u3067\u3042\u308a\u3001\u6cd5\u5f8b\u3067\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u308b\u5834\u5408\u3092\u9664\u304d\u3001\u5f53\u793e\u306f\u3053\u308c\u3089\u3092\u66f4\u65b0\u3059\u308b\u7fa9\u52d9\u3084\u610f\u56f3\u3092\u8ca0\u3046\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u672c\u65e5\u306e\u96fb\u8a71\u4f1a\u8b70\u306b\u306f\u3001\u975eGAAP\u30d9\u30fc\u30b9\u306e\u8ca1\u52d9\u6307\u6a19\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u6307\u6a19\u306f\u3001GAAP\u65b9\u5f0f\u306e\u8ca1\u52d9\u6307\u6a19\u3092\u88dc\u5b8c\u3059\u308b\u3082\u306e\u3067\u3042\u308a\u3001\u4ee3\u7528\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6700\u3082\u76f4\u63a5\u7684\u306b\u6bd4\u8f03\u3067\u304d\u308bGAAP\u65b9\u5f0f\u306e\u6307\u6a19\u3068\u306e\u8abf\u6574\u306f\u3001\u672c\u65e5\u306e\u6c7a\u7b97\u767a\u8868\u306e\u30d7\u30ec\u30b9\u30ea\u30ea\u30fc\u30b9\u307e\u305f\u306f\u6c7a\u7b97\u767a\u8868\u88dc\u8db3\u8cc7\u6599\uff08\u5f53\u793e\u306e\u6295\u8cc7\u5bb6\u5411\u3051\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u306b\u63b2\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\uff09\u306b\u8a18\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u672c\u65e5\u306e\u96fb\u8a71\u4f1a\u8b70\u306e\u53f8\u4f1a\u306f\u3001Marqeta\u793e\u306e\u5275\u696d\u8005\u517cCEO\u306eJason Gardner\u6c0f\u3001Marqeta\u793e\u306e\u6700\u9ad8\u57f7\u884c\u8cac\u4efb\u8005\u306eVidya Peters\u6c0f\u3001\u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005\u306eTripp 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\u5275\u696d\u8005\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3001\u30c8\u30ea\u30c3\u30d7\u3055\u3093\u3002Marqeta\u306e\u76ee\u306e\u524d\u306b\u3042\u308b\u5de8\u5927\u306a\u30d3\u30b8\u30cd\u30b9\u30c1\u30e3\u30f3\u30b9\u306b\u3064\u3044\u3066\u306f\u3001\u3053\u308c\u304b\u3089\u3082\u3088\u304f\u8033\u306b\u3059\u308b\u30c6\u30fc\u30de\u3067\u3059\u30022020\u5e74\u306e\u5927\u707d\u5bb3\u306e\u969b\u3001Marqeta\u306f\u3001\u6d88\u8cbb\u8005\u304c\u5fc5\u8981\u306b\u8feb\u3089\u308c\u3066\u5927\u91cf\u306b\u5229\u7528\u3057\u305f\u7d4c\u6e08\u306e\u57fa\u5e79\u90e8\u9580\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u3088\u3046\u306a\u72b6\u6cc1\u306e\u4e2d\u3067\u3001\u79c1\u305f\u3061\u304c\u62b1\u3044\u305f\u7591\u554f\u3002\u3053\u306e\u6210\u9577\u306f\u6301\u7d9a\u53ef\u80fd\u306a\u306e\u304b\uff1f1\u5e74\u304c\u7d4c\u904e\u3057\u3001\u5f53\u6642\u30d4\u30fc\u30af\u3068\u611f\u3058\u3066\u3044\u305f\u524d\u5e74\u6bd4\u3067\u306e\u5927\u5e45\u306a\u6210\u9577\u3092\u76ee\u306e\u5f53\u305f\u308a\u306b\u3057\u3066\u3001\u4eba\u3005\u306f\u6301\u7d9a\u53ef\u80fd\u304b\u3069\u3046\u304b\u3092\u554f\u3044\u304b\u3051\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u6765\u5e74\u306b\u5411\u3051\u3066\u3001\u79c1\u305f\u3061\u306f\u3053\u308c\u307e\u3067\u4ee5\u4e0a\u306b\u6d3b\u6c17\u3065\u3044\u3066\u3044\u307e\u3059\u3002\u6765\u5e74\u306f\u3001\u5f53\u793e\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u5951\u7d04\u3057\u305f\u65b0\u3057\u3044\u304a\u5ba2\u69d8\u3084\u3001\u5f53\u793e\u304c\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u65b0\u305f\u306a\u5730\u57df\u3001\u305d\u3057\u3066\u73fe\u4ee3\u306e\u4e16\u754c\u7684\u306a\u304a\u91d1\u306e\u52d5\u304d\u3092\u5f37\u5316\u3059\u308b\u30de\u30cd\u30fc\u30a4\u30f3\uff0f\u30de\u30cd\u30fc\u30a2\u30a6\u30c8\u6280\u8853\u306e\u307e\u3059\u307e\u3059\u5145\u5b9f\u3057\u305f\u7a4d\u307f\u91cd\u306d\u306b\u3064\u3044\u3066\u5831\u544a\u3067\u304d\u308b\u3053\u3068\u3092\u697d\u3057\u307f\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u308c\u3067\u306f\u3001\u96fb\u8a71\u3092\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\u306b\u304a\u3064\u306a\u304e\u3057\u3001\u8cea\u7591\u5fdc\u7b54\u306e\u6642\u9593\u3092\u8a2d\u3051\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\uff1f<\/p>\n<p class=\"hh hh6 main-c main-bdr\"><span class=\"big\"><strong>\u8cea\u7591\u5fdc\u7b54<\/strong><\/span><\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002[\u6700\u521d\u306e\u8cea\u554f\u306f\u3001J.P.\u30e2\u30eb\u30ac\u30f3\u306eTien-Tsin Huang\u3055\u3093\u3067\u3059\u3002\u3069\u3046\u305e\u304a\u9032\u307f\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>Tien-Tsin Huang &#8212; JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9\u30fb\u30a2\u30f3\u30c9\u30fb\u30ab\u30f3\u30d1\u30cb\u30fc &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u597d\u8abf\u306a\u7d50\u679c\u3067\u3059\u306d\u3002Buy Now, Pay Later\uff08\u4eca\u8cb7\u3063\u3066\u3001\u5f8c\u3067\u6255\u3046\uff09\u3068\u3044\u3046\u8003\u3048\u65b9\u306f\u3001\u4eca\u3067\u3082\u3068\u3066\u3082\u5f37\u3044\u3088\u3046\u3067\u3059\u306d\u3002\u7279\u306b\u5f37\u3044\u3068\u304a\u3063\u3057\u3083\u3063\u305f\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u3053\u3067\u3001\u73fe\u5728\u306e\u6210\u9577\u306e\u30b9\u30d4\u30fc\u30c9\u3092\u6559\u3048\u3066\u3044\u305f\u3060\u3051\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u79c1\u306e\u8a18\u61b6\u304c\u6b63\u3057\u3051\u308c\u3070\u3001\u524d\u56db\u534a\u671f\u306f350\uff05\u5897\u52a0\u3057\u3066\u3044\u305f\u3068\u601d\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u304a\u5ba2\u69d8\u306e\u8996\u70b9\u304b\u3089\u898b\u305f\u5834\u5408\u3001\u3069\u306e\u7a0b\u5ea6\u306e\u5e83\u304c\u308a\u3092\u6301\u3063\u3066\u3044\u308b\u306e\u304b\u8208\u5473\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>Jason Gardner &#8212; \u5275\u696d\u8005\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>Tien-Tsin\u3055\u3093\u3001\u30b8\u30a7\u30a4\u30bd\u30f3\u3067\u3059\u3002\u7b2c3\u56db\u534a\u671f\u306eBuy now, pay later\u306e\u6210\u9577\u7387\u306f300\uff05\u3092\u8d85\u3048\u307e\u3057\u305f\u3002\u5f53\u793e\u306e\u9867\u5ba2\u3067\u3042\u308bKlarna\u3001Affirm\u3001Sezle\u3001Zip\u3001Afterpay\u306f\u3001\u8ca9\u58f2\u6642\u70b9\u3067\u306e\u65b0\u3057\u3044\u652f\u6255\u3044\u65b9\u6cd5\u306e\u78ba\u7acb\u306b\u5f15\u304d\u7d9a\u304d\u6ce8\u529b\u3057\u3066\u3044\u307e\u3059\u3002\u79c1\u304c\u4f4f\u3093\u3067\u3044\u308b\u30a6\u30a9\u30eb\u30ca\u30c3\u30c8\u30af\u30ea\u30fc\u30af\u306e\u8fd1\u304f\u3067\u306f\u3001\u30aa\u30d5\u30e9\u30a4\u30f3\u306e\u4e16\u754c\u3067Klarna\u306e\u30b5\u30a4\u30f3\u306b\u3088\u308b\u652f\u6255\u3044\u304c\u591a\u304f\u898b\u3089\u308c\u307e\u3059\u3002\u3053\u306e\u652f\u6255\u3044\u65b9\u6cd5\u306f\u4eca\u5f8c\u3082\u7d99\u7d9a\u3055\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u3053\u306e\u5206\u91ce\u3067\u306f\u529b\u5f37\u3044\u6301\u7d9a\u7684\u306a\u6210\u9577\u3092\u9042\u3052\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u300c\u4eca\u3059\u3050\u8cfc\u5165\u3001\u5f8c\u3067\u652f\u6255\u3046\u300d\u30e6\u30fc\u30b6\u30fc\u306e71\uff05\u304c\u3001\u5e02\u5834\u306e\u72b6\u6cc1\u3092\u8e0f\u307e\u3048\u3066\u3001\u6628\u5e74\u3088\u308a\u3082\u5229\u7528\u3092\u5897\u3084\u3059\u3068\u56de\u7b54\u3057\u3066\u3044\u307e\u3059\u3002\u6628\u5e74\u306f\u300140\uff05\u306e\u6d88\u8cbb\u8005\u304c\u4eca\u3059\u3050\u8cfc\u5165\u3001\u5f8c\u3067\u652f\u6255\u3046\u3053\u3068\u3092\u8a66\u3057\u3066\u3044\u307e\u3057\u305f\u3002\u3064\u307e\u308a\u3001\u4eca\u3059\u3050\u8cfc\u5165\u3057\u3066\u5f8c\u3067\u652f\u6255\u3046\u3068\u3044\u3046\u30b9\u30bf\u30a4\u30eb\u306f\u3001\u78ba\u5b9f\u306b\u7d99\u7d9a\u3059\u308b\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>Tien-Tsin Huang &#8212; JPMorgan Chase and Company &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u30cb\u30e5\u30fc\u30b9\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u306d\u3002Mastercard\u304c\u4eca\u65e5\u8a71\u3057\u3066\u3044\u307e\u3057\u305f\u3057\u3001Affirm\u3082\u540c\u69d8\u306b\u8a71\u3057\u3066\u3044\u307e\u3057\u305f\u3002\u3082\u3057\u3088\u308d\u3057\u3051\u308c\u3070\u3001Affirm\u3068Debit+\u304c\u6ce8\u76ee\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u306f\u77e5\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u3053\u306e\u8cea\u554f\u3092\u3088\u304f\u53d7\u3051\u308b\u306e\u3067\u3001Jason\u3055\u3093\u3084\u30c1\u30fc\u30e0\u306e\u7686\u3055\u3093\u306b\u304a\u805e\u304d\u3057\u305f\u3044\u3068\u601d\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3042\u306a\u305f\u306f\u3053\u306e\u4ef6\u306b\u4f55\u3089\u304b\u306e\u5f62\u3067\u95a2\u308f\u3063\u3066\u3044\u307e\u3059\u304b\uff1f\u305d\u308c\u306b\u3064\u3044\u3066\u4f55\u304b\u8a00\u3048\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30a4\u30bd\u30f3\u30fb\u30ac\u30fc\u30c9\u30ca\u30fc &#8212; \u5275\u696d\u8005\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>Affirm\u793e\u306eDebit+\u30ab\u30fc\u30c9\u3092\u5f53\u793e\u304c\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u3044\u308b\u3053\u3068\u306f\u78ba\u8a8d\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u4ee5\u4e0a\u306f\u5e02\u5834\u306b\u51fa\u308b\u307e\u3067\u30b3\u30e1\u30f3\u30c8\u3067\u304d\u307e\u305b\u3093\u304c\u3001Affirm\u793e\u306f\u9577\u5e74\u306b\u308f\u305f\u3063\u3066Marqeta\u306e\u7d20\u6674\u3089\u3057\u3044\u30d1\u30fc\u30c8\u30ca\u30fc\u3067\u3042\u308a\u3001Debit+\u30ab\u30fc\u30c9\u3067\u3082\u305d\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u7d99\u7d9a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Tien-Tsin Huang &#8212; JP\u30e2\u30eb\u30ac\u30f3\u30fb\u30c1\u30a7\u30fc\u30b9\u30fb\u30a2\u30f3\u30c9\u30fb\u30ab\u30f3\u30d1\u30cb\u30fc &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u7d20\u6674\u3089\u3057\u3044\u3067\u3059\u306d\u3002\u3069\u3046\u3082\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u904b\u55b6\u8005<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u3001\u30a6\u30a3\u30ea\u30a2\u30e0\u30fb\u30d6\u30ec\u30a2\u306e\u30dc\u30d6\u30fb\u30ca\u30dd\u30ea\u3055\u3093\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30dc\u30d6\u30fb\u30ca\u30dd\u30ea &#8212; \u30a6\u30a3\u30ea\u30a2\u30e0\u30fb\u30d6\u30ec\u30a2\u30fb\u30a2\u30f3\u30c9\u30fb\u30ab\u30f3\u30d1\u30cb\u30fc &#8212; 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&#8212; \u30d0\u30fc\u30af\u30ec\u30a4\u30ba &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u4e86\u89e3\u3057\u307e\u3057\u305f\u3002\u3068\u3066\u3082\u53c2\u8003\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u672c\u5f53\u306b\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u904b\u55b6\u8005<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u3001\u30b7\u30c6\u30a3\u306eAshwin Shirvaikar\u3055\u3093\u3067\u3059\u3002\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>Ashwin Shirvaikar &#8212; Citi &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u975e\u5e38\u306b\u597d\u8abf\u306a\u56db\u534a\u671f\u3092\u8fce\u3048\u3089\u308c\u3066\u304a\u3081\u3067\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u305d\u3057\u3066Vidya\u3055\u3093\u3001\u7279\u306bVidya\u3055\u3093\u306b\u306f\u304a\u3081\u3067\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u3053\u3053\u6570\u9031\u9593\u3067\u3001\u305f\u304f\u3055\u3093\u306e\u826f\u3044\u767a\u8868\u304c\u3042\u308a\u307e\u3057\u305f\u3002\u305d\u306e\u3046\u3061\u306e1\u3064\u3001Temenos\u306e\u30de\u30fc\u30b1\u30c3\u30c8\u30d7\u30ec\u30a4\u30b9\u3092\u7d39\u4ecb\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u6f5c\u5728\u7684\u306a\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u9867\u5ba2\u306e\u9577\u3044\u30ea\u30b9\u30c8\u306e\u4e2d\u306b\u7d44\u307f\u8fbc\u307e\u308c\u308b\u6a5f\u4f1a\u3092\u4e0e\u3048\u3066\u304f\u308c\u305f\u3088\u3046\u306b\u601d\u3048\u305f\u304b\u3089\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u8003\u3048\u305f\u5834\u5408\u3001\u79c1\u306e\u898b\u65b9\u306f\u6b63\u3057\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u3064\u307e\u308a\u3001\u30de\u30fc\u30b1\u30c3\u30c8\u30d7\u30ec\u30a4\u30b9\u3092\u901a\u3058\u305f\u6a5f\u4f1a\u306b\u3064\u3044\u3066\u3001\u3082\u3046\u5c11\u3057\u8a73\u3057\u304f\u304a\u8a71\u3044\u305f\u3060\u3051\u307e\u3059\u304b\uff1f<\/p>\n<p>\u30b8\u30a7\u30a4\u30bd\u30f3\u30fb\u30ac\u30fc\u30c9\u30ca\u30fc &#8212; \u5275\u696d\u8005\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u305d\u3046\u3067\u3059\u306d\u3002\u30c6\u30e1\u30ce\u30b9\u304c\u30de\u30fc\u30b1\u30c3\u30c8\u30d7\u30ec\u30a4\u30b9\u3092\u69cb\u7bc9\u3057\u3001\u6211\u3005\u306eAPI\u3092\u30c6\u30e1\u30ce\u30b9\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u901a\u3058\u3066\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u79c1\u305f\u3061\u306f\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306b\u96c6\u4e2d\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u79c1\u305f\u3061\u306e\u6210\u9577\u3092\u898b\u3066\u304d\u3066\u601d\u3046\u306e\u3067\u3059\u304c\u3001\u7279\u306b\u6700\u65b0\u306e\u30ab\u30fc\u30c9\u767a\u884c\u306b\u304a\u3044\u3066\u306f\u3001\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u304c\u79c1\u305f\u3061\u306e\u6d3b\u52d5\u3068\u4e16\u754c\u4e2d\u3067\u306e\u6210\u9577\u306e\u5927\u304d\u306a\u90e8\u5206\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3067\u3059\u304b\u3089\u3001\u4fe1\u983c\u306f\u3059\u3079\u3066\u306e\u95a2\u4fc2\u306e\u57fa\u790e\u3068\u306a\u308a\u307e\u3059\u3002\u73fe\u4ee3\u306e\u30ab\u30fc\u30c9\u767a\u884c\u306b\u304a\u3044\u3066\u79c1\u305f\u3061\u304c\u7bc9\u304d\u4e0a\u3052\u3066\u304d\u305f\u3082\u306e\u3092\u898b\u3066\u307f\u308b\u3068\u3001\u975e\u5e38\u306b\u9577\u671f\u7684\u306a\u4fe1\u983c\u95a2\u4fc2\u3092\u7bc9\u3044\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306f\u3001\u79c1\u305f\u3061\u306e\u3053\u3068\u3092\u77e5\u3089\u306a\u3044\u4eba\u305f\u3061\u304c\u79c1\u305f\u3061\u306e\u3053\u3068\u3092\u77e5\u308a\u305f\u3044\u3068\u601d\u3063\u3066\u3044\u308b\u3088\u3046\u306a\u5206\u91ce\u3067\u3001\u79c1\u305f\u3061\u304c\u5927\u304d\u304f\u7fbd\u3070\u305f\u304f\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3057\u3001\u30c6\u30e1\u30ce\u30b9\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u305d\u308c\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u304f\u308c\u307e\u3059\u3002<\/p>\n<p>Ashwin Shirvaikar &#8212; Citi &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u4e86\u89e3\u3057\u307e\u3057\u305f\u3002\u5206\u304b\u308a\u307e\u3057\u305f\u3002\u30c8\u30ea\u30c3\u30d7\u3055\u3093\u300122\u5e74\u306b\u3064\u3044\u3066\u3001\u5b63\u7bc0\u6027\u3084\u524d\u5e74\u6bd4\u3067\u306e\u6ce8\u610f\u70b9\u306a\u3069\u3001\u3082\u3046\u5c11\u3057\u8a73\u3057\u304f\u304a\u805e\u304d\u3057\u305f\u3044\u306e\u3067\u3059\u304c\u3002\u30d9\u30fc\u30b9\u30e9\u30a4\u30f3\u304c\u9ad8\u3044\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u304a\u305d\u3089\u304f\u7b2c1\u56db\u534a\u671f\u306f\u666f\u6c17\u523a\u6fc0\u7b56\u306e\u305f\u3081\u306b\u53b3\u3057\u3044\u72b6\u6cc1\u306b\u306a\u308b\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u60f3\u50cf\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u3046\u8003\u3048\u3066\u3088\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f22\u5e74\u306b\u5411\u3051\u3066\u306e\u56db\u534a\u671f\u306e\u8a2d\u5b9a\u306b\u3064\u3044\u3066\u3001\u4f55\u304b\u8a73\u7d30\u304c\u3042\u308c\u3070\u6559\u3048\u3066\u304f\u3060\u3055\u3044\u3002\u307e\u3060\u5c11\u3057\u65e9\u3044\u3068\u306f\u601d\u3044\u307e\u3059\u304c\u3001\u305d\u308c\u3067\u3082\u3002<\/p>\n<p>\u30c8\u30ea\u30c3\u30d7\u30fb\u30d5\u30a7\u30a4\u30af\u30b9 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u307e\u3060\u5c11\u3057\u65e9\u3044\u3067\u3059\u304c\u3001\u305d\u306e\u901a\u308a\u3067\u3059\u30022022\u5e74\u7b2c1\u56db\u534a\u671f&#8230;\u3044\u3084\u3001\u5931\u793c\u30012021\u5e74\u7b2c1\u56db\u534a\u671f\u306b\u3082\u666f\u6c17\u523a\u6fc0\u7b56\u3092\u5b9f\u65bd\u3057\u307e\u3057\u305f\u3002\u307e\u305f\u3001\u4eca\u5e74\u306e\u7b2c4\u56db\u534a\u671f\u306f\u3001\u672c\u65e5\u306b\u52a0\u3048\u3066\u7b2c2\u56db\u534a\u671f\u306e\u6c7a\u7b97\u767a\u8868\u306e\u969b\u306b\u3082\u5f37\u8abf\u3057\u307e\u3057\u305f\u304c\u3001\u30db\u30ea\u30c7\u30fc\u30b7\u30fc\u30ba\u30f3\u306b\u3042\u305f\u308a\u307e\u3059\u3002\u4eca\u5e74\u306e\u7b2c4\u56db\u534a\u671f\u306b\u3064\u3044\u3066\u306f\u3001\u4eca\u65e5\u3060\u3051\u3067\u306a\u304f\u3001\u7b2c2\u56db\u534a\u671f\u306e\u6c7a\u7b97\u8aac\u660e\u4f1a\u3067\u3082\u5f37\u8abf\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u3053\u308c\u304c\u7686\u3055\u3093\u306b\u3068\u3063\u3066\u826f\u3044\u7d50\u679c\u3092\u3082\u305f\u3089\u3059\u3053\u3068\u3092\u9858\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Ashwin Shirvaikar &#8212; Citi &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u5206\u304b\u308a\u307e\u3057\u305f\u3002\u5206\u304b\u308a\u307e\u3057\u305f\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30aa\u30da\u30ec\u30fc\u30bf\u30fc<\/p>\n<p>\u6b21\u306e\u8cea\u554f\u306f\u3001\u30a6\u30a9\u30eb\u30d5\u30fb\u30ea\u30b5\u30fc\u30c1\u306e\u30c0\u30ea\u30f3\u30fb\u30da\u30e9\u30fc\u3055\u3093\u3067\u3059\u3002\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30c0\u30ea\u30f3\u30fb\u30da\u30e9\u30fc &#8212; \u30a6\u30a9\u30eb\u30d5\u30fb\u30ea\u30b5\u30fc\u30c1 &#8212; 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Peller &#8212; Wolfe Research &#8212; 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&#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u306f\u3044\u3002\u307e\u305a\u6700\u521d\u306b\u3001\u30b8\u30a7\u30d5\u3055\u3093\u3001\u3059\u307f\u307e\u305b\u3093\u3001\u30b8\u30e7\u30b7\u30e5\u3055\u3093\u3001\u307e\u305f\u304a\u8a71\u3057\u3067\u304d\u3066\u3046\u308c\u3057\u3044\u3067\u3059\u3002\u79c1\u305f\u3061\u306f\u3001\u30b5\u30d7\u30e9\u30a4\u30c1\u30a7\u30fc\u30f3\u3084\u5e02\u5834\u306e\u3053\u3068\u3092\u3088\u304f\u7406\u89e3\u3057\u3066\u3044\u307e\u3059\u3002\u7b2c4\u56db\u534a\u671f\u306e\u898b\u901a\u3057\u3068\u4eee\u5b9a\u306b\u306f\u3001\u305d\u3046\u3057\u305f\u8981\u7d20\u3092\u3044\u304f\u3064\u304b\u7e54\u308a\u8fbc\u3080\u3088\u3046\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305a\u3001\u300c\u4eca\u8cb7\u3063\u3066\u3001\u5f8c\u3067\u6255\u3046\u300d\u65b9\u5f0f\u304c\u5f15\u304d\u7d9a\u304d\u597d\u8abf\u3067\u3042\u308b\u3053\u3068\u3092\u5f37\u8abf\u3057\u307e\u3057\u305f\u3002\u78ba\u304b\u306b\u3001\u5f53\u56db\u534a\u671f\u306f\u7d20\u6674\u3089\u3057\u3044\u6210\u9577\u3092\u9042\u3052\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u51fa\u5f35\u3084\u5e30\u7701\u304c\u5897\u3048\u308b\u4e2d\u3001\u7d4c\u8cbb\u7ba1\u7406\u306e\u5206\u91ce\u306b\u3082\u6ce8\u76ee\u3057\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u30c7\u30b8\u30bf\u30eb\u30fb\u30d0\u30f3\u30ad\u30f3\u30b0\u3082\u5f15\u304d\u7d9a\u304d\u597d\u8abf\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u672c\u65e5\u306e\u96fb\u8a71\u4f1a\u8b70\u3067\u3082\u304a\u4f1d\u3048\u3057\u307e\u3057\u305f\u304c\u3001\u6697\u53f7\u5316\u306f\u307e\u3060\u59cb\u307e\u3063\u305f\u3070\u304b\u308a\u3067\u3059\u3002\u7279\u306b\u671f\u5f85\u3057\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u7b2c4\u56db\u534a\u671f\u306b\u306f\u8ca2\u732e\u3057\u3066\u304f\u308c\u308b\u3082\u306e\u3068\u671f\u5f85\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Josh Beck &#8212; KeyBanc Capital Markets &#8212; \u30a2\u30ca\u30ea\u30b9\u30c8<\/p>\n<p>\u5927\u5909\u53c2\u8003\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u30c8\u30ea\u30c3\u30d7\u30fb\u30d5\u30a7\u30a4\u30af\u30b9 &#8212; \u6700\u9ad8\u8ca1\u52d9\u8cac\u4efb\u8005<\/p>\n<p>\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u904b\u55b6\u8005<\/p>\n<p>\u8cea\u7591\u5fdc\u7b54\u306f\u7d42\u4e86\u3057\u307e\u3057\u305f\u3002\u6700\u5f8c\u306b\u3001\u30b8\u30a7\u30a4\u30bd\u30f3\u3055\u3093\u304b\u3089\u30b3\u30e1\u30f3\u30c8\u3092\u3044\u305f\u3060\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b8\u30a7\u30a4\u30bd\u30f3\u30fb\u30ac\u30fc\u30c9\u30ca\u30fc &#8212; \u5275\u8a2d\u8005\u517c\u6700\u9ad8\u7d4c\u55b6\u8cac\u4efb\u8005<\/p>\n<p>\u7d20\u6674\u3089\u3057\u3044\u3067\u3059\u306d\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002\u6700\u5f8c\u306b\u306a\u308a\u307e\u3057\u305f\u304c\u3001\u7b2c3\u56db\u534a\u671f\u306e\u96fb\u8a71\u4f1a\u8b70\u306b\u53c2\u52a0\u3057\u3066\u304f\u3060\u3055\u3063\u305f\u7686\u69d8\u306b\u611f\u8b1d\u3044\u305f\u3057\u307e\u3059\u3002\u7b2c3\u56db\u534a\u671f\u306e\u696d\u7e3e\u306f\u3001\u6700\u65b0\u306e\u30ab\u30fc\u30c9\u767a\u884c\u304c\u30c7\u30b8\u30bf\u30eb\u7d4c\u6e08\u306b\u529b\u3092\u4e0e\u3048\u3066\u3044\u308b\u3053\u3068\u3092\u8a3c\u660e\u3059\u308b\u3082\u306e\u306b\u306a\u3063\u305f\u3068\u601d\u3044\u307e\u3059\u3002\u305d\u308c\u306f\u3001\u4eca\u3059\u3050\u8cfc\u5165\u3057\u3066\u5f8c\u3067\u652f\u6255\u3046\u3053\u3068\u3092\u53ef\u80fd\u306b\u3059\u308b\u3053\u3068\u304b\u3089\u3001\u9867\u5ba2\u306e\u30ab\u30fc\u30c9\u30db\u30eb\u30c0\u30fc\u304c\u3088\u308a\u7c21\u5358\u306b\u6697\u53f7\u901a\u8ca8\u306e\u6b8b\u9ad8\u3092\u4f7f\u7528\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u307e\u3067\u3001\u591a\u5c90\u306b\u308f\u305f\u308a\u307e\u3059\u3002<\/p>\n<p>Marqeta\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u73fe\u4ee3\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u304a\u91d1\u306e\u52d5\u304d\u3067\u7d4c\u9a13\u3057\u3066\u3044\u308b\u30b7\u30d5\u30c8\u306b\u5408\u308f\u305b\u3066\u69cb\u7bc9\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u6700\u8fd1\u3001Bill.com\u3084Uber Freight\u306e\u3088\u3046\u306a\u7834\u58ca\u7684\u306a\u4f01\u696d\u306e\u9867\u5ba2\u3092\u7372\u5f97\u3057\u305f\u3053\u3068\u306f\u3001\u5f53\u793e\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u7af6\u4e89\u529b\u3068\u53ef\u80fd\u6027\u3092\u793a\u3059\u7d20\u6674\u3089\u3057\u3044\u8a3c\u62e0\u3067\u3059\u3002\u79c1\u306f\u3001\u7b2c4\u56db\u534a\u671f\u306e\u72b6\u6cc1\u3092\u7686\u69d8\u306b\u304a\u77e5\u3089\u305b\u3059\u308b\u306e\u3092\u697d\u3057\u307f\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u4eca\u5e74\u3082\u3069\u3046\u305e\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3044\u305f\u3057\u307e\u3059\u3002<\/p>\n<p>\u672c\u5e74\u3082\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u3044\u305f\u3057\u307e\u3059\u3002\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4ee5\u4e0a\u3067\u3059\u3002\u4ed6\u306e\u7ffb\u8a33\u5e0c\u671b\u304c\u3042\u308c\u3070\u3054\u9023\u7d61\u3044\u305f\u3060\u3051\u308c\u3070\u691c\u8a0e\u3044\u305f\u3057\u307e\u3059\u3002<\/p>\n<p>\uff0a\u8aa4\u8a33\u306a\u3069\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3067\u306e\u53c2\u8003\u7a0b\u5ea6\u306b\u3057\u3066\u3044\u305f\u3060\u304d\u6295\u8cc7\u306f\u81ea\u5df1\u5224\u65ad\u3067\u304a\u9858\u3044\u3057\u307e\u3059\u3002<\/p>\n<p>\u30d6\u30ed\u30b0\u904b\u55b6\u306e\u52b1\u307f\u306b\u306a\u308a\u307e\u3059\u306e\u3067\u3001\u304a\u624b\u6570\u3067\u3059\u304c\u3001\u5fdc\u63f4\u306e\uff11\u65e5\uff11\u30af\u30ea\u30c3\u30af\u3092\u3088\u308d\u3057\u304f\u304a\u9858\u3044\u81f4\u3057\u307e\u3059\u3002<\/p>\n<p>\u2193\u2193\uff1c\u5fdc\u63f4\u30af\u30ea\u30c3\u30af\u304a\u9858\u3044\u3057\u307e\u3059\uff1e<\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11118987\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/stockinfo\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u682a\u5f0f\u6295\u8cc7\u60c5\u5831\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/stockinfo\/ranking\/in?p_cid=11118987\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11118987\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/americastock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0 \u7c73\u56fd\u682a\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/americastock\/ranking\/in?p_cid=11118987\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n<p><a href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11118987\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/b.blogmura.com\/stock\/88_31.gif\" alt=\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751 \u682a\u30d6\u30ed\u30b0\u3078\" width=\"88\" height=\"31\" border=\"0\"><\/a><br \/>\n<a href=\"https:\/\/stock.blogmura.com\/ranking\/in?p_cid=11118987\" target=\"_blank\" rel=\"noopener\">\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30b9\u30af\u30a8\u30a2\uff08SQ\uff09\u30a2\u30d5\u30a1\u30fc\u30e0\uff08AFRM\uff09JP\u30e2\u30eb\u30ac\u30f3\uff08JPM\uff09\u306a\u3069\u306e\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u30de\u30eb\u30b1\u30bf\u306e(NASDAQ:MQ)2021\u5e74\u7b2c3\u56db\u534a\u671f\u6c7a\u7b97\u8aac\u660e\u4f1a\u306e\u65e5\u672c\u8a9e\u8a33\u3067\u3059\u3002 \u6c7a\u7b97\u3082\u826f\u304f\u4eca\u5f8c\u3082\u6210\u9577\u304c\u898b\u8fbc\u3081\u308b\u306e\u3067\u6ce8\u76ee\u3067 &#8230; 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